Link: Apply now for the Atmos™ Rewards Visa Signature® Business Card
The Atmos™ Rewards Visa Signature® Business Card (review) is the business credit card of the Atmos Rewards program, which is the new loyalty program of Alaska Airlines and Hawaiian Airlines. The card is issued by Bank of America, and is a rebranding of the former Alaska Airlines Visa Business Card. The card has a $70 annual fee for the company, and a $25 annual fee per card (meaning you’ll pay a minimum of a $95 annual fee).
Let me emphasize that there are a lot of similarities between this and the Atmos™ Rewards Ascent Visa Signature® Credit Card (review), in the event that you prefer a personal card.
This is a business card that many people may not have previously considered picking up, so in this post, I’d like to share the reasons you might want to consider applying for this card, especially given the massive welcome bonus that’s available. In no particular order…
In this post:
Huge bonus of 80K points & companion fare
At the moment, the Atmos Rewards Business Card has a massive two-part limited time welcome bonus. After spending $5,000 within the first 90 days, you can earn 80,000 Atmos Rewards bonus points, in addition to a $99 companion fare (plus taxes and fees from $23), valid for flights within North America on Alaska and Hawaiian.
I value Atmos Rewards points at 1.5 cents each, given the great uses of these rewards. That means that to me, the 80,000 points are worth $1,200. That doesn’t even account for the value of the companion fare.
Note that eligibility for this card (including the welcome bonus) is unrelated to which other Atmos Rewards cards you have.
Ability to earn companion fare annually
One of the biggest incentives to actually putting spending on the Atmos Rewards Business Card is that you can earn an annual Alaska & Hawaiian companion fare when you spend at least $6,000 per anniversary year on the card, valid for flights within North America.
For many people, this could be well worth it, especially given the size of the Alaska and Hawaiian network in North America. This could save you hundreds of dollars on the cost of a ticket, and is one of the most flexible companion fares out there. Interestingly, this is a perk that isn’t available on the more premium version of the card, so it’s a reason that many people will continue to want to hold onto this card.
Anecdotally easy approval & limited restrictions
This is all anecdotal, but based on everything I’ve seen (and personally experienced), I don’t think there are many business cards that are easier to get approved for than the Atmos Rewards Business Card. There are a couple of things that are particularly noteworthy:
- It seems like lots of people are getting instant approvals on this card, more so than with most other business credit cards, and more than with the personal version of the card
- The eligibility requirements around earning the bonus aren’t particularly strict; you can earn the bonus on the card even if you’ve earned it in the past
Applying for the card doesn’t count toward 5/24
Chase has the 5/24 rule, which is a restriction whereby you typically won’t be approved for a Chase card if you’ve opened five or more new card accounts in the past 24 months (though nowadays it doesn’t seem to be consistently enforced anymore). If this is a limit you’re trying to stay under, applying for most business cards, including the Atmos Rewards Business Card, shouldn’t count toward that limit.
That’s because the card won’t show up on your personal credit report, which is another reason to consider this card.
Spend your way to Atmos Rewards elite status
The Atmos Rewards Business Card can help you earn elite status. You can earn one Atmos Rewards status point per $3 spent on the card, up to 30,000 status points for 2025. In 2026 and beyond, there’s no cap to how many status points you can earn with the card.
If you are going to get serious about earning elite status with Atmos Rewards, you’ll want to go for the premium personal card, which offers one status point per $2 spent, so that will rack up status points quite a bit faster.
Free checked bag on Alaska & Hawaiian flights
Those with the Atmos Rewards Business Card can receive a free first checked bag on Alaska and Hawaiian flights. You must purchase the airfare with your card, and this also applies for up to six travelers on the same reservation. Alaska and Hawaiian ordinarily charge $35-40 for a checked bag, so the savings there are substantial.
Preferred boarding on Alaska flights
Those with the Atmos Rewards Business Card can receive preferred boarding for themselves and up to six companions on the same reservation when flying on Alaska. In order to use this perk, you need to charge the cost of the ticket to your card.
Preferred boarding can be valuable for ensuring that there’s overhead bin space for your carry-on bags, since that can otherwise be a challenge nowadays if you end up in one of the last boarding groups.
20% back on Alaska & Hawaiian inflight purchases
The Atmos Rewards Business Card offers 20% savings on Alaska and Hawaiian inflight purchases, including for food, premium beverages, and Wi-Fi. If you fly Alaska or Hawaiian with any frequency, those savings can add up quickly.
3x miles on Alaska & Hawaiian flight purchases
The Atmos Rewards Business Card offers 3x points per eligible dollar spent on Alaska and Hawaiian purchases. While there are some other credit cards that offer up to 5x points for airfare purchases, I’d note that Atmos Rewards points are a special currency that can be hard to rack up, and the program doesn’t partner with most major transferable points currencies. Many may prefer to put their airline spending on this card, because earning 3x points is a solid return.
Looking for a personal Atmos Rewards card?
If you want an Atmos Rewards credit card but don’t want to apply for a business card, you have two great options to choose from.
The most comparable card is the $95 annual fee Atmos™ Rewards Ascent Visa Signature® Credit Card (review), and there are lots of reasons to consider this card. The card has largely overlapping benefits, and a massive welcome bonus. There’s something to be said for getting both the personal and business card, especially if you value the companion fare.
Meanwhile the most talked about card at the moment is the new $395 annual fee Atmos™ Rewards Summit Visa Infinite® Credit Card (review). This card has a gargantuan welcome bonus, and some very cool perks and benefits, like 3x points on all foreign purchases, the ability to earn Global Companion Awards, and more.
Bottom line
The Atmos Rewards Business Card has a reasonable annual fee, and is offering a huge welcome bonus of 80,000 points, plus a companion certificate, making this a great time to apply.
This is also a card potentially worth holding onto long-term, given the ability to earn a companion certificate every year, plus the ability to spend your way toward elite status, priority boarding, a first checked bag free, and more. If you’re eligible for this card (which a vast majority of small business owners should be, even if you’ve had the card in the past), then applying should be a no-brainer.
If you have the Atmos Rewards Business Card, what has your experience been with the card?
Hi Ben,
I did not understand the following statement:
“you can earn the bonus on the card even if you’ve earned it in the past”.
This is a new product so how could have you earned bonus in the past
Question. I just got approved for the personal Summit card a few days ago. Do you think I’d risk getting denied for the business card if I applied today?
Ok Ben, so, you are selective about who to respond to and secretive about the questions which you are prepared to answer.
Your blog, your business, your choice will be the echoes from the wings. The fanboys will rally around to berate me for my lack of understanding. So be it.
Ben, I simply cannot understand why anyone would want to go to all the trouble of applying for, using and administering two...
Ok Ben, so, you are selective about who to respond to and secretive about the questions which you are prepared to answer.
Your blog, your business, your choice will be the echoes from the wings. The fanboys will rally around to berate me for my lack of understanding. So be it.
Ben, I simply cannot understand why anyone would want to go to all the trouble of applying for, using and administering two dozen credit cards. Like most people, I am sure that you have regular needs, income and outgoings. Therefore, the points earning potential does have its limitations. There has to be more to this conundrum than I can imagine, yes?
Ben, want to let you know appreciate all the coverage on new program. This is one stop for me to know whats going on. Appreciate the effort.
Want to let you know there are others who appreciate your work.
@ Alex -- I appreciate you reading, and thanks for the kind words! :-)
This would only be useful if flying to Alaska or Hawaii right? Or am I mistaken..
@ AJ_travel1 -- You're referring to the card overall, or some specific benefit? Atmos Rewards points are valuable for travel on a bunch of airlines, so even if you fly Alaska rarely, there's still merit to picking up the card!
Ben, please explain why you need/use so many different Credit Cards? The mind boggles!
80,000 Alaska points is not a "huge" welcome bonus by any honest assessment. It's pretty much standard.
@ Bobo Bolinski -- I disagree. Correct me if I'm wrong, but I believe the previous best-ever bonus before the Atmos Rewards program was launched was 70K points on this card. Or do you remember differently?
The standard sign-up bonus for the Alaska business card has been 70K for years. It has occasionally bubbled up to 80K temporarily, then reverted back to the standard 70K. Given that 70K has been standard for such a long time, an 80K signup doesn't even keep up with inflation, never mind beat it, so I would argue that in 2025 80K Alaska points are worth far less that the 70K points I got when I...
The standard sign-up bonus for the Alaska business card has been 70K for years. It has occasionally bubbled up to 80K temporarily, then reverted back to the standard 70K. Given that 70K has been standard for such a long time, an 80K signup doesn't even keep up with inflation, never mind beat it, so I would argue that in 2025 80K Alaska points are worth far less that the 70K points I got when I last signed up for the Alaska business card years ago. Alaska points have been massively devalued during this time (thanks in no small part to you and your ilk who flog this program incessantly yet have probably never set foot on an Alaska Airlines plane).
Calling this signup bonus "huge" is simply dishonest and does not reflect the real world.
@ Bobo Bolinski — You’re entitled to your opinion, but I think a bonus of 80K points and a companion fare is huge. And I think it’s unfair to call that claim dishonest. I’m not saying “it’s the biggest bonus we’ve been in the history of the world,” but I think many people would agree it’s a very rewarding bonus.
I have efficiently learned a lot from your posts about the new card products and can decide for myself now with the information you have provided. Thanks for the posts. Sure I prefer trip reports and your funny posts. But these credit card posts help pay the bills and readers can always just skip them.
6 articles about atmos cards ? really? and we don't call that clickbait ?
Now it's up to 9 out of 15. That's 60% of his content over the past 30 hours or so.
It's a brand new program, and they have some of the most innovating features in years for the points and miles community. Plus, there are 4 new cards out. I don't think it's that crazy.
Apparently Ben is getting a great Atmos kick back today. This is ugly. 6+ posts?
@ iflyfar -- Hey, I hear you, but that's not my intent. Instead, we've just seen the entire loyalty program and portfolio overhauled, and there's a lot to talk about and update, given that all the cards have changed. Yes, I've written a lot about the new premium card, and the last two posts are my first posts about the updates to the two existing cards, which now have limited time offers.
I figure there's...
@ iflyfar -- Hey, I hear you, but that's not my intent. Instead, we've just seen the entire loyalty program and portfolio overhauled, and there's a lot to talk about and update, given that all the cards have changed. Yes, I've written a lot about the new premium card, and the last two posts are my first posts about the updates to the two existing cards, which now have limited time offers.
I figure there's more value to helping people earn enough points for premium cabin travel rather than covering who is taking off their clothes at some airport. I'm going to have more Atmos Rewards content in the next couple of days, and that's not because I have any quota I have to reach, or anything, but instead, because I think there's a lot here that's interesting.
If it doesn't interest you, I totally get it, so please just be patient with me. :-)
As I commented another place, this sadly isn't sufficient. It takes one report to any EU consumer protection agency and you'll be apprehended on arrival.
You must disclose the nature of this commercial relationship. The EU doesn't f around with these things.
It's clear there's an upfront commercial relation here beyond affiliate *or* an enhanced remuneration agreement. This *must* be disclosed.
@ Not Scott -- "It's clear there's an upfront commercial relation here beyond affiliate *or* an enhanced remuneration agreement. This *must* be disclosed."
There is not. Please don't make accusations if you don't know what you're talking about (like suggesting I'm going to be apprehended the next time I enter the EU -- WTH?). I realize this might not interest something, but the launch of Atmos Rewards, the launch of a new premium credit card,...
@ Not Scott -- "It's clear there's an upfront commercial relation here beyond affiliate *or* an enhanced remuneration agreement. This *must* be disclosed."
There is not. Please don't make accusations if you don't know what you're talking about (like suggesting I'm going to be apprehended the next time I enter the EU -- WTH?). I realize this might not interest something, but the launch of Atmos Rewards, the launch of a new premium credit card, and limited time welcome offers, are all very big news for those of us into miles & points.
You can dislike reality as much as you want, Ben (wTH), but I do know the law here. And I do have eyes.
There is 'oh I didn't know' with these things under EU legal frameworks.
@ Not Scott -- I'm confused. That's on the basis of you accusing me of lying, or what? Because I'm not doing what you're saying I'm doing.
Exactly. Tedious.
Travel content is thin. I understand why Ben is not traveling at the moment, but this underscores the need for other contributors on this site.
@ Jack -- My next trip report series is kicking off this weekend, so stay tuned.