Cash Back
Citi Double Cash® Card
Earn $200 after qualifying purchases
Cash Back
- Earn 1% cash back when you make a purchase, earn 1% cash back when you pay for that purchase
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What Ben Likes
The Citi Double Cash has been my go-to card for everyday spending for a while, and I love it. I use the card to earn ThankYou points. The flexibility this card offers in this environment is unrivaled. The no-annual fee card can earn you the equivalent of two cents or two transferrable points for every dollar you spend (after paying the bill). Earning either cash back or travel rewards efficiently is the kind of flexibility consumers should be looking for nowadays, and there’s no other card as well-rounded as this. Furthermore, when you combine the Citi Double Cash with the Citi Strata Premier Card, you’re looking at one of the best card combos with one low annual fee. Read OMAAT Review >Learn more from these OMAAT posts:
Card Details
Foreign Transaction Fee:
3%
Annual Fee:
$0
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).