Bank of America
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May 11, 2026 5:50 am
The Atmos Rewards Summit Visa Infinite Credit Card (application) has a $395 annual fee, and it’s the unusual premium card that’s genuinely easy to justify on three separate fronts: it’s worth applying for, worth holding even if you don’t spend on it, and worth spending heavily on. Most ”worth it” questions are about whether the math survives scrutiny here, the more useful question is which of those three cardholders you are, because the answer changes what you do with the card.