Canadian Credit Cards

In the interest of full disclosure, One Mile at a Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out my advertiser policy for further details about our partners, including American Express, Capital One, Chase, and Citi, and thanks for your support!
60,000 Marriott Bonvoy™ points

Marriott Bonvoy™ Business American Express® Card (Canada)

Foreign Transaction Fee: 2.5%
Annual Fee: $150 CAD
Conditions apply
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Why we like this card

Marriott points are very valuable as they can be used for hotels and/or airline transfers. This is a great way of earning miles with programs that you otherwise wouldn't be able to earn via credit card spend, such as Japan Airlines.

Current Offer
Earn 60,000 Welcome Bonus Marriott Bonvoy™ points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership

Card Details
• Receive an Annual Free Night Award automatically each year after your anniversary.
• Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on your Card each year

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Earn 15,000 Bonus Miles

TD Aeroplan Visa Infinite

Foreign Transaction Fee: 2.5%
Annual Fee: $120 CAD
Why we like this card

This is a great card if you want to earn 1.5 Aeroplan miles on the eligible bonus categories but don't need the 50% companion certificate, Priority Pass passes, and/or Visa Infinite Privilege Airport Benefits that are offered on the TD® Aeroplan® Visa Infinite Privilege* Card.

Current Offer
Earn 15,000 Aeroplan miles upon account opening

Card Details
Earn 1.5 Aeroplan miles for every $1 you spend on eligible grocery, gas, drugstore, and at aircanada.com. Complimentary first checked bag, priority check-in and boarding when flying on flights operated by Air Canada via an Aeroplan Flight Reward. One annual one-time guest access benefit to an Air Canada Maple Leaf Lounge when traveling on an Aeroplan Flight Reward.

Earn 40,000 Bonus Miles

American Express® AeroplanPlus®* Platinum Card

Foreign Transaction Fee: 2.5%
Annual Fee: $499 CAD
Conditions apply
on American Express' secure site
Why we like this card

This is a great card to have if you want to earn Aeroplan miles but don't have much spend on the bonus categories that apply for the TD Bank-issued Aeroplan cards, such as grocery stores, drugstores, and purchases made at aircanada.com. If you value having Maple Leaf Lounge access when traveling on Air Canada, the annual Partner Ticket benefit, and can take advantage of the increased 1.5X earning rate then this is the card for you!

Current Offer
Earn 40,000 Bonus Aeroplan® Miles after spending $3,000 in the first three months of Card membership

Card Details
Earn 1.25 Miles for every dollar in purchases you charge to the Card and 1.5 Miles for every dollar in purchases over $25,000 annually. Receive an annual Partner Ticket on a short-haul roundtrip Fixed Mileage Flight Reward in Economy. Priority check-in and access to the Air Canada Maple Leaf Lounges when traveling on Air Canada. Priority Pass membership but a $27 USD guest access fee applies, including to the primary cardholder.

on American Express' secure site
Earn 50,000 Bonus Miles

American Express® AeroplanPlus®* Reserve Card

Foreign Transaction Fee: 2.5%
Annual Fee: $899 CAD
Conditions apply
on American Express' secure site
Why we like this card

This is a great card to have if you travel enough to take advantage of the unlimited Air Canada Maple Leaf and Priority Pass lounge access. Having the annual Partner Ticket on short-haul and long-haul Aeroplan awards is a nice benefit as well.

Current Offer
Earn 50,000 Welcome Bonus Aeroplan® Miles after you spend $3,000 in your first three months of Cardmembership

Card Details
Earn 1.25 Miles for every dollar in purchases you charge to the Card. Earn 1.5 Miles for every dollar in purchases over $25,000 annually. $200 Annual Travel Credit when booked via AMEX Travel Services. Unlimited Air Canada Maple Leaf and Priority Pass lounge visits for the primary Cardmember ($27 USD fee applies for each guest at Priority Pass lounges). Receive an annual Partner Ticket on a short-haul and long-haul roundtrip Fixed Mileage Flight Reward in Economy. Complimentary first checked bag and priority check-in when traveling on Air Canada. Complimentary valet parking, 15% off self-parking, and priority security lines at Toronto Pearson International Airport.

on American Express' secure site
Earn 15,000 Bonus Miles

American Express® AeroplanPlus®* Gold Card

Foreign Transaction Fee: 2.5%
Annual Fee: $120 CAD
Conditions apply
on American Express' secure site
Why we like this card

This is a great card to have if you want to earn Aeroplan miles but don't have much spend on the bonus categories that apply for the TD Bank-issued Aeroplan cards, such as grocery stores, drugstores, and purchases made at aircanada.com. This card is also a charge card if you have a lot of high dollar amount transactions and need the flexibility of a charge card.

Current Offer
Earn 15,000 Bonus Aeroplan®* Miles after you spend $1,500 in your first three months of Cardmembership

Card Details
Earn 1 Aeroplan Mile for every $1 in Card purchases up to $10,000 and 1.25 Aeroplan Miles for every additional $1 in Card purchases over $10,000 annually

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Earn Up To 30,000 Bonus Points

American Express Cobalt™ Card

Foreign Transaction Fee: See cardmember agreement
Annual Fee: $120 CAD
Conditions apply
on American Express' secure site
Why we like this card

This is a great card to have if you spend a lot at restaurants, bars, grocery stores, and food deliveries in Canada. Even though these aren't your traditional Membership Rewards points which you can transfer to partner airline and hotel programs, this is a great way of redeeming your points for short-distance flights and earning Rewards points.

Current Offer
In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards points for each monthly billing period in which you spend $500 in purchases on your Card. This could add up to 30,000 points in a year.

Card Details
Earn 5 Membership Rewards Select points for every $1 spent at eligible restaurants, bars, grocery stores, and food delivery in Canada. Earn 2 Membership Rewards Select points for every $1 spent on eligible transit, gas, and travel purchases in Canada.

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Earn 2.5% cashback in your first 3 months (up to $150 cashback)

The SimplyCash™ Card from American Express

Foreign Transaction Fee: 2.5%
Annual Fee: $0
Conditions apply
on American Express' secure site
Why we like this card

This is a great card to apply for if you're looking for a no annual fee card that earns cash back. The 1.25% earning rate after the initial welcome bonus is quite good since it applies for all transactions, regardless of the category.

Current Offer
Earn 1.25% cash back on purchases when your Welcome Rate ends. There's no limit to the amount of cash back you can earn!

Card Details
Refer a friend and you could earn a bonus of $100 cash back for each approved referral up to a maximum annual referral bonus of $1,500 Cash Back.

on American Express' secure site
Earn 5% cashback in your first 6 months (up to $300)

SimplyCash™ Preferred Card from American Express

Foreign Transaction Fee: 2.5%
Annual Fee: $99 CAD
Conditions apply
on American Express' secure site
Why we like this card

This is a great card to have if you're looking for a card that earns 2% cash back on all purchases without any cap.

Current Offer
Earn 5% cashback in your first 6 months (up to $300). Earn 2% cash back when your Welcome Rate ends.

Card Details
Refer a friend and you could earn a bonus of $150 cash back for each approved referral up to a maximum annual referral bonus of $2,250 Cash Back.

on American Express' secure site
4% Money-Back Rewards in up to 3 Categories for 3 Months.*

Tangerine Money-Back Credit Card

Foreign Transaction Fee: 2.5%
Annual Fee: $0 CAD
Why we like this card

Current Offer
Apply for the Tangerine Money-Back Credit Card by July 31, 2019, and earn 4% Money-Back Rewards in up to 3 chosen categories* for your first 3 months, instead of the usual 2%.

Card Details
Earn 2% Money-Back Rewards on your everyday purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases.

2,400 AIR MILES®* Reward Miles

American Express® AIR MILES®* Reserve Credit Card

Foreign Transaction Fee: 2.5%
Annual Fee: $299 CAD
Conditions apply
on American Express' secure site
Why we like this card

Current Offer
2,400 AIR MILES®* Reward Miles when you charge a total of $3,000 in purchases to your Card within your first three months of Cardmembership. That's enough for two select flights.

Card Details
• New American Express® AIR MILES®* Reserve Credit Card Cardmembers, earn a Welcome Bonus of 2,400 AIR MILES®* Reward Miles when you charge a total of $3,000 in purchases to your Card within your first three months of Cardmembership. That's enough for two select flights
• Your ticket to the World of Onyx™ - Receive automatic Onyx™ status
• Once a year, when you redeem for a round-trip economy flight within the AIR MILES Flight Program, up to a maximum of 1,700 Reward Miles, you can receive a Companion Flight for your companion to travel with you for the same itinerary (offer excludes service charges if applicable and taxes)
• Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners *Excludes purchases made at airmilesshops.ca
• Earn 1 Mile for every $10 in Card purchases at other eligible grocery stores, gas stations, and drugstores in Canada
• Plus, earn 1 Mile for every $15 in Card purchases everywhere else
• Receive four complimentary visits per year to Priority Pass Worldwide Lounges and access to the Toronto Pearson Priority Security Lane • Through AIR MILES®* FlexFly™ Redemptions, you can access additional airlines and destinations, departure times, and economy, business and first-class seats on flights not available within the AIR MILES Flight Program *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

on American Express' secure site
2,000 AIR MILES®* Miles

American Express® AIR MILES®* Platinum Credit Card

Foreign Transaction Fee: 2.5%
Annual Fee: $65 CAD
Conditions apply
on American Express' secure site
Why we like this card

Current Offer
2,000 AIR MILES®* Miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership

Card Details
• New American Express® AIR MILES®* Platinum Credit Card Cardmembers, earn a Welcome Bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership. That's enough for a select flight
• Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners * Excludes purchases made at airmilesshops.ca
• Earn 1 Mile for every $10 in Card purchases at AIR MILES®* Partners and at other eligible grocery stores, gas stations, and drugstores in Canada
• Plus, earn 1 Mile for every $15 in Card purchases everywhere else
• Optional Balance Transfer Offer - Enjoy a 1.99% interest rate in the first 6 months of Cardmembership if you choose to transfer your other credit card balances to this American Express card • Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application • Shop at participating AIR MILES®* Partners®* across Canada with your Card and show your AIR MILES®* Card, and you can earn reward miles twice *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

on American Express' secure site
150 Bonus AIR MILES®* Reward Miles

American Express® AIR MILES®* Gold Business Card

Foreign Transaction Fee: 2.5%
Annual Fee: $0
Conditions apply
on American Express' secure site
Why we like this card

Current Offer
150 Bonus AIR MILES®* Reward Miles when you spend $1,000 within the first three months of Cardmembership

Card Details
• Get 150 Bonus AIR MILES®* Reward Miles when you spend $1,000 within the first three months of Cardmembership
• Earn 1 Mile for every $15 in Card purchases at AIR MILES®* Sponsors and 1 for every $20 in Card purchases everywhere else
• Show your Collector Card and use your AIR MILES®* Gold Business Card at Sponsor locations to earn miles twice
• Pay no annual fee. Plus, enjoy the flexibility to pay balances in full or over time *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

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2,000 AIR MILES®* Miles

American Express® AIR MILES®* for Business Card

Foreign Transaction Fee: 2.5%
Annual Fee: $180 CAD
Conditions apply
on American Express' secure site
Why we like this card

Current Offer
2,000 AIR MILES®* Miles when you charge a total of $5,000 in purchases to your Card within your first 3 months of Cardmembership

Card Details
• Earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $5,000 in purchases to your Card within your first 3 months of Cardmembership
• You can maximize your cash flow with up to 55 interest-free days and enjoy purchasing power that adjusts dynamically with Card usage
• You can benefit from an exclusive 25% discount on business rewards when you redeem AIR MILES& Reward Miles from your Dream balance for rewards from the AIR MILES For Business Rewards catalogue, an online catalogue designed especially with the small business owner in mind • Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Sponsors and 1 Mile for every $15 in Card purchases everywhere else
• Make the most of a suite of business management tools that give you more control over your business anytime and anywhere
• With the American Express® AIR MILES®* for Business Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history. That’s the power of a charge card
• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

on American Express' secure site
5,000 Bonus Aeroplan®* Miles

American Express® AeroplanPlus®* Card

Foreign Transaction Fee: 2.5%
Annual Fee: $60 CAD
Conditions apply
on American Express' secure site
Why we like this card

Current Offer
5,000 Bonus Aeroplan®* Miles after spending $500 in purchases in the first three months of cardmembership

Card Details
• New American Express® AeroplanPlus®* Cardmembers earn 5,000 Bonus Aeroplan®* Miles after spending $500 in purchases in the first three months of Cardmembership
• Earn 1 Aeroplan Mile for every $1 in Card purchases
• Earn Aeroplan Miles twice when you use your American Express® AeroplanPlus®* Card and provide your Aeroplan Number at over 150 Aeroplan Partner brands
• Travel to over 1,300 destinations in over 190 countries worldwide on flights operated by Air Canada®** and its global network of partner airlines
• $250,000 Travel Accident Insurance
• American Express Invites® including Front Of The Line opens the door to great music, theatre, dining, film, fashion and shopping experiences • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

on American Express' secure site