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Royal Caribbean Credit Cards: Are They Worth It?

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(@lucky)
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Here at OMAAT, I usually cover airline and hotel credit cards, since that’s what interests me most. However, it’s also interesting to look at other cards being launched in the travel space. Along those lines, Royal Caribbean and Bank of America have partnered on two credit cards, which will likely interest some cruisers.

Continue reading: Royal Caribbean Credit Cards: Are They Worth It?

Share your questions, experiences, and thoughts below.


22 Replies
22 Replies
 Luke
(@Luke)
Joined: 6 years ago

Posts: 366

Would be nice if a premium royal caribbean card came out with perks more tied to their Crown and Anchor loyalty program with perks such as a credit card spend level counting towards higher tier status such as Diamond which comes with lifetime free daily cocktails on cruises worth a good amount.


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(@Greenberg Traurig)
Joined: 5 months ago

Posts: 40

Worth as much as legal advice from Polsinelli (which is surprisingly a law firm and not an Italian restaurant entree).


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 1990
(@1990)
Joined: 4 months ago

Posts: 213

Either way, their cacio e pepe is superb!


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(@Greenberg Traurig)
Joined: 5 months ago

Posts: 40

Also I know a retired partner whose daughter is extremely hot. Gorgeous inside and out. I want to emphasize, for avoidance of doubt, his daughter is 34 years old. Total baddie, very intelligent and polite and graceful yet full of energy and character, with an absolute banger of a face and body (and other things I can’t mention) whom I would take over 99% of 21-33 year olds, though. Whew!


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Diamond
(@dang-den)
Joined: 5 years ago

Member
Posts: 88

I've cruised both Celebrity and Royal and this card benefits don't excite me. I'll stick to airline programs.


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(@Alert)
Joined: 3 years ago

Posts: 650

Credit Cards and Cruises are both a total waste of money .


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(@Kevin)
Joined: 4 months ago

Posts: 1

dude what


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 1990
(@1990)
Joined: 7 months ago

Posts: 85

Read the room…


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 1990
(@1990)
Joined: 4 months ago

Posts: 213

Lawdy. That is spicy. Like, lots of dried chilis and Sichuan peppercorns.


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(@Retired Gambler)
Joined: 6 years ago

Posts: 123

I have the Norwegian cruise line card from Bank of America. Nice SUB, no AF and 3% on charges to NCL plus B of A relationship bonus which takes it to 4.5% in my case as well as their “bonus day” promotion points (which can be used as onboard ship credit). Not worth spending on anything else but nice value for specific use. Agree very niche but worth it if it fits your travel profile.


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(@Greenberg Traurig)
Joined: 5 months ago

Posts: 40

She and I used to do shots of Fireball together.


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 1990
(@1990)
Joined: 7 months ago

Posts: 85

Ever taken NCL from the Manhattan cruise terminal? I think Aqua, Breakaway, Escape, and Joy have based from there.


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(@KingBob)
Joined: 4 years ago

Posts: 157

Luke, I'm Diamond on Royal Caribbean and we get 4 comp drinks per day.


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(@KingBob)
Joined: 4 years ago

Posts: 157

I used to have a affinity credit card for Norwegian Cruise Lines that had real value and real discounts without having to spend (relatively) much money. I forget the bank that issued it; I think it was out of Phoenix but got bought out by someone else and the discounts drastically reduced so I cancelled the card.

Since then, I've yet to see a cruise line credit card that was worthwhile. Carnival recently revamped it's frequent sailor program VIFP to emulate airline programs and earn higher status through both sailing and affinity credit card spending. That went over like a lead balloon with its elite members so no other cruise lines have copied it as of yet and MSC is poaching Carnival customers.


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(@DMV_traveler)
Joined: 7 years ago

Posts: 4

Was worth signing up for to get the signup bonus, since I am already booked for a cruise in early 2027 on one of the lines. The net payoff is $800 for $5000 in spend, which is pretty good.

Will probably drop to the no-annual fee version in a year.


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(@Magus Perde)
Joined: 3 years ago

Posts: 32

I'm sorry sir, but this is a Wendy's.


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(@Greenberg Traurig)
Joined: 5 months ago

Posts: 40

Doing her cowgirl is my fantasy. Not reverse cowgirl. I need to see her titties bounce.


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 1990
(@1990)
Joined: 7 months ago

Posts: 85

Phew! May I have a Frosty and some Tendys, please? Thank you.


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 1990
(@1990)
Joined: 7 months ago

Posts: 85

Garsh. That cinnamon is demonic!


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 1990
(@1990)
Joined: 11 months ago

Posts: 4869

(I believe Greenie's doing a 'bit'... I hope...)


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(@Greenberg Traurig)
Joined: 5 months ago

Posts: 40

What do you have against bouncing titties, 1990?


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(@Big John)
Joined: 4 months ago

Posts: 1

Can you get the sign up bonus for both cards?


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