Annual Free Night

The New IHG One Rewards Business Credit Card

Limited Time Launch Offer! Earn 190,000 Bonus Points
Annual Free Night
  • Earn up to 26x at IHG Hotels
  • Anniversary Free Night
  • IHG One Rewards Platinum Elite Status
Click Here to Learn How to Apply

What Ben Likes

The New IHG One Rewards Business Credit Card is easy to justify, since the anniversary free night certificate alone is consistently worth more than the annual fee, and can be topped off with additional points to redeem at more expensive properties. The card also comes with IHG Platinum status, a fourth night free on award redemptions (usable an unlimited number of times), and up to $50 in United TravelBank Cash per year. There are further incentives to spend on the card, 20,000 bonus points for spending $25,000 in a calendar year, and IHG Diamond status for spending $40,000 (rising to $50,000 starting in 2027). It's best for anyone who stays at IHG properties with any frequency, and is particularly compelling alongside the personal version of the card, since holding both means earning two free night certificates per year without any spending requirement. Read OMAAT Review >

Card Details

Foreign Transaction Fee: $0
Annual Fee: $200
  • Limited Time Launch Offer! Earn 190,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.
  • Earn up to 26X total points on stays at IHG Hotels and Resorts.
  • Earn 5X points on flights booked directly, car rental agencies, select advertising, at gas stations and restaurants. Earn 3X points per $1 spent on all other purchases.
  • Get an Anniversary Free Night each year. Plus, redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG hotel stay.
  • NEW! Enjoy up to $100 in Food & Beverage Rewards annually at IHG Hotels & Resorts.
  • NEW! A $100 Airline Statement Credit each year when you spend at least $250 on flights purchased directly with the airline.
  • This card offers over $750 in value your first year!
  • Automatic Platinum Elite status as long as you remain a Business cardmember. Plus, enjoy 15 Elite Night Credits annually (new!).
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Kimpton®, Hotel Indigo®, Crowne Plaza®, EVEN® Hotels, & Holiday Inn®
  • Member FDIC