I’ve written in the past about the Mesa Homeowners Card, which awards points for paying your mortgage, along with offering all kinds of other lucrative opportunities. I had posed the question of whether the card was too good to be true… as it turns out, it was.
Continue reading: Ouch: Mesa Homeowners Card Shuts Down Effective Immediately
Share your questions, experiences, and thoughts below.
Great work around !!!! Thank you thank you.
You just allowed me get get more that 100k points out worth more than $1k!
Ben-- I cannot thank you enough for this info. I was so sad this afternoon and frustrated at myself for not seeing the writing on the wall with this card. I had 111k parked in the account that I kept thinking the last couple months I should probably transfer just in case to Aeroplan, and I never did. I nearly cried today. Then right before bed I logged on to see what your thoughts were about the shutdown. I'm so glad I did. This workaround saved all those points and all that work strategizing with spend on the card the last 8 months. A heartfelt thank you!!! PS- this workaround still a go at 9:45p Hawai'i time. Hopefully others can save their points too!
If you compare Bilt and Mesa.
One ended up with VC funded substance parties like WeWork.
Both are heading the same direction, just when.
Wow, what the actual fuck. Glad I thought twice about applying for this card.
Hope others can get their points out before it's too late.
A mortgage is a debt instrument.
A credit card is a debt instrument
The credit card networks have always prohibited paying a debt with a debt as there is technically no payment occurring. I am reasonably confident that Visa told them - "not on our cards".
I always raise a jaundiced eye when I see products like these.
Mesa is such a small city anyways. Makes sense they would have difficulty funding this.
Attempting the workaround, when I click continue in the points transfer section, it doesn’t proceed. It loads but stays in same page :/
Will be interesting to see how Bilt will “get away with it” when they implement mortgage payments.
Thank you Ben for your article last night! I was able to transfer out 90k points. I held out for months before applying for this card because I had a bad gut feeling about a bank I’ve never heard of but pulled trigger when they had the 50k SUB. Once again thanks for always sharing with the community and helping out! Love reading your articles.
You misunderstand how Mesa worked. You didn't pay your mortgage through them. Basically you uploaded your mortgage statement and they gave you 1x points for nothing more than putting $1k of spend on the card elsewhere. There was no paying debt with debt.
That's the fake Eskimo talking but who cares. Bilt or Mesa all going to crash.
@Jack
I'm not looking for your approval but if you're going to debate about it then at least add something intelligible.
All of you transferring points now don't be shocked when the receiving airline declines them (maybe not immediately but over the next few days). If Mesa doesn't have funds to compensate the airlines for the points that are being transferred they almost certainly will be declined. Just because the transfer works doesn't mean you will ever be able to use the points.
I just received emails from Ascenda canceling my upcoming flights I booked months ago through Mesa. How can this be??
There was never a payment. It was simply a data play to get customer info and offer cheap refi and new mortgages worth better consumer data.
Rove miles giving Mesa members up to 5k miles for stranded Mesa points. Submit form for 5k request. Sign up first if you don’t have an account –
http://www.rovemiles.com/?signup&referralCode=OARZGTOZ
Submit 5k giveaway request form –
https://giveaway.rovemiles.com/matchyourmesa