There are lots of aspects to maximizing your credit card rewards, including taking advantage of the best welcome bonuses, spending categories, and card perks.
Continue reading: My Capital One Credit Card Strategy: Three Rewarding Cards
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Good luck getting approved from C1 if you've been in the card hustling game for more than a few years. 800+ score and C1 refuses to approve. Very common it seems.
Agree. 831 credit score and refused twice due to too many accounts open. I currently have 7 Chase cards and one AMEX. How does Ben get to have three C1 cards in addition to several others?
You can get them but they can be very difficult to deal with. And, you better rotate and use all cards or they will close it down with no up front warning.
Echoing everyone else - applied for new Venture card with an 800 credit score. Declined due to too many cards being open. Called, got an offshore call center; they said they'd have to rerun my credit to *maybe* reconsider me. I passed. What a waste of a hard pull.
I generally have had a good experience with my Venture X card, which I've had for about 2.5 years, but this has me questioning them more broadly.
Yup, got denied for the venture card as well. I am just happy I somehow got approved for the X card last year.
Tried for the SavorOne the other day and also got denied for having too many existing credit cards.
With the upcoming Amex Good fee hike, the Savor may become the best restaurant/grocery spend card for many folks.
Nice work Ben for failing to disclose the difficulty of getting approved from C1. How many readers got denied then suffered a hit on their credit report with those hard pulls? Shameless. Anything for those referral commissions $$$, right?