For frequent cruisers loyal to the Royal Caribbean family of brands, the Royal ONE Plus™ Visa Signature® offers solid value that easily justifies its $99 annual fee. Between the 4x earning on eligible cruise purchases, 2x on everyday categories like dining and groceries, the annual spending bonus, and perks like priority boarding and a Global Entry credit, the card can easily make sense for Royal Caribbean loyalists. Just remember that points are redeemable toward Royal Caribbean brands, so this card makes the most sense if you're already committed to the cruise line. Others should consider a more flexible rewards card.
Earn 4x points on eligible Royal Caribbean®, Celebrity Cruises® and Silversea® purchases.
Earn 2x points on eligible airline, hotel, dining, grocery, gas and EV charging station purchases.
Earn 1 point per dollar spent on all other purchases.
60,000 bonus points after spending $2,500 on purchases within the first 90 days of account opening, redeemable for $600 in onboard credit or cruise discounts.
Earn 4x points on eligible Royal Caribbean®, Celebrity Cruises® and Silversea® purchases.
Earn 2x points on eligible airline, hotel, dining, grocery, gas and EV charging station purchases.
Earn 1 point per dollar spent on all other purchases.
Receive a $200 cruise discount after spending $20,000 on purchases within the prior anniversary year.
Embark with priority suite boarding and priority luggage.
Redeem your points for cruise discounts or onboard credit to use toward cruise favorites like specialty dining, beverage packages, Wi-Fi, shore excursions and more on Royal Caribbean, Celebrity Cruises and Silversea.
Get up to $120 in Global Entry/TSA Precheck® statement credits every 4 years.
Enjoy benefits like Visa Signature® Concierge, emergency cash worldwide, common carrier travel accident insurance and more with the Visa Signature card.
Low annual fee of $99 and no foreign transaction fees.
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Earn
60,000 points
60,000 bonus points after spending $2,500 on purchases within the first 90 days of account opening, redeemable for $600 in onboard credit or cruise discounts.