Hyatt Vs. IHG Credi...
 

Hyatt Vs. IHG Credit Card: Which Is Better?

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(@lucky)
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There’s lots of value to having hotel credit cards, including elite status and in some cases free night certificates.

Continue reading: Hyatt Vs. IHG Credit Card: Which Is Better?

Share your questions, experiences, and thoughts below.


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4 Replies
 Sean
(@Sean)
Joined: 4 years ago

Posts: 4

Doesn't the IHG card have a bonus at $20,000? Earn $100 credit and 10,000 bonus points. I think you should add an analysis on the return on spend if spending exactly $20,000. That would increase overall value by basically $50, right? Effectively earns 4x on un-bonused spend meaning 2.0% return which would be above hyatt but at a higher spend threshold.

Maybe I've got my math all wrong, but that's why I come here in the first place.


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(@stlsch02)
Joined: 4 years ago

Member
Posts: 12

Hyatt greater than IHG
Mainly because they offer lifetime status


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 AC
(@AC)
Joined: 7 years ago

Posts: 137

I agree hotel credit cards can have great value. I have 5 of them (Chase IHG, Hyatt and Marriott cards plus Amex Hilton Surpass and Marriott Bonvoy Brilliant). While my CSR gets better value I use the card of the chain at all hotel stays (mainly to diversify my points since I have health Membership Rewards and Chase Ultimate balances). I also get 6 free night certificates (run $15K in unbonused categories through Hilton Surpass and Chase Hyatt cards).


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(@eponymous coward)
Joined: 16 years ago

Posts: 447

The Hilton Surpass makes for an interesting comparison: no free night, but Priority Pass admission coupons instead, Hilton Gold status, reasonable bonus categories. at 15k spend in a calendar year a SYSTEMWIDE free weekend night.


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Posts: 4
 Sean
(@Sean)
Joined: 4 years ago

Doesn't the IHG card have a bonus at $20,000? Earn $100 credit and 10,000 bonus points. I think you should add an analysis on the return on spend if spending exactly $20,000. That would increase overall value by basically $50, right? Effectively earns 4x on un-bonused spend meaning 2.0% return which would be above hyatt but at a higher spend threshold.

Maybe I've got my math all wrong, but that's why I come here in the first place.


Reply
Posts: 12
(@stlsch02)
Member
Joined: 4 years ago

Hyatt greater than IHG
Mainly because they offer lifetime status


Reply
Posts: 137
 AC
(@AC)
Joined: 7 years ago

I agree hotel credit cards can have great value. I have 5 of them (Chase IHG, Hyatt and Marriott cards plus Amex Hilton Surpass and Marriott Bonvoy Brilliant). While my CSR gets better value I use the card of the chain at all hotel stays (mainly to diversify my points since I have health Membership Rewards and Chase Ultimate balances). I also get 6 free night certificates (run $15K in unbonused categories through Hilton Surpass and Chase Hyatt cards).


Reply

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Posts: 447
(@eponymous coward)
Joined: 16 years ago

The Hilton Surpass makes for an interesting comparison: no free night, but Priority Pass admission coupons instead, Hilton Gold status, reasonable bonus categories. at 15k spend in a calendar year a SYSTEMWIDE free weekend night.


Reply