3 Sets Of Credit Ca...
 

3 Sets Of Credit Cards That May Appear To Be Substitutes, But Aren't

12 Posts
4 Users
0 Reactions
216 Views
Posts: 39929
Admin
Topic starter
(@lucky)
Member
Joined: 13 years ago
[#5531]
wpf-cross-image

Many times credit card issuers introduce multiple versions of a card, in hopes of going after as many types of consumers as possible. Sometimes the benefits on the cards overlap, while other times they don’t. For example:

Continue reading: 3 Sets Of Credit Cards That May Appear To Be Substitutes, But Aren’t

Share your questions, experiences, and thoughts below.


11 Replies
11 Replies
(@stevie-2)
Joined: 5 years ago

Member
Posts: 0

$100 statement credit on JetBlue Vacations with the Plus card. 6x points vs.1x on JetBlue purchases. Free checked bag. All of these are with the Plus version, not the regular. CMIIW.


Reply
 Dan
(@Dan)
Joined: 10 years ago

Posts: 46

A lot of credit card posts recently...

Short of cash? Gotta PUMP PUMP PUMP those links.


Reply
 Paul
(@Paul)
Joined: 10 years ago

Posts: 9

Disagree a bit on the prestige/premier duplication -- I use both, and Premier can definitely pay for itself when you compare the travel 3x points differences -- e.g., pay for a $3k cruise with premier, and the extra 6k points you earn essentially cover the fee. Also, I could be wrong, but I think the premier has better rental coverage, but haven't looked in a while.


Reply
 Tom
(@Tom)
Joined: 12 years ago

Posts: 575

@Dan, credit card referrals are part of how Lucky pays for the content on this blog. Nobody is forcing you to read them and this is effectively how you "pay" for what you do read.


Reply
 mike
(@mike)
Joined: 14 years ago

Posts: 89

denied app after reconsideration for ink preferred. need documentation on tax EIN, won't accept personal SSN. seem like they are cracking down since the info was the same when i applied for the regular ink a couple years ago and they had no problem (did go through your link though)


Reply
(@Emmanuel Ruiz)
Joined: 13 years ago

Posts: 20

Hey Lucky, I'll keep it short. You are so wrong on the JetBlue cards. You didn't do your homework...I am shocked!!!


Reply
Admin
(@lucky)
Joined: 13 years ago

Member
Posts: 39929

@ Emmanuel Ruiz -- Maybe I didn't phrase what i wrote correctly. What I was trying to say is that if you have the JetBlue Plus Card, there's no reason to have the JetBlue Card. It's absolutely worth having the Plus Card, but if you do, you shouldn't hold onto the JetBlue Card as well, as there's no benefit to doing so.


Reply
(@Emmanuel Ruiz)
Joined: 13 years ago

Posts: 20

Now you got it right. Heck of a lot of difference between the two cards.


Reply
(@WilliamC)
Joined: 10 years ago

Posts: 109

The Citi Aadvantage Executive World Elite Master Card comes with an Admirals Club MEMBERSHIP, not just access.

Membership means you can access an Admiral's Club at any time, with no regard as to which airline you are flying that day.

Access means you can enter an Admiral's Club only if you are flying on an American Airlines itinerary.


Reply
(@jason-brandt-lewis)
Joined: 5 years ago

Member
Posts: 0

Perhaps I'm naïve, but how does one get a business card (be it SPG AMEX Business, or AMEX Platinum Business, etc., etc.) when one does not own a business?


Reply
 stvr
(@stvr)
Joined: 15 years ago

Posts: 602

I'd love to see the math behind you justifying a second $250 net fee for a second Amex Plat card, whether business or not business. You'd have to redeem a lot of 50% points redemptions to get your $250 back.


Reply