Annual Free Night
IHG One Rewards Premier Credit Card

IHG One Rewards Premier Credit Card

Earn 5 Free Nights
Annual Free Night
  • Earn up to 26x at IHG Hotels
  • Anniversary Free Night
  • IHG Rewards Platinum Status
Apply Now Securely with Chase | (Rates & Fees)
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What Ben Likes

The IHG Premier Card is a card that I highly recommend getting. Not because it makes sense to put a lot of spending on the card long term (especially with the recent devaluation of points), but because the anniversary free night certificate can be worth way more than the ongoing annual fee. Add in the IHG Platinum status, fourth night free on award redemptions, Global Entry, TSA PreCheck® or NEXUS Statement Credit, and more, and this card is a no-brainer. Add in the great bonus at the moment, and the card is even more valuable. I know some people are opposed to having a lot of credit cards, but often it can make sense to have some cards just for the perks they offer, even if they’re not worth spending much money on. This is one of those cards. Read OMAAT Review >

Card Details

Foreign Transaction Fee: $0
Annual Fee: $99
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Our Best Offer of 2025! Earn 5 Free Nights
  • Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
  • Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Automatic Platinum Elite status as long as you remain a Premier cardmember
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Member FDIC