Update: Delta has reversed course on this healthcare surcharge.
Continue reading: Delta Adds Healthcare Surcharge For Unvaccinated Employees
Share your questions, experiences, and thoughts below.
A good first step. Next, 100% vax REQUIREMENT for all employees, and a complete ban on unvaccinated passengers (effective October 1, that's enough time to get it done). It's time to quit screwing around, and stop apologizing for being rational.
Lib here. Am I the only one who thinks this is for theatre? How about charging a premium for the 300lb lard ass that actually will cost more in healthcare and not the few unvaccinated who might get Covid. And even if they do it’s statiscally unlikely they would end up in the icu. Let’s not forget if they didn’t have an mmr booster is there a premium?
This isn’t AA flight crew where the avg age is 65. This is delta. It’s lipstick on a pig for show. Nothing more.
As someone who has to work in the hospital taking care of full COVID units due to unvaccinated people, I think $200/month is too little. But it’s a good start.
Good for Delta.
This is precisely the same risk-based health management that many companies have regarding smoking, weight, and heart disease and/or diabetes management.
People need to make their own health decisions but they need to be accountable for those decisions.
Airlines (and all big corps for that matter) try not to make big sudden changes, I was actually surprised that UA went hard and fast on vax, financial incentive here should be very effective in getting the hesitation to change their minds. I would say though that testing should be more frequent perhaps every other day ?
You are wrong. This is sudden and significant increase in costs where there’s a simple solution to avoid it. Obesity for example is a sliding scale with a long runway of costs that would inhibit personal freedom if you’d start charging for every ailment cost and on broad level would make these companies look like extremely stingy with employees
Interesting, additionally they could now consider obesity surcharge as by far the number one driver of insurance premiums is heart disease.
Agree with a few other posts about charging fat asses who are too lazy to change their slovenly lifestyles. Get fit or pay.
No different than a tobacco use surcharge for healthcare premiums - shouldn't be controversial.
I've always thought for past few months that health insurers should outright deny claims related to covid illness/hospitalization for the unvaccinated, and especially relevant now that Pfizer has the full FDA approval. Otherwise at the very least makes sense to start charging higher premiums for the unvaccinated for both health and life insurance, just like how it works for smokers.
Sure if you can have your freedom to not take the vax, you also have the freedom and liberties to pay higher healthcare costs!
Heart disease isn't contagious. Eyes on the prize, people. Let's try to get a handle on the pandemic with the effective tools we have. The vaccines, not bleach or injecting light into your body.
Cancer patients having to postpone treatment for lack of hospital beds isn't ok.
Also, why are the anti-vaxxers not ok getting a shot based on 10 years of research but are totally fine with experimental treatments once they're in the ICU?
Yay rational thought.
Good it should be 50% higher actually. Just like insurance companies can charge a 50% premium if you are a smoker. It’s a choice. You are free to choose whatever but there are premiums to pay as well
They should also deny claims for anyone with a related smoking disease, since there are warning labels on the packs. They should also deny claims related to obesity, since nutrition labels are on ever food package. Can they also deny claims for anything alcohol related?
Shoot, my insurance premium would almost $0!
A great step and a sign that perhaps the entire healthcare insurance industry will move in that direction and hike premiums severely for the unvaccinated. Those that opt to forgo a vaccination for a reason other than a health care consideration should be prepared to forgo most freedoms.
What a complete joke. Raise premiums for employees who smoke and are obese too. Don't tell me they don't do damage to the healthcare system because they absolutely do. Delta absolutely has the right to do this, but be sensible and look at the data.
Right, so let's be rational and make everyone required to get a vaccine. Super rational and sensible lmao.
I appreciate what you do, but they should charge you $200/month as you're exposed to covid patients all day and are just as likely if not more, to be a carrier. Vaccinated, sure. But you can carry just like anyone else and are exposed constantly and consistently by people who are verified to actually have covid.
@Alonzo those who smoke or are obese don't get bonus deposits into their HSA, so that's sort of a 'penalty'
Excuse me? What major company has risk based health management in place? 75% of the USA is overweight. 75% of those folks who are overweight, are obese. What are you talking about?
Yep, according to the beloved CDC -
'About 78% of people who have been hospitalized, needed a ventilator or died from Covid-19 have been overweight or obese, the Centers for Disease Control and Prevention said in a new study Monday'
So charge those fat people $300 a month as they are the drivers of this, as well as other health issues. Its facts.
Obesity is not always a choice, nor is it something that just comes along once in a century. Not to mention that there are social/economic factors at play...have you ever driven through a poor neighborhood in the United States? What's available? Fast food joints, run down supermarkets selling instant food...come on, man. Obesity and COVID are not the same...I suspect there will be waivers in place for folks who need them re: the vaccine, but now that it is FDA-approved, anyone refusing to get it is just being obstinate - the information is out there about how safe it is, and we've had enough time to see what the costs are for not vaccinating. Personal choices have consequences, and ignoring science is a choice.
So let's also require weekly blood pressure checks and blood glucose levels. Might as well throw in weekly physical fitness tests too, like push-ups and sit-ups. Surely, being healthy and physically fit leads to lower healthcare costs for Delta, so why not mandate that too?
Just to add accuracy to your post Pfizer-Biotech is still under an extended EUA. The approved vaccine that isn’t out yet is Comirnaty. Pfizer still want legal liability waived. The approved one is the one that can be mandated by employers but has to be available to get. The vaccines will largely be the same but there is a distinct legal difference between the 2.
Company surcharges on health plans for smokers have been around for several years now. This is not an entirely new concept.
I understand Delta’s approach. Too many people take the view that it’s their choice whether to get vaccinated or not AND there should be no consequences to that decision. Yes, it is your choice whether to get vaccinated or not, but every decision has a consequence. Well, here’s the consequence…you still have a choice, it’s just going to cost you $200 a month.
100% spot on. This is no different.
Also for talking about obesity, most insurance company's give DISCOUNTS for being in shape and healthy. I know my company and others I have worked for give you discounts if your BMI is under a certain threshold and you submit to blood tests.
Obesity is not always a choice? Cool, explain to me what percentage of being overweight or obese IS a choice. 75% of the country is overweight so I'm going to make the assumption that you are in that category. For the past 16 months, people have been ignoring the top 3 causes of death. I have news for you, it has never been covid and never will be covid.
An HSA is an option, not a requirement. I'm not going to have an issue paying my bills if my company doesn't deposit my annual $500 into my HSA in January. Jacking my insurance up by $200 per a month for the foreseeable future, yeah some may have an issue financially. Avg person at Delta makes less than 40k/year.
For every common sense rule and an article, there is a deluge of morons protesting it in the comments section citing random delusional thoughts!
I suspect that Legal told them that $200/month was the most they could get away with under some sort of ‘willingness to participate in an employee wellness program’ clause
Good for Delta!
Many posters here do not seem to be aware that obesity, alcoholism, etc., etc., are not highly contagious diseases that can easily and safely (on an absolute scale and even more so compared to covid) be ameliorated with a simple vaccination.
I heard one major health insurer, unfortunately I can’t recall the name, announced that after November 1st, it will no longer cover Covid related hospitalizations in the unvaccinated.
Delta specifically said that the purpose of its surcharge was based on cost. Other things it is requiring such as covid testing and mask wearing for the unvaccinated are based on contagious risk.
It is a both/and strategy.
And heart disease and other issues you noted do increase employer costs which is why there is a surcharge (or inability to get a discount) on those behaviors.
There is a massive loophole. If you are not on Delta's healthcare plan, aka on your own plane or yor spouses, you don't have to pay the $200 fee. This is something to navigate the stupid Republican governor in Georgia and not anything strong like what United has.
It is better than nothing and a smart way to navigate the south's hate for mandates
Source: Current employee
I don’t think they go far enough. Should have been twice weekly tests paid for by the employee and $350 health insurance surcharge. Plus any shifts lost due to Covid infection should be deducted from that employee’s PTO balance.
Because you are free to be unhealthy and kill yourself, but you're not free to be contagious and get other people infected as well.
That's...pretty much the percentage of the general population who are overweight or obese. This statistic does not make the point you think it does.
Can we all just stop lying and saying vaccinated people don’t spread the virus? It’s not about others safety anymore. The vaccine will help YOU not get super sick, but it doesn’t help you from spreading it to others.
People in the USA still don't get it.
We are here arguing about charging premiums for vaccines, obesity, smoking, preexisting conditions, etc.
This only shows how BROKEN OUR HEALTHCARE SYSTEM IS.
@Alonzo - I presume you're just looking to pick a fight or you really are as dumb as you sound. I'm assuming the latter.
Right, because you are vaccinated means you can't carry covid and aren't contagious...
Obesity isn't a yes/no individual choice - people can predisposed to being overweight through no fault of their own. Vaccination is a choice - just like choosing to smoke, if you do, it increases healthcare costs and raises your insurance rates increase.
Typical anti-vaxxer misguided argument. Vaccinated people mostly do not end up in the hospital or the ICU if they catch Covid. If a vaccinated person has Covid, is surrounded by mostly vaccinated people and spreads it to them, hospitals and ICUs still won’t be in the precarious situation they are in today. The more people that are vaccinated, the fewer serious hospitalization cases there will be, plain and simple.
So the crux of the argument seems to be needing hospitalization for something that could have been easily prevented. That’s basically the argument, right? There are many self destructive things people do that end up requiring hospitalization. How about drug addicts who habitually OD and who have drug treatment programs available to them? How about smokers with emphysema and COPD who continually come in for respiratory treatment? Or an obese person coming in for their fourth bypass surgery because they can’t stop eating pizza and ice cream? How about motorcycle riders with head injuries who refuse to wear a helmet? Where’s the outcry for all these patients who are burdening the healthcare system and also coming in for treatment for things that were preventable?
This is a good move. Kudos to the employees who have voluntarily been vaccinated for their own health and that of others! At the same time it forces anti vaccine person's to accept economic impact for their convictions,while helping to mitigate the community costs for those convictions. But most importantly to remember is that, this is still their choice!!!
No, you misunderstand. Deny any claims! I'm tired of paying into a system that funds people making unhealthy living decisions.
I don’t think I am but you’re entitled to your opinion. An obese individual over the course of their life will suck more from an insurance company than the avg joe with covid. Sure you could end up in the icu but the likelihood is low.
I stand by my previous comment. This is all for theatre. Start charging the lard asses who milk society and charge me less for being fit.
And to the comment or who said being fat isn’t always a choice….uh yeah it is. Fat people eat fat. Full stop. Case closed. Show me a fat person who exercises.
The only predisposition one has to bring fat is there parents stuffing them with hohos and coke as a child and that’s what they grow up liking. It is an urban myth people are “big boned”. People are fat because they consume more calories than they expend. While some peoples basal metabolism is higher, the majority aren’t significantly so. People are fat because they eat like shit. Not because they’re predisposed. My parents are alcoholics. Should I just become one and say it’s not my fault here pay for my healthcare? Being fat is a drain on our healthcare and fit people pay the price for it. Just stop with Covid. The pandemic is being a lard ass on insulin.
Skinny people eat skinny and fat people eat fat.
Abet you’re missing my larger point. Do we charge premiums for the anti vaccine moms who won’t vaccinate their children? What’s so special about Covid? The average person getting Covid isn’t in the ICU.
Look I’m all for being vaccinated. Any of the unvaccinated are just Darwin’s low hanging fruit but it still doesn’t change the fact why should a company charge more for it? Just because it’s the hot virus of the day? It’s theatre so they can pump their chest.
If they really wanted to make a statement, fire their asses if they won’t get the shot. And a 200 dollar premium isn’t gonna so much for a 20k/day icu stay.
All for theatre. Nothing more.
Correct. The vaccine does not give you immunity. It simply reduces the viral load, should you contract the virus. So, it does nothing to reduce spread between people.
Since 90+% of hospitalizations & deaths are from the unvaccinated, taxing our healthcare system, and the South's hospitals in particular are overflowing (no surprise) - why yes, it is super rational & sensible.
Cause the Republicans are too stupid to take care of themselves, and will follow a leader off a cliff like lemmings...yup
Some related reporting posits that DL and AA are trying to avoid mandates to avoid annoying the R politicians in their home states whereas UA is not similarly restricted in Chicago.
And yet with all those conditions you just mentioned our hospital systems weren't overwhelmed. Unvaccinated COVID patients have posed a unique challenge to our hospital systems that there is not a direct comparison for.
I'm completely speculating here, but working for another large corporation that implemented similar policies my guess is that the $200 surcharge is only partially financially motivated. We also looked for ways to mandate a vaccine without actually mandating it by simply making it extra annoying to be unvaccinated.
Partially correct. If you're vaccinated, you're less likely to be infected in the first place. Less infected people means less spread.
Why wouldn’t they accept naturally aquire immunity? I get why you want employees to be immune to covid, but whether this immunity is acquired through prior infection or vaccination shouldn’t matter.
Yes, actually they were always overwhelmed. Pre-covid, go to any emergency room in any major inner city and good luck getting a bed right away. More than likely, you would have had a 1-2 hour wait. The ER was filled with patients with mostly preventable complaints. Of course, it never made the news until covid hit, so you never heard about it.