Chase & IHG One Rewards have a portfolio of co-branded credit cards. The two premium cards belonging to the collection — the IHG One Rewards Premier Credit Card (review) and IHG One Rewards Premier Business Credit Card (review) — both offer the opportunity to earn free night reward certificates, which can be extremely valuable.
Continue reading: How To Redeem IHG Credit Card Free Night Awards
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An interesting twist on the “no blackout” rule. I was in Ottawa and wanted to book two rooms. Knowing that I have to book them one at a time with certs, I always check if I can book two with points first. In this case, I could book two rooms with points, however, if I tried to book one room, whether with points or certs, the other room disappeared from inventory. I even contacted IHG and they could see two rooms but if they tried to book one, the other one disappeared. Told me to contact the hotel. I did so, they told me how to book a room, then ghosted me when I asked about trying to book two.
Since I (as a new Premier member) find the math says to use the card for IHG spend only, spending $40,000 on the Premier Select card to get a second night free makes little sense. That said, the $150 I'll pay next anniversary will get me a room worth at least that. So, the card is easy to justify.
This is the mentality that allows card issuers to keep screwing consumers. Think about it, just this go around the business card more than doubled it fees, but remove the $50 United travel bank credit. Their math is that people are now OK with just about breaking even.
And if you are ok with getting less value while paying more, then I can guarantee you the next iteration of this card, They'll figure out even more ways to give you less value while charging you a bigger annual fee.
iHG JNB is fantastic. great kitchen also.