Capital One Savor Card: 6 Reasons To Apply

I too have this card for the last 5years or so and I second Ben's comments. I use it for groceries , dining out etc. Capital One is a great company that provides excellent support 24/7.

I was refused the Welcome bonus because I got the Venture X within 4 years. I wasn't aware of this restriction when I applied for the card. Are they correct in their refusal?

I'm seriously thinking of applying for this card and cancelling my American Express Blue Cash Preferred to save the $95 annual fee. I use the AMEX primarily for groceries to get 6% cash back; the Savor would give me 3 points per dollar, worth (according to Ben's valuation) 5.1% (which I would transfer to my Capital One Venture X). I would have to spend over $10k on groceries to recoup the annual fee, which significantly exceeds not only my typical grocery expenses but also he $6000 annual maximum for the 6% cash back on the AMEX. And this doesn't even account for the sign up bonus on the Savor.

I also use the AMEX for gasoline purchases for 3% cash back; however, I can get an equivalent return by using my Hilton Surpass Card (6 points per dollar, valued at 0.5 cents per point).

Finally, Capital One credits points when a transaction clears, but AMEX doesn't credit cash back until after payment is made -- which means that I have to keep spending each month to get the previous month's credit.

Would there be any issue transferring points between accounts if I got this card and wanted to transfer to my wife’s Venture X account? I am an authorized user on that one. Thanks!

Are those bonus categories valid globally? I spend a good chunk of the year abroad so this card could be very useful for grocery purchases, since the AmEx Everyday I otherwise use has foreign transaction fees.

I've had your card for years,nobody needs these unnecessary offers why don't you raise people's limits,that what we want i have 2 card with you.one is paid off and when the other one is paid off, in the trash they goyouve asked my to update my income at least once a year but never raise my limit.my payment history with you has been flawless for years and you still don't raise limits.im done with you.im not interested in your meaningless offers