Nowadays, US airlines earn a large percentage of their profits from their credit card agreements. That’s not just good news for airlines, but also positive for consumers, since it means there are plenty of opportunities for us to rack up bonus miles, earn elite status, and take advantage of perks.
Continue reading: American Airlines Credit Card Eligibility Rules: Best Strategy For Citi Approval
Share your questions, experiences, and thoughts below.
Citi often reject due to low credit utilization, "high amount of unused credit". My strategy is to apply when I have 2-3000 balance in total. Check if the balance is reported properly via creditkarma (which shows up after statement is closed), and before paying off, apply for a Citi card. Of course 2-3000 is still only like 2% of my total credit line, but it's much much better than zero - which happens when I'm using someone else's card to take care of the sign up bonus spending requirement.
Isn’t this in direct conflict with Citi’s policy of “family of cards” definition?