Understandably a lot of people are at least temporarily reassessing their approach to using credit cards. Some people are looking for ways to be more efficient with their strategy and spending, while others are looking to earn cash back rather than travel…
Given how much consumer behavior has changed in the past several weeks, many of the credit card benefits that members used to appreciate aren’t as valuable anymore. Therefore we’re seeing card issuers get creative with perks, so that members have an…
A while back American Airlines and Citi introduced a great welcome bonus on the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®. I realize many people aren't looking for new travel cards at the moment, but this card does have an excellent bonus,…
A couple of years ago we saw the introduction of the American Airlines AAdvantage MileUp℠ Card, which is a no annual fee co-branded credit card being issued by American Airlines and Citi. While there are lots of airline credit cards out there, historically…
In this post I wanted to take a closer look at what I nowadays consider to be the single best credit card for everyday spending, assuming you're using it correctly. Arguably this card is more valuable than ever before, given the amount of flexibility…
In this post I wanted to take a detailed look at the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®, which has an exceptional limited time welcome bonus. While most people aren't traveling at the moment, this is a card that you can get now…
All of the major credit card issuers have different rules when it comes to being approved for their cards. While I would hardly say that Citi has the strictest rules in this regard, their rules do tend to be among the most confusing. Citi doesn’t have…
Understandably a lot of people are at least temporarily reassessing their approach to using credit cards. Some people are looking for ways to be more efficient with their strategy and spending, and for many that involves considering no annual fee cards.…
In light of the current pandemic we’re seeing card issuers add some more perks on select cards, in particular on cards with a travel focus. It goes without saying that consumer behavior has changed a lot, and this also impacts our credit card spending…
Given how much consumer behavior has changed in the past several weeks, many of the credit card benefits that members used to appreciate aren’t as valuable anymore. Therefore we’re seeing card issuers get creative with perks, so that members have an…
Citi ThankYou is one of the most popular transferable points currencies, which is generally the type of rewards I recommend earning for your credit card spending. This is the points currency earned on cards like the Citi Prestige and Citi Premier, and…
The Citi Premier Card is Citi's mid-range card earning ThankYou points, which is essentially a competitor to the Chase Sapphire Preferred® Card (review). Citi has just announced some significant changes to this card, which can either be positive or negative,…
Every month I make a post with what I consider to be the best credit card offers at the time, with a particular focus on the best travel credit cards. While there are several excellent long-standing credit card offers, the specifics of the top offers…
Maximizing credit cards is one of the best ways to elevate your travel. This can include signing up for the credit cards with the best welcome bonuses, using the right credit cards for your everyday spending, and also taking advantage of other credit…
When it comes to ultra premium credit cards, three cards generally come to mind -- The Platinum Card® from American Express (review), the Chase Sapphire Reserve® Card (review), and the Citi Prestige Card. In the past I've reviewed the Amex Platinum…
I have a lot of credit cards. Many of them have annual fees, which I consider to be worthwhile given the perks they offer in return. Every year when the annual fee is due on cards, I do an analysis as to whether or not it makes sense for me to keep the…
For those in the US with good credit, the best way to rack up points is through credit cards. This can include the welcome bonuses offered by credit cards, the points offered for spending on the cards, and all kinds of other offers. I've written in the…
The Citi ThankYou program has just launched their latest transfer bonus. Through Saturday, February 22, 2020, the the US Citi ThankYou program is offering a 25% bonus when you convert points to Qantas Frequent Flyer. Points ordinarily convert at a 1:1…
If you're collecting miles & points through credit card spending, I always recommend doing what you can to accrue transferable points currencies. That's because these points are much more flexible than when you're earning an individual airline or hotel…
For the average American, the single best way to maximize travel rewards is to make sure you're applying for the best credit cards, and using the right credit cards for your daily spending. Having the card that best suits your spending patterns can be…
Using the right credit card for airfare purchases can help you rack up points quickly, especially if you're anything like me, and spend a lot on air travel. A lot has changed regarding the best credit cards to use for airfare purchases, so in this post…
The Citi® Double Cash Card is one of the all around most lucrative cash back credit cards. The card has no annual fee and offers 1% cash back when you make a purchase, and 1% cash back when you pay for that purchase. In my opinion this is a card that…
All of the major credit card issuers have different rules when it comes to applying for their cards. Furthermore, these rules are constantly changing, as banks try to optimize their strategy as to what kind of card members they're looking for. With issuers…
I have over two dozen credit cards, though I hold onto these cards for a variety of reasons. I have some of these cards because they help me maximize my everyday spending, while I have other cards because of the ongoing perks that they offer. There are…
