$795 Chase Sapphire Reserve Business Card, With Strong Perks

I'm sure all 12 Brooklynites they targeted for this card are overjoyed.

For the rest of us **raspberry noise**

Yawn......
No thanks, not wanting to track which coupons I use throughout the year to ensure I get the value promised by the card.

To be honest, the only thing that I care about on this card is going to be the SUB

Not at all interesting for my business. Swing and miss, unfortunately.

Is there a limit on the category spend? Like the preferred has 150k limit per year.

@ Anon -- Nope, no cap on the bonus categories, which is nice.

Strongly Terrible Perks*

Fixed the headline. Most casual users will never get the value, and cancel.

No 3x on shipping like the Chase Ink Preferred, either.

Absolutely crap card, giant coupon book... Gonna be a lot of bloggers upset they aren't getting their referral fees on this one. $795 for a card you have to have a cheat sheet for.

HARD PASS

No shipping multiplier oh well still hang on to the preferred.

Coupon clipping nonsense card. Team responsible for this product should be fired.

It has been noticeable Ben has not been critical of these changes very much. I hope it isn't because of the referral bonus because yeah most people are not going to find these credits useful.

As a business owner I disagree completely with your assessment that this is a magnificent business card. There are way, way too many coupons with stringent requirements and/or lack of practical use, I was expecting at least 3X earnings for dining since when people travel - this is billed as a travel card - they often eat, and the lack of lounge access for authorized users make this card a hard pass except possibly for a big signup bonus.

I agree completely. I expected him to be much more critical... fishy?
Overall, these are 2 junk credit cards that nerf the usable features and exhibit the worst of couponification

J U N K

Entertainment is a much better coupon book and it's a lot cheaper.

Garbage no 3X on other travel, like Uber or cruises. Just like the personal card -- gone to the dogs

LOL! holy crow, what an epic fail. BYE!

What’s the sign up bonus? That’s the only way they will get a large number of folks. They need 150k sub with 10-15 k spend to be competitive.

Can anyone figure out when the credits kick in and when the earnings bonuses kick out. Can I go to a restaurant on June 24 and use my $150 credit before the following week to get another one?

Waste of money... Amex Platinum will pull the sane nonsense later this year. These premium cards have become a joke. Spending on business categories shoukd not be restricted to only certain items. I agree the product management team should be fired for this nonsense card release. It seems like they have not done any market research or collected data on what customers really want. Shameful!

no reason 'Brooklynites' would want this either.
It will be interesting to see if people sign up for the Sub with absolutely no expectation of keeping it beyond Year 1.

This article is such a puff piece, it undermines your credibility. I used to think this was a reputable site but now I have to wonder. It's an awful card but you make it look like the complete opposite. Pretty disappointing read. 🙁

This is just an overpriced coupon book. The time spent navigating restrictions and jumping through hoops isn't worth the savings. If you want my business, make it simple—not a part-time job.

Horrible card. Yes, I own a legitimate business.

I've had many years of massive amounts of spend with Chase annually, but as a result of this direction, I'm moving everything over to AmEx and Capital One...

Hope this backfires on Chase, so that they come to their senses.

I'm a small business owner, and a tax CPA. This card could have been a home run --- but it isn't.

One the plus side, it's great to see lounge access bundled with a tax deductible business card fee (lounges on stand-alone basis are not tax deductible.)

The $300 travel credit (on the other hand) doesn't work very well as it offsets otherwide tax deductible business travel expenses. They could have done a better job of coming up with business benefits that mean something to me as a business owner.

I won't go chasing after Amex or Capital One, because they don't match up well either to my business needs.

So I'm likely to keep the Chase Ink Business Preferred and a couple of supplemental business credit cards rather than signing up for this new offering.

"otherwise"

Disappointed in how this is being pitched on this site. Clearly in bed with Chase on this one, because even as the comments suggest, this is in no way a great card for a $800 annual fee. Coupon book as others have stated, and how do you have only 3X on dining for a business card? What a let down.

*1X on dining

Basically, you're paying $495 for the sign up bonus (SUB) when you factor in the $300 travel credit. Otherwise, this is an inferior premium card in virtually every other possible way. Like others, I trust Ben, but this "article" sounds like TPG which I ran away from many years ago because of their focus on cramming products down people's throats.

The business card is very similar to that of the personal card and neither of them have strong perks. All of the perks are very specific and have a lot of terms to use them.

As frustrated as people are, banks are businesses. There will always be someone who will still stick it out with the card or may even like it for whatever reason. It does not matter if it is a personal or business card, the banks are banking that the current card members continue to hold onto the card or having new current generation card members signing up for them. For future generations who will sign up for these cards, it will be the new norm for them. This is just like with airlines and hotels (as they are businesses too, so only care about making money) when people reminisce the good old days. For instance, people may complain about AA but you still fly with them for whatever reason that may be or they have issues with Marriott but they still stay with them.

Ugh, not even clearly useful for the SUB since the spending is so high. Coupons ridiculous. AND hard to read this article with ads on top of ads popping up all over it.

Great note about the ads on this site. I spend more time closing ads then I do reading articles at this point.

no reason 'Brooklynites' would want this either.
It will be interesting to see if people sign up for the Sub with absolutely no expectation of keeping it beyond Year 1.

@ Anon -- Nope, no cap on the bonus categories, which is nice.

It has been noticeable Ben has not been critical of these changes very much. I hope it isn't because of the referral bonus because yeah most people are not going to find these credits useful.

J U N K

Entertainment is a much better coupon book and it's a lot cheaper.