Premium Card
Chase Sapphire Reserve®
Earn 100,000 bonus points
Premium Card
- 4x points on flights and hotels booked direct
- 3x points on Dining
- $300 Annual Travel Credit
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What Ben Likes
The Chase Sapphire Reserve is one of the most popular premium travel cards on the market, offering a strong rewards structure with 8x points on Chase Travel℠ bookings, 4x points on direct flight and hotel purchases, and 3x points on dining. The lounge access perks are a standout, with a Priority Pass Select membership, access to Chase Sapphire Lounges, and access to select Air Canada Maple Leaf Lounges. While the annual fee is steep, the annual travel credit is easy to use and helps justify the cost, and there are hundreds more in additional credits for dining, entertainment, DoorDash, and more. It's best for frequent travelers who value lounge access, can maximize the various credits, and want a strong earning card for travel and dining spending. Chase Sapphire Reserve Review → Read OMAAT Review >Card Details
Foreign Transaction Fee:
$0
Annual Fee:
$795
- Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Get $3,000 in annual value with Sapphire Reserve.
- Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
- Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
- Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $288 annually.
- Member FDIC