Amex No Annual Fee Business Card That Earns Points: The Overlooked Benefit
(@lucky)
Member
Joined: 13 years ago
[#13761]
The Blue Business Plus Credit Card from American Express (learn more) is one of Amex’s most lucrative and overlooked business cards. The card has no annual fee (Rates & Fees), and earns 2x Membership Rewards points on the first $50,000 spent every calendar year (and then 1x points), making it Amex’s most compelling card for everyday spending…
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Share your questions, experiences, and thoughts below.
(@Alert)
Joined: 3 years ago
Posts: 748
June 6, 2026 8:21 am
"No fee" means either they have decided that card-using people create enough profits , or enough people are becoming resistant to fees . Either way , smart people cut up their credit cards and take a hammer to their dumb phones . The President carries cash .
(@1990)
Joined: 1 year ago
Posts: 5012
June 6, 2026 9:04 am
Oh, so, no fee Amex getting us ANA First on 773 now (photo in the post)? Yeah… that’s waaay easier said than done.
(@Matt)
Joined: 4 months ago
Posts: 2
June 6, 2026 1:50 pm
Smart people carry credit cards and make them work for them. Credit cards are fantastic and many of us use them to enhance our wealth. There is nothing bad about a properly used credit card. Especially one that earns tangible rewards, like airline miles or cashback.
(@Matt)
Joined: 4 months ago
Posts: 2
June 6, 2026 1:56 pm
If you travel heavy. You may be better off with the business gold card. Even though there is a small annual, you get significantly better benefits and higher points earnings that will more than offset the annual.
(@mattballaz)
Joined: 4 years ago
Member
Posts: 18
June 6, 2026 5:17 pm
This is a great post - thanks! <3
(@Pam)
Joined: 9 years ago
Posts: 185
June 7, 2026 12:16 am
Wait til 75k MR points is offered. Then wait til 15k MR AU is offered (6-12 mths), THEN add. Then wait til AMEX posts a transfer bonus & cash in as the respective program allows


The following links will direct you to the rates and fees for mentioned American Express Cards. These include: The Blue Business® Plus Credit Card from American Express (Rates & Fees).