Capital One Venture...
 

Capital One Venture X Instant Approval: My Experience

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Posts: 4
 SOBE
(@SOBE)
Joined: 5 years ago

Just applied using the OMAAT link & received instant approval for $30,000 credit line. Capital One pulled all 3 credit reports - Equifax, Experian & TransUnion. I also have a Capital One Venture One card.

THANKS, BEN!


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Posts: 4
 SOBE
(@SOBE)
Joined: 5 years ago

Just applied using the OMAAT link & received instant approval for $30,000 credit line. Capital One pulled all 3 credit reports - Equifax, Experian & TransUnion. I also have a Capital One Venture One card.

THANKS, BEN!


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1 Reply
Admin
(@lucky)
Joined: 13 years ago

Member
Posts: 40943

@ SOBE -- Congrats, and thanks for the support! 🙂


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Posts: 40943
Admin
Topic starter
(@lucky)
Member
Joined: 13 years ago

@ Alex Manero -- Congrats! Anecdotally $30K does seem like the max limit. If anyone has received a higher limit, please do report back!


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Posts: 40943
Admin
Topic starter
(@lucky)
Member
Joined: 13 years ago

@ TWF -- Awesome, congrats!!


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Posts: 40943
Admin
Topic starter
(@lucky)
Member
Joined: 13 years ago

@ SOBE -- Congrats, and thanks for the support! 🙂


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Posts: 40943
Admin
Topic starter
(@lucky)
Member
Joined: 13 years ago

@ Weymar Osborne -- I see mentions online about this, but I can't seem to find a way to get an instant card number in my account. Anyone know if there's a trick I'm missing?


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1 Reply
(@Ivan B.)
Joined: 5 years ago

Posts: 10

I also was looking for that, but it appears you have to wait for the card, so definitely good advice to get it before you really need it.


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Posts: 9
(@Jim N)
Joined: 10 years ago

Hi Ben, I have the Quicksilver, Venture, Original Savor (grandfathered w/no AF).
The Venture X paired up with my no fee Savor would be a nice combo to earn C1 points since you can transfer cash/points between cards.
4x dining, entertainment, streaming, 3x grocery, everything else on 2X Venture X


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Posts: 456
 Clem
(@clem)
Member
Joined: 5 years ago

The confirmation email says it will arrive in 3 business days, for what it's worth.


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Posts: 2
(@Grant Kobes)
Joined: 5 years ago

I applied for the standard Venture about a week ago and got accepted, 2 days later they announced the Venture X. Is there anyway to switch for the X? I haven't received my standard Venture card in the mail yet.


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Posts: 293
 Jan
(@Jan)
Joined: 7 years ago

Excellent credit, approved instantly. I have a Venture One that I might need to close out soon (but not ASAP)


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1 Reply
Admin
(@lucky)
Joined: 13 years ago

Member
Posts: 40943

@ Jan -- Congrats, and thanks for the data point!


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Posts: 10
(@Ivan B.)
Joined: 5 years ago

Just got mine approved in about a minute, start to finish, using the OMAAT link, thank you.


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1 Reply
Admin
(@lucky)
Joined: 13 years ago

Member
Posts: 40943

@ Ivan B. -- I appreciate the support, thanks so much! 🙂


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Posts: 197
 ryan
(@ryan)
Joined: 10 years ago

I applied just now, have excellent credit and do not carry balances, got instant approval.


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Posts: 8
(@mckayla)
Joined: 5 years ago

Denied -- ~800 credit, high income, no Cap One cards currently, never carry a balance. No clue why I was denied; curious what the letter will say in 7-10 days!


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4 Replies
 Marc
(@Marc)
Joined: 11 years ago

Posts: 10

Exactly same situation as you, denied as well, 800 credit, high income, no Cap One cards currently and never carry a balance


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Admin
(@lucky)
Joined: 13 years ago

Member
Posts: 40943

@ mckayla @ Marc -- Sorry to hear that, appreciate the data points. If you don't mind me asking, how many card accounts have you opened in the past couple of years?


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 Marc
(@Marc)
Joined: 11 years ago

Posts: 10

Hello Ben!
Only one personal card opened in the last 2 years. WOH CC back in august 2020.


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(@mckayla)
Joined: 5 years ago

Posts: 8

I've opened 5 cards in the last 24 months. I have 12 cards open in total.


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Posts: 2
(@kristina)
Joined: 5 years ago

I was denied... probably because I have a lot of other open cards? I have 13 open cards - 3 in 2021, 4 in the last 12 months, 8 in the last 24 though.


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