Intro Purchase APR:Enjoy 0% intro APR on purchases for 15 months; 18.74% - 28.74% variable APR after that; balance transfer fee applies
Intro Balance Transfer APR:Enjoy 0% intro APR on balance transfers for 15 months; 18.74% - 28.74% variable APR after that; balance transfer fee applies
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
$0 annual fee and no foreign transaction fees
Earn unlimited 1.25X miles on every purchase, every day
Miles won't expire for the life of the account and there's no limit to how many you can earn
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
Use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel
Transfer your miles to your choice of 15+ travel loyalty programs
Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.74% - 28.74% variable APR after that; balance transfer fee applies
Top rated mobile app
Earn
20,000 Capital One miles
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Bilt Blue Card
$100 of Bilt Cash offer
Earn up to 1.25X points on rent and mortgage payments
The Bilt Blue Card is a no-frills entry point into the Bilt ecosystem, offering 1x points on everyday purchases and the option to earn 4% back in Bilt Cash, with a modest $100 Bilt Cash welcome bonus (Up to $100 of Bilt Cash earned rolls over to the next year). Authorized users can be added at no cost (Rates & Fees), making it accessible to households. With competing cards offering 2x points on general spending, though, it's hard to get too excited about this option. It's best suited for those who want to try out Bilt without any heavy commitment to the ecosystem. A maximum benefit amount and certain restrictions and limitations apply. Please review (the Mastercard Guide to Benefits) for details.Bilt Blue Card Review →
Intro Purchase APR:10% for the first 12 billing cycles after account opening
Intro Balance Transfer APR:N/A
Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
1X points on everyday spend.
Welcome offer: $100 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt's network of 50,000+ merchant partners.