Best Canadian Credit Cards

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Updated: 5 days ago

Earn 20,000 bonus Scotia Rewards points

Scotiabank®* Gold American Express® card

Foreign Transaction Fee: 0%
Annual Fee: $120 CAD
See Terms*
on Scotiabank's secure site
Why we like this card

Current Offer
• Earn 20,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†
• Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
• Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
• Earn 1 point for every $1 you spend on all other eligible everyday purchases
• Complimentary Concierge Services 24/7
• Amex exclusive benefits (Front Of The Line)
• Rates, fees, offers and other information are effective as of Jul 2, 2020. Subject to change.

on Scotiabank's secure site
Earn up to 42,000 Membership Rewards® bonus points in your first year of Cardmembership

American Express Business Edge™ Card

Foreign Transaction Fee: 2.50%
Annual Fee: $99 CAD
Conditions apply
on American Express' secure site
Why we like this card

Current Offer
• Earn up to 42,000 Membership Rewards® bonus points in your first year of Cardmembership
• Earn 30,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
• You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year
• You can earn 3 times the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks. Caps and other conditions may apply
• You can earn 1 times the points on all other purchases charged to the Card
• Get choice and flexibility by using points for purchases or redeeming them for a wide range of travel, dining, entertainment and retail rewards options
• Make the most of a suite of business management tools that give you more control over your business anytime and anywhere
• Leverage your cash flow with the option of carrying a balance or paying in full each month
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

on American Express' secure site
50,000 Marriott Bonvoy™ points

Marriott Bonvoy™ Business American Express® Card (Canada)

Foreign Transaction Fee: 2.5%
Annual Fee: $150 CAD
Conditions apply
on American Express' secure site
Why we like this card

Marriott points are very valuable as they can be used for hotels and/or airline transfers. This is a great way of earning miles with programs that you otherwise wouldn't be able to earn via credit card spend, such as Japan Airlines.

Current Offer
• Earn 50,000 Welcome Bonus Marriott Bonvoy™ points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Offer subject to change at any time.
• Receive an Annual Free Night Award automatically each year after your anniversary
• Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on your Card each year
• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program.
• You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel
• Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy properties. Earn 2 points for every $1 in purchases charged to the Card everywhere else
• Make the most of a suite of business management tools that give you more control over your business anytime and anywhere
• Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

on American Express' secure site
Earn a $250 Bonus with a Tangerine Money-Back Credit Card.*

Tangerine Money-Back Credit Card

Foreign Transaction Fee: 2.5%
Annual Fee: $0 CAD
Why we like this card

Current Offer
Apply for the Tangerine Money-Back Credit Card by March 31, 2020, and if you’re approved and spend at least $5,000 in everyday purchases in your first 3 months, we’ll put a $250 credit on your Account. That’s like $250 back in your pocket.

Earn 35,000 Bonus Points

Business Platinum Card® from American Express

Foreign Transaction Fee: 2.50%
Annual Fee: $499 CAD
Conditions apply
on American Express' secure site
Why we like this card

This is a great card to have if you're looking to earn Membership Rewards points through business expenses while having lounge access when traveling. The benefits of the Platinum Card are fantastic so as long as you take advantage of the benefits that this card features, it's a card we highly recommend.

Current Offer
Earn 35,000 points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership

Card Details
• Earn a Welcome Bonus of 35,000 points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership
• You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it
• Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses
• Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
• Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
• Platinum Cardmembers can enjoy access to specialty services, preferential treatment and a dedicated Concierge team
• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

on American Express' secure site
Earn 30,000 Bonus Points

American Express® Business Gold Rewards Card

Foreign Transaction Fee: 2.5%
Annual Fee: $250 CAD
Conditions apply
on American Express' secure site
Why we like this card

This is a great card to have if you're trying to earn Membership Rewards points and have a lot of annual business spend with up to three of the suppliers that are listed for the 2X earnings.

Current Offer
Earn 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership

Card Details
• Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
• You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it
• Earn 1 point for every dollar in purchases charged to the Card. Plus, there is an easy, convenient way to get more out of your Membership Rewards® points - simply charge an eligible purchase to your card. Then you can redeem points for a statement credit
• Take advantage of purchasing power that grows with your business. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
• Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere
• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

on American Express' secure site
Earn 25,000 Bonus Miles

TD® Aeroplan® Visa Infinite Privilege Card

Foreign Transaction Fee: 2.5%
Annual Fee: $399 CAD
Why we like this card

This is a great card to have if you're looking to earn Aeroplan miles and have a lot of spend at grocery stores, gas stations, drugstores, and at aircanada.com. The 50% companion certificate can be useful as well if you travel with someone else within Canada as paid tickets can be quite expensive.

Current Offer
Earn 25,000 Aeroplan miles upon account opening

Card Details
Earn 1.5 Aeroplan miles for every $1 you spend on eligible grocery, gas, drugstore, and aircanada.com purchases. Earn 1.25 Aeroplan miles for every $1 you spend on all other purchases. Complimentary first checked bag, priority check-in and boarding when flying on flights operated by Air Canada. Four annual one-time guest access to Air Canada's Maple Leaf Lounge (when traveling on an Aeroplan Flight Reward). One 50% discount on a companion ticket on an Air Canada flight. Priority Pass membership for six annual complimentary airport lounge visits. Visa Infinite Privilege Airport Benefits which includes VIP Fast Track Lanes for security, dedicated airport taxi and limo lines, dedicated premium parking spots, and 20% discounts on parking at select Canadian airports.

Earn 15,000 Bonus Miles

TD Aeroplan Visa Infinite

Foreign Transaction Fee: 2.5%
Annual Fee: $120 CAD
Why we like this card

This is a great card if you want to earn 1.5 Aeroplan miles on the eligible bonus categories but don't need the 50% companion certificate, Priority Pass passes, and/or Visa Infinite Privilege Airport Benefits that are offered on the TD® Aeroplan® Visa Infinite Privilege* Card.

Current Offer
Earn 15,000 Aeroplan miles upon account opening

Card Details
Earn 1.5 Aeroplan miles for every $1 you spend on eligible grocery, gas, drugstore, and at aircanada.com. Complimentary first checked bag, priority check-in and boarding when flying on flights operated by Air Canada via an Aeroplan Flight Reward. One annual one-time guest access benefit to an Air Canada Maple Leaf Lounge when traveling on an Aeroplan Flight Reward.

Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter

Scotiabank® GM®* Visa Infinite* card

Foreign Transaction Fee: 2.5%
Annual Fee: $79 CAD Waived for the first year*
See Terms*
on Scotiabank's secure site
Why we like this card

Current Offer
• First year annual fee waived◊
• Get closer to your new car with up to 5% in GM Earnings
• Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
• $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
• No earning or redemption caps
• Rates, fees and other information are effective as of Jul 2, 2020. Subject to change.

on Scotiabank's secure site
Earn 30,000 bonus Scotia Rewards points upon first purchase

Scotiabank®* Platinum American Express® card

Foreign Transaction Fee: 2.5%
Annual Fee: $399 CAD
See Terms*
on Scotiabank's secure site
Why we like this card

Current Offer
• Earn 30,000 bonus Scotia Rewards points upon first purchase◊
• Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
• Earn one point on all other eligible everyday purchases
• Complimentary membership to Priority Pass Airport Lounges Worldwide
• Rates, fees and other information are effective as of Jul 2, 2020. Subject to change.

on Scotiabank's secure site
Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter

Scotiabank® GM®* Visa* card

Foreign Transaction Fee: 2.5%
Annual Fee: $0
See Terms*
on Scotiabank's secure site
Why we like this card

Current Offer
• Get closer to your new car with up to 5% in GM Earnings
• Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
• $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
• No earning or redemption caps
• Rates, fees and other information are effective as of Jul 2, 2020. Subject to change.

on Scotiabank's secure site
Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months

Scotiabank®* American Express® card

Foreign Transaction Fee: 2.5%
Annual Fee: $0
See Terms*
on Scotiabank's secure site
Why we like this card

Current Offer
• Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months◊
• Earn one Scotia Rewards point on all eligible everyday purchases
• Flexible Point Redemption
• Rates, fees and other information are effective as of Jul 2, 2020. Subject to change.

on Scotiabank's secure site
4% on eligible recurring bill payments and grocery store purchases

Scotia Momentum® Visa Infinite* card

Foreign Transaction Fee: 2.5%
Annual Fee: $120 CAD
See Terms*
on Scotiabank's secure site
Why we like this card

Current Offer
• No annual fee in the first year, including on supplementary cards◊
• 4% on eligible recurring bill payments and grocery store purchases
• 2% on eligible gas station and daily transit purchases
• 1% cash back on all other eligible everyday purchases
• Complimentary Concierge Services 24/7
• Visa Infinite Dining Series
• Visa Infinite Music Series
• Wine Country Wonders
• Luxury Hotel Privileges
• Comprehensive Travel Insurance & New Mobile Device Insurance coverage
• Rates, fees and other information are effective as of Jul 2, 2020. Subject to change.

on Scotiabank's secure site
Cash back with low annual fee

Scotia Momentum® Visa* card

Foreign Transaction Fee: 2.5%
Annual Fee: $39 CAD
See Terms*
on Scotiabank's secure site
Why we like this card

Current Offer
• 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)◊
• Cash back with low annual fee
• 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
• 1% cash back on all other eligible everyday purchases
• Rates, fees and other information are effective as of Jul 2, 2020. Subject to change.

on Scotiabank's secure site
Cash back on everyday spending with no annual fee

Scotia Momentum® No-Fee Visa* card

Foreign Transaction Fee: 2.5%
Annual Fee: $0
See Terms*
on Scotiabank's secure site
Why we like this card

Current Offer
• 7.99% introductory interest rate on purchases for the first 6 months (19.99% after that)◊
• Cash back on everyday spending with no annual fee
• 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
• 0.5% cash back on all other eligible everyday purchases
• Rates, fees and other information are effective as of Jul 2, 2020. Subject to change.

on Scotiabank's secure site
Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months

SCENE® Visa* card

Foreign Transaction Fee: 2.5%
Annual Fee: $0
See Terms*
on Scotiabank's secure site
Why we like this card

Current Offer
• Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months◊
• Earn 1 SCENE point for every $1 you spend on credit card purchases
• Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com
• Rates, fees and other information are effective as of Jul 2, 2020. Subject to change.

on Scotiabank's secure site
Earn 5,000 bonus Scotia Rewards points upon your first purchase

ScotiaGold Passport® Visa* card

Foreign Transaction Fee: 2.5%
Annual Fee: $110 CAD
See Terms*
on Scotiabank's secure site
Why we like this card

Current Offer
• Earn 5,000 bonus Scotia Rewards points upon your first purchase◊
• Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
• 5% cash back on travel purchased through Scotia Rewards
• Flexible Point Redemption
• Rates, fees and other information are effective as of Jul 2, 2020. Subject to change.

on Scotiabank's secure site
Save up to hundreds of dollars a year on interest

No-Fee Scotiabank Value® Visa* card

Foreign Transaction Fee: 2.5%
Annual Fee: $0
See Terms*
on Scotiabank's secure site
Why we like this card

Current Offer
• 3.99% introductory interest rate on balance transfers for the first 6 months (16.99% after that)◊
• A great low rate with no annual fee
• Pay down balances faster
• Simplify your monthly payments
• Rates, fees and other information are effective as of Jul 2, 2020. Subject to change.

on Scotiabank's secure site
Low interest rate

Scotiabank® Value VISA card

Foreign Transaction Fee: 2.5%
Annual Fee: $29 CAD
See Terms*
on Scotiabank's secure site
Why we like this card

Card Details
• 0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29)◊
• Save hundreds of dollars in interest a year
• Low 12.99% interest rate
• Pay down balances faster
• Simplify your monthly payments
• Rates, fees and other information are effective as of Jul 2, 2020. Subject to change.

on Scotiabank's secure site
Cash back on all eligible gas station, grocery store, drug store purchases and recurring payments

Scotia Momentum® Mastercard®* Credit Card

Foreign Transaction Fee: 2.5%
Annual Fee: $0
See Terms*
on Scotiabank's secure site
Why we like this card

Current Offer
• 7.99% introductory interest rate on purchases for the first 6 months (19.99% after that)◊
• Cash back on everyday spending with no annual fee
• 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
• 0.5% cash back on all other eligible everyday purchases
• Rates, fees and other information are effective as of Jul 2, 2020. Subject to change.

on Scotiabank's secure site
Earn up to 40,000 bonus Scotia Rewards points in your first year

Scotiabank Passport™ Visa Infinite* Card

Foreign Transaction Fee: 0.0%
Annual Fee: $139 CAD
See Terms*
on Scotiabank's secure site
Why we like this card

Current Offer
• Earn up to 40,000 bonus Scotia Rewards points in your first year (that’s up to $400 towards travel )‡
• Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
• Enjoy no FX Mark-up
• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
• Rates, fees and other information are effective as of Jul 2, 2020. Subject to change.

on Scotiabank's secure site
150 Bonus AIR MILES®* Reward Miles

American Express® AIR MILES®* Gold Business Card

Foreign Transaction Fee: 2.5%
Annual Fee: $0
Conditions apply
on American Express' secure site
Why we like this card

Current Offer
150 Bonus AIR MILES®* Reward Miles when you spend $1,000 within the first three months of Cardmembership

Card Details
• Get 150 Bonus AIR MILES®* Reward Miles when you spend $1,000 within the first three months of Cardmembership
• Earn 1 Mile for every $15 in Card purchases at AIR MILES®* Sponsors and 1 for every $20 in Card purchases everywhere else
• Show your Collector Card and use your AIR MILES®* Gold Business Card at Sponsor locations to earn miles twice
• Pay no annual fee. Plus, enjoy the flexibility to pay balances in full or over time
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

on American Express' secure site
2,000 AIR MILES®* Miles

American Express® AIR MILES®* for Business Card

Foreign Transaction Fee: 2.5%
Annual Fee: $180 CAD
Conditions apply
on American Express' secure site
Why we like this card

Current Offer
• Earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $5,000 in purchases to your Card within your first 3 months of Cardmembership
• You can maximize your cash flow with up to 55 interest-free days and enjoy purchasing power that adjusts dynamically with Card usage
• You can benefit from an exclusive 25% discount on business rewards when you redeem AIR MILES Reward Miles from your Dream balance for rewards from the AIR MILES For Business Rewards catalogue, an online catalogue designed especially with the small business owner in mind
• Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners* and 1 Mile for every $15 in Card purchases everywhere else
• Make the most of a suite of business management tools that give you more control over your business anytime and anywhere
• With the American Express® AIR MILES®* for Business Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history. That’s the power of a charge card
• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

on American Express' secure site