Canadian Credit Cards

In the interest of full disclosure, One Mile At A Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out my advertiser policy for further details about our partners, including American Express, Capital One, Chase, and Citi, and thanks for your support!
Earn 15,000 Bonus Miles

TD Aeroplan Visa Infinite

Foreign Transaction Fee: 2.5%
Annual Fee: $120 CAD
Why we like this card

This is a great card if you want to earn 1.5 Aeroplan miles on the eligible bonus categories but don't need the 50% companion certificate, Priority Pass passes, and/or Visa Infinite Privilege Airport Benefits that are offered on the TD® Aeroplan® Visa Infinite Privilege* Card.

Current Offer
Earn 15,000 Aeroplan miles upon account opening

Card Details
Earn 1.5 Aeroplan miles for every $1 you spend on eligible grocery, gas, drugstore, and at aircanada.com. Complimentary first checked bag, priority check-in and boarding when flying on flights operated by Air Canada via an Aeroplan Flight Reward. One annual one-time guest access benefit to an Air Canada Maple Leaf Lounge when traveling on an Aeroplan Flight Reward.

Earn 40,000 Bonus Miles

American Express® AeroplanPlus®* Platinum Card

Foreign Transaction Fee: 2.5%
Annual Fee: $499 CAD
Conditions apply
on American Express' secure site
Why we like this card

This is a great card to have if you want to earn Aeroplan miles but don't have much spend on the bonus categories that apply for the TD Bank-issued Aeroplan cards, such as grocery stores, drugstores, and purchases made at aircanada.com. If you value having Maple Leaf Lounge access when traveling on Air Canada, the annual Partner Ticket benefit, and can take advantage of the increased 1.5X earning rate then this is the card for you!

Current Offer
Earn 40,000 Bonus Aeroplan® Miles after spending $3,000 in the first three months of Card membership

Card Details
Earn 1.25 Miles for every dollar in purchases you charge to the Card and 1.5 Miles for every dollar in purchases over $25,000 annually. Receive an annual Partner Ticket on a short-haul roundtrip Fixed Mileage Flight Reward in Economy. Priority check-in and access to the Air Canada Maple Leaf Lounges when traveling on Air Canada. Priority Pass membership but a $27 USD guest access fee applies, including to the primary cardholder.

on American Express' secure site
Earn 50,000  Bonus Miles

American Express® AeroplanPlus®* Reserve Card

Foreign Transaction Fee: 2.5%
Annual Fee: $899 CAD
Conditions apply
on American Express' secure site
Why we like this card

This is a great card to have if you travel enough to take advantage of the unlimited Air Canada Maple Leaf and Priority Pass lounge access. Having the annual Partner Ticket on short-haul and long-haul Aeroplan awards is a nice benefit as well.

Current Offer
Earn 50,000   Welcome Bonus Aeroplan® Miles after you spend $3,000 in your first three months of Cardmembership

Card Details
Earn 1.25 Miles for every dollar in purchases you charge to the Card. Earn 1.5 Miles for every dollar in purchases over $25,000 annually. $200 Annual Travel Credit when booked via AMEX Travel Services. Unlimited Air Canada Maple Leaf and Priority Pass lounge visits for the primary Cardmember ($27 USD fee applies for each guest at Priority Pass lounges). Receive an annual Partner Ticket on a short-haul and long-haul roundtrip Fixed Mileage Flight Reward in Economy. Complimentary first checked bag and priority check-in when traveling on Air Canada. Complimentary valet parking, 15% off self-parking, and priority security lines at Toronto Pearson International Airport.

on American Express' secure site
Earn 15,000 Bonus Miles

American Express® AeroplanPlus®* Gold Card

Foreign Transaction Fee: 2.5%
Annual Fee: $120 CAD
Conditions apply
on American Express' secure site
Why we like this card

This is a great card to have if you want to earn Aeroplan miles but don't have much spend on the bonus categories that apply for the TD Bank-issued Aeroplan cards, such as grocery stores, drugstores, and purchases made at aircanada.com. This card is also a charge card if you have a lot of high dollar amount transactions and need the flexibility of a charge card.

Current Offer
Earn 15,000 bonus Aeroplan®* Miles after you spend $1,500 in your first three months of Cardmembership

Card Details
Earn 1 Aeroplan Mile for every $1 in Card purchases up to $10,000 and 1.25 Aeroplan Miles Miles for every additional $1 in Card purchases over $10,000 annually

on American Express' secure site
Earn Up To 30,000 Bonus Points

American Express Cobalt™ Card

Foreign Transaction Fee: See cardmember agreement
Annual Fee: $120 CAD
Conditions apply
on American Express' secure site
Why we like this card

This is a great card to have if you spend a lot at restaurants, bars, grocery stores, and food deliveries in Canada. Even though these aren't your traditional Membership Rewards points which you can transfer to partner airline and hotel programs, this is a great way of redeeming your points for short-distance flights and earning Rewards points.

Current Offer
In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards points for each monthly billing period in which you spend $500 in purchases on your Card. This could add up to 30,000 points in a year.

Card Details
Earn 5 Membership Rewards Select points for every $1 spent at eligible restaurants, bars, grocery stores, and food delivery in Canada. Earn 2 Membership Rewards Select points for every $1 spent on eligible transit, gas, and travel purchases in Canada.

on American Express' secure site
Earn 2.5% cashback in your first 3 months (up to $150 cashback)

The SimplyCash™ Card from American Express

Foreign Transaction Fee: 2.5%
Annual Fee: $0
Conditions apply
on American Express' secure site
Why we like this card

This is a great card to apply for if you're looking for a no annual fee card that earns cash back. The 1.25% earning rate after the initial welcome bonus is quite good since it applies for all transactions, regardless of the category.

Current Offer
Earn 1.25% cash back on purchases when your Welcome Rate ends. There's no limit to the amount of cash back you can earn!

Card Details
Refer a friend and you could earn a bonus of $100 cash back for each approved referral up to a maximum annual referral bonus of $1,500 Cash Back.

on American Express' secure site
Earn 5% cashback in your first 6 months (up to $300)

SimplyCash™ Preferred Card from American Express

Foreign Transaction Fee: 2.5%
Annual Fee: $99 CAD
Conditions apply
on American Express' secure site
Why we like this card

This is a great card to have if you're looking for a card that earns 2% cash back on all purchases without any cap.

Current Offer
Earn 5% cashback in your first 6 months (up to $300). Earn 2% cash back when your Welcome Rate ends.

Card Details
Refer a friend and you could earn a bonus of $150 cash back for each approved referral up to a maximum annual referral bonus of $2,250 Cash Back.

on American Express' secure site
4% Cashback for the first three months

Tangerine Money-Back Credit Card

Foreign Transaction Fee: 1.5%
Annual Fee: $0 CAD
Why we like this card

This is a no annual fee card that earns up to 4% in the first three months on any three categories you select. Since there are no annual fees, it's a great card to keep a hold of even after the first three months since you still earn 2% on any three categories you select.

Current Offer
Earn 4% cashback for the first three months in your three chosen categories

Card Details
This card is currently offering 4% cashback for the first three months in your three chosen categories. After the first three months you will receive 2% cashback in your three chosen categories and 1% cashback on all other transactions. There are many categories you can choose from such as grocery, hotel/motel, gas, recurring bill payments, and home improvement.

Earn 50,000 Bonus Points

Starwood Preferred Guest® Business Credit Card from American Express

Foreign Transaction Fee: 2.5%
Annual Fee: $150 CAD
Conditions apply
on American Express' secure site
Why we like this card

Rewards points are very valuable as they can be used for hotels and/or airline transfers. This is a great way of earning miles with programs that you otherwise wouldn't be able to earn via credit card spend, such as Japan Airlines.

Current Offer
Earn 50,000 Welcome Bonus points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership

Card Details
Receive an Annual Free Night Award automatically each year after your anniversary. Earn Starwood Gold Preferred Guest status after spending $30,000 in purchases each year.

on American Express' secure site