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Capital One Venture X Personal Vs. Business: Which Is Better?

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(@lucky)
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Link: Learn more about the Capital One Venture X Rewards Credit Card or Capital One Venture X Business

Continue reading: Capital One Venture X Personal Vs. Business: Which Is Better?

Share your questions, experiences, and thoughts below.


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 TW
(@TW)
Joined: 2 years ago

Posts: 1

One benefit of the business version is that you can write off the annual fee (as long as you use the card entirely for business expenses). The IRS technically doesn’t allow you to write off personal card annual fees as a business expense. Depending on your tax bracket, that could be a meaningful refund of part of the annual fee.


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 Adam
(@Adam)
Joined: 14 years ago

Posts: 57

I don't know if this still applies for recent applications, but I picked up the business card around February and I have Priority Pass restaurant access (and still have access). I've never heard it mentioned that this benefit has been removed from the business card and often found that it just wasn't even mentioned as a benefit by many blogs to begin with. Does anyone have more recent experience with getting the business card and seeing if restaurants can still be accessed?


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Diamond
(@ztravel)
Joined: 3 years ago

Member
Posts: 0

Just applied using the link and got approved right away. One thing wasn’t clear in their terms is the transfer of reward miles to airlines/partners. They said some Venture X have the ability to transfer to partners. I’m waiting for the account to fully populate in the app to see, as I can’t see any reward option yet.


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 Ozzi
(@Ozzi)
Joined: 11 years ago

Posts: 6

That's the main reason I still keep the card. This is the great benefit among all high-end cards in the market.


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