For the first time ever, I've had a credit card account closed on me against my will. I feel so rejected... This morning I woke up to an email from Citi with the following subject line: We've closed your account
Citi
Every month I make a post with what I consider to be the best credit card offers at the time, with a particular focus on the best travel credit cards. It's 2021, and for many of us there's a sense of hope. Within days all American adults will have access…
Credit card benefits are constantly evolving, and it can be tough to keep track of which cards are best. This is especially true in recent months, where we've seen some card issuers adjust perks and add new temporary bonuses. In light of that, I wanted…
The Citi ThankYou program is offering one of the first transfer bonuses we've seen in quite a while. The US Citi ThankYou program is offering a 25% bonus when you convert points into Air France-KLM Flying Blue miles by April 16, 2021. Points ordinarily…
When talking about mid-range credit cards that earn transferrable points, the Chase Sapphire Preferred® Card is probably the first card that comes to mind for many. The card offers a big welcome bonus, bonus points on dining and travel, and valuable…
The $95 annual fee Citi Premier® Card (review) is in my opinion the most rewarding mid-range credit card. While many people might be familiar with the Chase Sapphire Preferred® Card (review), the Citi Premier is an often overlooked competitor (or complement,…
At the moment you can receive a 25% bonus when transferring Citi ThankYou points to one of my favorite Star Alliance frequent flyer programs. Between January 27 and February 18, 2021, you can receive a 25% bonus when transferring Citi ThankYou points…
Some of us go great lengths to maximize our credit card rewards, in some cases having dozens of cards, and making our pursuit of rewards points basically a part-time job. If you're the person in your circle of friends known for your credit card obsession,…
I have over two dozen credit cards, and I reassess my strategy every so often based on my spending patterns, and based on how card benefits evolve. For the most part I'm quite happy with my card portfolio, though there's one thing I keep going back and…
If you're collecting miles & points through credit card spending, I always recommend doing what you can to accrue transferable points currencies. That's because these points are much more flexible than when you're earning an individual airline or hotel…
The Citi® Double Cash Card is one of the all around most lucrative cash back credit cards. The card has no annual fee and offers 1% cash back when you make a purchase, and 1% cash back when you pay for that purchase. In my opinion this is a card that…
When it comes to ultra premium credit cards, three cards generally come to mind -- The Platinum Card® from American Express (review), the Chase Sapphire Reserve® Card (review), and the Citi Prestige Card. In the past I've reviewed the Amex Platinum…
The best way to maximize your credit card rewards for travel is to earn transferrable points currencies. However, the value propositions and specifics of the currencies are constantly changing. So a couple of times per year I like to take a big picture…
Arguably I take maximizing credit cards to the extreme, given that I have over two dozen credit cards. In separate posts I shared my Amex card strategy and Chase card strategy, and in this post I wanted to share my Citi card strategy. Citi has several…
All of the major credit card issuers have different rules when it comes to being approved for their cards. While I would hardly say that Citi has the strictest rules in this regard, the issuer's rules do tend to be among the most confusing. Citi doesn’t…
The $95 annual fee Citi Premier® Card (review) is the mid-range credit card with the best bonus categories, in my opinion. Not only does the Citi Premier offer generous rewards for spending, but it's also offering an incredible welcome bonus of 60,000…
Many of us rely on ridesharing services to get around. It's pretty incredible to think how much the "sharing" economy has changed our behavior, both when at home and when traveling. While Uber has had its fair share of issues the past few years, it continues…
Using the right credit card for airfare purchases can help you rack up points quickly, especially if you're anything like me, and spend a lot on air travel (at least in the long run). A lot has changed regarding the best credit cards to use for airfare…
The American Airlines AAdvantage MileUp℠ Card is issued by Citi, and it's the best no annual fee co-branded American Airlines credit card. While there are lots of airline credit cards out there, historically we haven't seen many no annual fee airline…
Understandably a lot of people are at least temporarily reassessing their approach to using credit cards. Some people are looking for ways to be more efficient with their strategy and spending, and for many that involves considering no annual fee cards.…
I'm often asked by readers which credit card they should be using to maximize points for a given hotel stay, or if there's an overall best hotel credit card. Typically recommending which credit card is best for a particular bonus category (like dining,…
Co-branded credit cards are big businesses for airlines, and in many cases, a majority of their profits actually come from frequent flyer programs, and the lucrative arrangements they have with banks. During the pandemic, the ability for airlines to…
Maximizing credit cards is one of the best ways to elevate your travel. This can include signing up for the credit cards with the best welcome bonuses, using the right credit cards for your everyday spending, and also taking advantage of other credit…
In this post I wanted to take a look at the Citi® Double Cash Card, which I consider to be the single most valuable credit card out there for everyday spending. It's a card that I have, and it's the card that I also spend the most money on. This card…
