Best Credit Card Welcome Bonus Offers

In the interest of full disclosure, OMAAT earns a referral bonus for anyone that’s approved through some of the below links. The information and associated card details on this page for the Hilton Honors American Express Aspire Card, and Citi Prestige® Card have been collected independently by OMAAT and has not been reviewed or provided by the card issuer. We choose our OMAAT Picks based on the combination of benefits the card provides, and the ability to earn outsized rewards. These are the best publicly available offers (terms apply) that we have found for each product or service. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out our advertiser policy for further details about our partners, and thanks for your support!

Updated: 4 days ago

Credit card welcome bonuses are the easiest way to rack up tens of thousands of miles, and we say that having been in the miles and points game for a long time, and after doing all sorts of complicated things to earn miles (our favorite is still when Ben, as a teenager with a head full of hair, went to a hair loss clinic for a restoration consult in exchange for 10,000 miles).

Rather than jumping through hoops, these introductory offers are straightforward, and mainly require you to spend a certain amount on the card in a designated time-frame. These offers can be worth hundreds of dollars, and are often only available for a limited time. The largest bonuses typically come from travel credit cards, especially those linked with the loyalty programs of airlines and hotels, but general-purpose travel cards and bank credit cards can be incredibly lucrative as well. Bonuses on cash back credit cards are usually a bit lower, hovering in the range of $100 to $150, but several cards offer incentives of $200 for personal cards or up to $500 for business cards.

How OMAAT picks the best offers 

Each month we look at the top travel and rewards credit cards on the market, and compare the various offers using a simple two-step methodology:

  1. First we establish a dollar amount for the welcome bonus, which we determine by multiplying the points offered in the introductory offer by the value of those miles or points. A bonus offering 100,000 Marriott Bonvoy points, for example, would be worth ~$700 using this method, because we value those points at ~0.7¢ each.
  2. Then we subtract the cost of any annual fees. Some cards waive the annual fee for the first year as part of the welcome bonus, in which case there is nothing to subtract. Other times, you’ll want to factor in the fees you’re paying in order to earn the rewards, as that obviously impacts the overall value of the card for the first year.

The great thing about this technique is that it works even if you value miles differently (just plug in your own valuation instead).

We try and include all the best travel rewards cards, regardless of if they pay us a commission or not, and update this list at least once per month.

Best Credit Card Welcome Bonus Offers of January 2021

Using our approach for determining the real value of every introductory offer, here are the best credit card welcome bonus offers available today:

Earn 60,000 bonus miles

United℠ Business Card

Foreign Transaction Fee: $0
Annual Fee: $0 intro annual fee for the first year, then $99
on Chase's secure site
Why we like this card

Read our review

Current Offer

  • Earn 60,000 bonus miles after qualifying purchases and enjoy $0 intro annual fee.
  • Receive a 5,000-mile better-together anniversary bonus when you have the United Business Card and a personal United credit card.
  • Earn 2 miles per $1 spent on United purchases, at gas stations, office supply stores, restaurants (including eligible delivery services), and on local transit and commuting.
  • Earn 1 mile per $1 spent on all other purchases. Enjoy no blackout dates - plus, miles never expire for MileagePlus® members.
  • Free checked bag - save up to $140 per roundtrip. (Terms apply.)
  • 2 United ClubSM one-time passes after account opening and on each anniversary* - over a $100 value per year.
  • $100 United travel credit after qualifying purchases, 25% back on United in-flight purchases and priority boarding.
  • Add employee cards at no additional cost - miles earned from their purchases accrue in your account and you can set individual spending limits on each card.
on Chase's secure site
Earn 150,000 Hilton Honors Bonus Points

Hilton Honors American Express Aspire Card

Foreign Transaction Fee: None
Annual Fee: $450
The card details for the Hilton Honors American Express Aspire Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

You receive top tier Hilton Honors Diamond status for as long as you hold the card. This card also earns an incredible 14x points at participating Hilton hotels & resorts. Read our Review.

Current Offer
• Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the Card within your first 3 months of Card Membership
• Earn 14x Points on Hilton Purchases
• Earn 7x Points on Dining at U.S. restaurants
• Complimentary Hilton Diamond Elite Status
• $250 Hilton Resort Statement Credit
• Anual weekend night reward

on American Express' secure site
Earn up to 80,000 bonus points

Virgin Atlantic World Elite Mastercard

Foreign Transaction Fee: None
Annual Fee: $90
The card details for the Virgin Atlantic World Elite Mastercard have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
• 60,000 bonus Virgin Points after spending $2,000 or more on purchases within the first 90 days of account opening
• Earn up to 15,000 bonus Virgin Points every anniversary after qualifying purchases
• Earn up to 5,000 bonus Virgin Points when you add additional cardholders to your card
• Get a companion reward in the same cabin class or a cabin upgrade when you book a ticket through Virgin Atlantic. Must spend $25,000 or more in purchases annually to qualify.
• Earn 3 points per $1 spent directly on Virgin Atlantic purchases and 1.5 points per $1 spent on all other purchases with no limit to the number of points you can earn
• 25 tier points per $2,500 in purchases (maximum 50 per month) to elevate your Flying Club status
• Contactless card – The security of a chip card, with the convenience of a tap
• No foreign transaction fees
• Low annual fee of $90

Earn 80,000 Hilton Honors Bonus Points

Hilton Honors American Express Card

Foreign Transaction Fee: None
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

This is a great bonus for a no-annual-fee card, and the earnings structure can make this a very rewarding card if you want to earn points for Hilton properties.

Read our Review

Current Offer

  • Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.

Card Details
Additional Temporary Perks through 2020

on American Express' secure site
Earn 130,000 Hilton Honors Bonus Points

The Hilton Honors American Express Business Card

Foreign Transaction Fee: None
Annual Fee: $95
Terms Apply.
on American Express' secure site
Why we like this card

This is a fantastic welcome bonus, especially for a small business card. You'll enjoy complimentary Gold Status just for keeping the card, with great opportunities to earn points and free Weekend Night Rewards.

Read our Review

Current Offer

  • Welcome Offer: Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X on all other eligible purchases. Terms & Limitations Apply.
  • Enjoy complimentary Gold Status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 lounges in over 120 countries.
  • Terms apply.

Card Details
Additional Temporary Perks through 2020

on American Express' secure site
Earn 65,000 American Airlines AAdvantage® bonus miles

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

Foreign Transaction Fee: 0%
Annual Fee: $99, waived for first 12 months
The card details for the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

This is a fantastic bonus, especially as these miles can be pooled with any miles you’re earning on your personal account.

Read our Review

Current Offer
• Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
• First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
• Enjoy preferred boarding on American Airlines flights
• Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
• Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.
• No Foreign Transaction Fees

50,000 Alaska Miles + Companion Fare

Alaska Airlines Visa Signature® Card

Foreign Transaction Fee: None
Annual Fee: $75
The card details for the Alaska Airlines Visa Signature® Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
• Earn 50,000 Bonus miles after spending $2,000 within the first 90 days of opening your account
• Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
• Get Alaska's Famous Companion Fare™ every year! EACH YEAR on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com with no blackout dates.
• Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases. And, your miles don't expire on active accounts.
• Enjoy 20% back on all Alaska Airlines inflight purchases and 50% off day passes at the Alaska Lounge when you pay with your new card.
• Plus, no foreign transaction fees and a low $75 annual fee.

Earn $750 bonus cash back

Ink Business Cash® Credit Card

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
on Chase's secure site
Why we like this card

This is a great card for small businesses, given that this card has no annual fee yet still accrues 5x points in several categories.

Read our Review

Current Offer

  • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Card Details
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.

Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.

on Chase's secure site
Earn 130,000 Hilton Honors Bonus Points

Hilton Honors American Express Surpass® Card

Foreign Transaction Fee: None
Annual Fee: $95
Terms Apply.
on American Express' secure site
Why we like this card

Being a cardmember provides you complimentary Gold status, which gets you free breakfast and upgrades at Hilton properties across the world

Read our Review

Current Offer

  • Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • $95 annual fee.
  • Terms Apply.
on American Express' secure site
Earn up to 100,000 points

Southwest Rapid Rewards® Performance Business Credit Card

Foreign Transaction Fee: $0
Annual Fee: $199
on Chase's secure site
Why we like this card

If you meet both tiers of the spend requirements with this card and receive the full bonus, you'll earn enough points to receive a companion pass!

Read our Review

Current Offer

  • Earn 70,000 points after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months.
  • 9,000 bonus points after your Cardmember anniversary.
  • 3 points per $1 spent on Southwest Airlines® purchases.
  • 2 points per $1 spent on social media and search engine advertising, Internet, cable and phone services and 1 point per $1 spent on all other purchases.
  • 4 Upgraded Boardings per year when available
  • Inflight WiFi Credits
  • Global Entry or TSA Pre✔® Fee Credit
  • Employee cards at no additional cost, earn points on employee spending.
on Chase's secure site
Earn up to 100,000 bonus Avios

Iberia Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

Current Offer

  • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
  • Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
  • 3 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL
  • 2 Avios per $1 spent on hotel accommodations, plus 1 Avios per $1 spent on all other purchases.
  • Save 10% on Iberia flights purchased on iberia.com/Chase10
  • Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless Iberia Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
on Chase's secure site
Earn up to 100,000 bonus Avios

Aer Lingus Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

Current Offer

  • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
  • Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
  • 3 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL
  • 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel, plus 1 Avios per $1 spent on all other purchases.
  • Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive a Commercial Companion Ticket good for 12 months
  • You and any authorized users on your account are eligible for Priority Boarding on Aer Lingus flights departing from and returning to the US from Ireland.
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless Aer Lingus Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
on Chase's secure site
Earn up to 100,000 bonus Avios

British Airways Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

British Airways has a distance-based award chart which is extremely lucrative for short-haul travel, as awards outside North America start at just 4,500 Avios one-way. Given that short flights are often disproportionately expensive when paying cash, I’ve found Avios to be invaluable.

Read our Review

Current Offer
• Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
• Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
• 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL
• 2 Avios per $1 spent on hotel accommodations, plus 1 Avios per $1 spent on all other purchases.
• 10% off British Airways flights starting in the US
• Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
• Pay no foreign transaction fees when you travel abroad.
• Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!

on Chase's secure site

Best Travel Credit Cards with Bonus Miles (2021)

We’re constantly asked what the best travel credit cards are for earning bonus miles or bonus points at a given moment in time. To be honest, there isn’t a blanket card that covers every possible situation perfectly — having a solid understanding of your travel goals and the miles or points required for your dream trip is always preferable — but if you don’t have set plans yet, or aren’t sure what direction you want to take, there are several fantastic options that will start you out on the right foot no matter what.

Understanding miles versus points

One of the most confusing aspects of travel credit cards is understanding the difference between “miles” versus “points”.  The reality is that the terms are more or less interchangeable these days, so it comes down to which program you’re using, and the words their marketing team has chosen. For example:

  1. Many airlines no longer award miles based on the miles flown; instead, you earn a certain number of miles based on the price you paid for your ticket.
  2. Similarly, airline award charts either have fixed mileage costs determined by zones and regions, or variable pricing based on what it would cost to buy the ticket; the number of airline miles needed for a “free” flight isn’t necessarily correlated to the distance you’ll be covering on your trip, so [insert circumference of globe] airline miles probably won’t get you a round-the-globe ticket.
  3. Because of this, some airlines have given up on using the word “miles” altogether, and refer to their loyalty currency as “points”.
  4. Meanwhile, bank rewards programs are all over the place, with some using “points” and others using “miles”, even when the programs work roughly the same way; Capital One, for example, markets their cards as earning “Miles”, while American Express uses “Points” but both allow their rewards currency to be redeemed for a statement credit, or transferred to a partner.

At the end of the day, it doesn’t matter whether you’re earning “points” or “miles” — the ways in which the loyalty rewards can actually be used are a more important distinction than the vocabulary choice.

With that as background, here are the best travel credit cards with bonus miles:

Earn 60,000 bonus miles

United℠ Business Card

Foreign Transaction Fee: $0
Annual Fee: $0 intro annual fee for the first year, then $99
on Chase's secure site
Why we like this card

Read our review

Current Offer

  • Earn 60,000 bonus miles after qualifying purchases and enjoy $0 intro annual fee.
  • Receive a 5,000-mile better-together anniversary bonus when you have the United Business Card and a personal United credit card.
  • Earn 2 miles per $1 spent on United purchases, at gas stations, office supply stores, restaurants (including eligible delivery services), and on local transit and commuting.
  • Earn 1 mile per $1 spent on all other purchases. Enjoy no blackout dates - plus, miles never expire for MileagePlus® members.
  • Free checked bag - save up to $140 per roundtrip. (Terms apply.)
  • 2 United ClubSM one-time passes after account opening and on each anniversary* - over a $100 value per year.
  • $100 United travel credit after qualifying purchases, 25% back on United in-flight purchases and priority boarding.
  • Add employee cards at no additional cost - miles earned from their purchases accrue in your account and you can set individual spending limits on each card.
on Chase's secure site
Earn up to 80,000 bonus points

Virgin Atlantic World Elite Mastercard

Foreign Transaction Fee: None
Annual Fee: $90
The card details for the Virgin Atlantic World Elite Mastercard have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
• 60,000 bonus Virgin Points after spending $2,000 or more on purchases within the first 90 days of account opening
• Earn up to 15,000 bonus Virgin Points every anniversary after qualifying purchases
• Earn up to 5,000 bonus Virgin Points when you add additional cardholders to your card
• Get a companion reward in the same cabin class or a cabin upgrade when you book a ticket through Virgin Atlantic. Must spend $25,000 or more in purchases annually to qualify.
• Earn 3 points per $1 spent directly on Virgin Atlantic purchases and 1.5 points per $1 spent on all other purchases with no limit to the number of points you can earn
• 25 tier points per $2,500 in purchases (maximum 50 per month) to elevate your Flying Club status
• Contactless card – The security of a chip card, with the convenience of a tap
• No foreign transaction fees
• Low annual fee of $90

United Club℠ Membership

United Club℠ Infinite Card

Earn 4 miles per $1 spent with United
Foreign Transaction Fee: $0
Annual Fee: $0 intro annual fee, then $525
on Chase's secure site
Why we like this card

Current Offer

  • $0 intro annual fee, then $525
  • Earn 4 miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
  • Earn 2 miles per $1 spent on all other travel
  • Earn 2 miles per $1 spent on dining at restaurants and eligible delivery services including GrubHub, Caviar, Seamless and DoorDash
  • Earn 1 mile per $1 spent on all other purchases
  • Up to $100 Global Entry or TSA PreCheck™ fee credit
  • Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Card.
on Chase's secure site
Earn 75,000 Bonus Points

Marriott Bonvoy Boundless™ Credit Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

The way I view it, this is a card that’s worth holding onto for the anniversary free night certificate, valid at a hotel that retails for up to 35,000 Marriott points per night. That benefit alone should more than justify the annual fee.

Read our Review

Current Offer

  • Earn 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
  • 2X Bonvoy points for every $1 spent on all other purchases.
  • Automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.
  • 15 Elite Night Credits each calendar year.
  • No foreign transaction fees.
  • Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
on Chase's secure site
Earn 65,000 American Airlines AAdvantage® bonus miles

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

Foreign Transaction Fee: 0%
Annual Fee: $99, waived for first 12 months
The card details for the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

This is a fantastic bonus, especially as these miles can be pooled with any miles you’re earning on your personal account.

Read our Review

Current Offer
• Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
• First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
• Enjoy preferred boarding on American Airlines flights
• Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
• Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.
• No Foreign Transaction Fees

50,000 Alaska Miles + Companion Fare

Alaska Airlines Visa Signature® Card

Foreign Transaction Fee: None
Annual Fee: $75
The card details for the Alaska Airlines Visa Signature® Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
• Earn 50,000 Bonus miles after spending $2,000 within the first 90 days of opening your account
• Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
• Get Alaska's Famous Companion Fare™ every year! EACH YEAR on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com with no blackout dates.
• Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases. And, your miles don't expire on active accounts.
• Enjoy 20% back on all Alaska Airlines inflight purchases and 50% off day passes at the Alaska Lounge when you pay with your new card.
• Plus, no foreign transaction fees and a low $75 annual fee.

Earn $750 bonus cash back

Ink Business Cash® Credit Card

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
on Chase's secure site
Why we like this card

This is a great card for small businesses, given that this card has no annual fee yet still accrues 5x points in several categories.

Read our Review

Current Offer

  • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Card Details
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.

Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.

on Chase's secure site
Earn up to 100,000 points

Southwest Rapid Rewards® Performance Business Credit Card

Foreign Transaction Fee: $0
Annual Fee: $199
on Chase's secure site
Why we like this card

If you meet both tiers of the spend requirements with this card and receive the full bonus, you'll earn enough points to receive a companion pass!

Read our Review

Current Offer

  • Earn 70,000 points after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months.
  • 9,000 bonus points after your Cardmember anniversary.
  • 3 points per $1 spent on Southwest Airlines® purchases.
  • 2 points per $1 spent on social media and search engine advertising, Internet, cable and phone services and 1 point per $1 spent on all other purchases.
  • 4 Upgraded Boardings per year when available
  • Inflight WiFi Credits
  • Global Entry or TSA Pre✔® Fee Credit
  • Employee cards at no additional cost, earn points on employee spending.
on Chase's secure site
Earn 75,000 bonus Marriott Bonvoy points

Marriott Bonvoy Brilliant™ American Express® Card

Foreign Transaction Fee: None
Annual Fee: $450
Terms Apply.
on American Express' secure site
Why we like this card

Read our review

Current Offer

  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels.
  • Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at participating Marriott Bonvoy Hotels. 3 points at U.S. restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
  • Receive 1 free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy Points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
  • No Foreign Transaction Fees.
  • $450 annual fee.
  • Terms Apply.
on American Express' secure site
Earn 15,000 Bonus Points

Citi Rewards+℠ Card

Foreign Transaction Fee: 3%
Annual Fee: $0
on Citi's secure site
Why we like this card

Arguably the coolest feature of this new card is Citi will round up your purchase to the nearest 10 ThankYou points. Make a $1 purchase? You’ll earn 10 ThankYou points. Make an $11 purchase? You’ll earn 20 ThankYou points. This is a very interesting rewards structure that makes this card perfect for everyday purchases.

Read our Review

Current Offer
• The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
• Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
• 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
• Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
• The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

on Citi's secure site
Earn 20,000 Miles

Capital One VentureOne Rewards Credit Card

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

Current Offer

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Transfer your miles to over 10+ travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 15.49% - 25.49% variable APR after that
on Capital One's secure site
Earn 85,000 Membership Reward® points

The Business Platinum Card® from American Express

Foreign Transaction Fee: None
Annual Fee: $595
Terms Apply.
on American Express' secure site
Why we like this card

While the annual fee is high the card comes with lots of benefits that help negate the annual fee, and this is a great welcome bonus on this card.

Read our Review

Current Offer

  • Earn 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card plus earn 5x points on eligible purchases in 5 select business categories, up to 80,000 bonus points per category, all within the first 3 months of Card Membership. Terms Apply.
  • Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.
  • Terms Apply.
on American Express' secure site
Earn 35,000 Membership Rewards® points

American Express® Business Gold Card

Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month.
Foreign Transaction Fee: None
Annual Fee: $295
Terms Apply.
on American Express' secure site
Why we like this card

Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.

Read our Review

Current Offer

  • Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • PAY OVER TIME OPTION: A flexible payment option with interest to help manage cash flow on purchases of $100 or more.*
  • *Terms Apply
on American Express' secure site
Earn 20,000 Membership Rewards® points

Amex EveryDay® Preferred Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $95
The card details for the Amex EveryDay Preferred have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 20,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
3x points at US Supermarkets on up to $6,000 per year in purchases; 2x points at US gas stations; 1x points on other purchases. Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits.

Earn 75,000 bonus Marriott Bonvoy points

Marriott Bonvoy Business™ American Express® Card

Foreign Transaction Fee: None
Annual Fee: $125
Terms Apply.
on American Express' secure site
Why we like this card

This card is worth keeping for Anniversary free night certificate, plus the 15 nights towards elite status annually. And the 6x points per dollar for Marriott stays certainly doesn't hurt!

Read our Review

Current Offer

  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • Terms apply.
on American Express' secure site
Earn up to 100,000 bonus Avios

Iberia Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

Current Offer

  • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
  • Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
  • 3 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL
  • 2 Avios per $1 spent on hotel accommodations, plus 1 Avios per $1 spent on all other purchases.
  • Save 10% on Iberia flights purchased on iberia.com/Chase10
  • Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless Iberia Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
on Chase's secure site
Earn up to 100,000 bonus Avios

Aer Lingus Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

Current Offer

  • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
  • Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
  • 3 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL
  • 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel, plus 1 Avios per $1 spent on all other purchases.
  • Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive a Commercial Companion Ticket good for 12 months
  • You and any authorized users on your account are eligible for Priority Boarding on Aer Lingus flights departing from and returning to the US from Ireland.
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless Aer Lingus Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
on Chase's secure site
Earn 30,000 Bonus Points

Marriott Bonvoy Bold™ Credit Card

Foreign Transaction Fee: $0
Annual Fee: $0
on Chase's secure site
Why we like this card

As no-fee Marriott co-brand card, with no foreign transactions, this card is a nice alternative if you want to keep your Marriott points alive without having to worry about annual fees. The 15 Elite Night Credits each calendar year qualifies you for Silver Elite status, and helps you achieve a higher level of status with Marriott.

Read our Review

Current Offer

  • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
  • No Annual Fee!
  • Earn 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
  • 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
  • 1X point for every $1 spent on all other purchases.
  • Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
  • No Foreign Transaction Fees.
  • Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
on Chase's secure site
Earn 10,000 American Airlines AAdvantage® bonus miles

American Airlines AAdvantage MileUp℠ Card

Foreign Transaction Fee: 3%
Annual Fee: $0
on Citi's secure site
Why we like this card

Read our Review

Current Offer
• Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
• No Annual Fee
• Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
• Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
• Earn 1 AAdvantage® mile for every $1 spent on other purchases
• Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
• The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

on Citi's secure site
Earn up to 80,000 points

Southwest Rapid Rewards® Priority Credit Card

Foreign Transaction Fee: $0
Annual Fee: $149
on Chase's secure site
Why we like this card

Read our Review

Current Offer

  • Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
  • Earn 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month.
  • 7,500 bonus points after your Cardmember anniversary each year.
  • $75 Southwest® travel credit each year.
  • 4 Upgraded Boardings per year when available.
  • 20% back on inflight drinks and WiFi.
  • Earn 2 points per $1 spent on all other Southwest® purchases.
  • 1 point per $1 spent on all other purchases.
on Chase's secure site
Earn 60,000 points

Southwest Rapid Rewards® Premier Business Credit Card

Foreign Transaction Fee: $0
Annual Fee: $99
on Chase's secure site
Why we like this card

Current Offer
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

Card Details
2 points per $1 spent on Southwest®; purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.

on Chase's secure site
50,000 AAdvantage miles

AAdvantage® Aviator™ Red World Elite Mastercard®

Foreign Transaction Fee: $0
Annual Fee: $95
The card details for the AAdvantage® Aviator™ Red World Elite Mastercard® have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn 50,000 AAdvantage® bonus miles after making your first purchase in the first 90 days and paying the $99 annual fee. Plus earn an introductory Companion Certificate good for 1 guest at $99 (plus taxes and fees) after making your first purchase in the first 90 days and paying the $99 annual fee.

Card Details
Earn 2X miles on eligible American Airlines purchases; Earn 1X miles on all other purchases; First checked bag free and preferred boarding for the primary cardmember and up to 4 companions on eligible bags when traveling on domestic itineraries operated by American Airlines; Receive 25% inflight savings on food and beverages; Get up to $25 back as statement credits on inflight Wi-Fi purchases every anniversary year on American Airlines operated flights

Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs)

Delta SkyMiles® Reserve American Express Card

Foreign Transaction Fee: None
Annual Fee: $550
Terms Apply.
on American Express' secure site
Why we like this card

Read our Review

Current Offer

  • Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
  • With Status Boost™, earn 15,000 MQMs after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year, getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • Complimentary access into the Delta SkyClubs® for you when travelling on a Delta flight.
  • Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
  • No Foreign Transaction Fees.
  • $550 annual fee.
  • Terms Apply.
on American Express' secure site
Earn 45,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs)

Delta SkyMiles® Reserve Business American Express Card

Complimentary Access To Centurion Lounges when flying Delta
Foreign Transaction Fee: None
Annual Fee: $550
Terms Apply.
on American Express' secure site
Why we like this card

Current Offer

  • Welcome Offer: Earn 45,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in the first 3 months.
  • With Status Boost™, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your new Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
  • Complimentary Delta Sky Club® Access and complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
  • After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that's an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
  • Pay no foreign transaction fees when you spend overseas.
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
  • Terms and limitations apply.
on American Express' secure site
40,000 bonus miles

United℠ Explorer Card

Foreign Transaction Fee: $0
Annual Fee: $0 introductory annual fee for the first year, then $95
on Chase's secure site
Why we like this card

Read our Review

Current Offer

  • 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open
  • $0 introductory annual fee for the first year, then $95
  • Earn 2 miles per $1 spent at restaurants, on hotel stays, and on United purchases
  • Up to $100 Global Entry or TSA PreCheck™ fee credit
  • 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United ClubSM with 2 one-time passes each year for your anniversary
  • Earn 2 miles per $1 spent at restaurants and eligible delivery services including GrubHub, Caviar, Seamless and DoorDash
on Chase's secure site
Earn up to 80,000 points

Southwest Rapid Rewards® Premier Credit Card

Foreign Transaction Fee: $0
Annual Fee: $99
on Chase's secure site
Why we like this card

Read our Review

Current Offer

  • Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
  • Earn 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month.
  • Earn 2 points per $1 spent on all other Southwest® purchases.
  • 6,000 bonus points after your Cardmember anniversary each year.
  • 1 point per $1 spent on all other purchases.
  • No foreign transaction fees.
  • No blackout dates or seat restrictions.
  • Your points never expire, a benefit of the Rapid Rewards® program.
on Chase's secure site
Earn up to 80,000 points

Southwest Rapid Rewards® Plus Credit Card

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $69
on Chase's secure site
Why we like this card

Southwest’s Rapid Rewards program is revenue based, so these points will get you quite a bit of credit towards travel on Southwest. While Rapid Rewards points aren’t the most aspirational currency, they are extremely practical. This sign-up bonus can be especially valuable if you’re going for Southwest Companion Pass.

Read our Review

Current Offer

  • Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
  • Earn 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month.
  • Earn 2 points per $1 spent on all other Southwest® purchases.
  • 3,000 bonus points after your Cardmember anniversary each year.
  • 1 point per $1 spent on all other purchases.
  • All points earned count towards Companion Pass.
  • No blackout dates or seat restrictions.
  • Your points never expire, a benefit of the Rapid Rewards® program.
on Chase's secure site
Earn up to 100,000 bonus Avios

British Airways Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

British Airways has a distance-based award chart which is extremely lucrative for short-haul travel, as awards outside North America start at just 4,500 Avios one-way. Given that short flights are often disproportionately expensive when paying cash, I’ve found Avios to be invaluable.

Read our Review

Current Offer
• Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
• Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
• 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL
• 2 Avios per $1 spent on hotel accommodations, plus 1 Avios per $1 spent on all other purchases.
• 10% off British Airways flights starting in the US
• Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
• Pay no foreign transaction fees when you travel abroad.
• Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!

on Chase's secure site
Earn 10,000 Membership Rewards® points

Amex EveryDay® Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $0
The card details for the Amex EveryDay Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.

Earn 40,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs)

Delta SkyMiles® Platinum American Express Card

Foreign Transaction Fee: None
Annual Fee: $250
Terms Apply.
on American Express' secure site
Why we like this card

Read our Review

Current Offer

  • Earn 40,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • With Status Boost™, earn 10,000 MQMs after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year, getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 1X Miles on all other eligible purchases.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
on American Express' secure site
Earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs)

Delta SkyMiles® Platinum Business American Express Card

Foreign Transaction Fee: None
Annual Fee: $250
Terms Apply.
on American Express' secure site
Why we like this card

Current Offer

  • Welcome Offer: Earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months.
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
  • Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding
  • Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
  • Get closer to status with Status Boost™. Spend $25,000 in purchases on the Card in a calendar year and earn 10,000 Medallion® Qualification Miles (MQMs); spend a total of $50,000 in eligible purchases on the Card in a calendar year and earn an additional 10,000 MQMs. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
  • Terms and limitations apply.
on American Express' secure site
Earn 10,000 bonus miles

Delta SkyMiles® Blue American Express Card

Foreign Transaction Fee: None
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

While it might not be the best option for the savvy traveler, it’s nice to see an airline with a no annual fee credit card. People often want to have a card from a brand they like, and lots of people like Delta. For a no annual fee card, the card is more generous than I was expecting.

Read our Review

Current Offer

  • Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months.
  • No Annual Fee.
  • NEW! Earn 2X Miles per dollar at restaurants, now worldwide.
  • Earn 2X Miles per dollar spent on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • NEW! No Foreign Transaction Fees.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Terms Apply.
on American Express' secure site
Earn 35,000 bonus miles

Delta SkyMiles® Gold American Express Card

Foreign Transaction Fee: None
Annual Fee: $0 introductory annual fee for the first year, then $99.
Terms Apply.
on American Express' secure site
Why we like this card

Read our Review

Current Offer

  • Earn 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 1X Mile on all other eligible purchases.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Terms Apply.
on American Express' secure site
Earn 40,000 bonus miles

Delta SkyMiles® Gold Business American Express Card

Foreign Transaction Fee: None
Annual Fee: $0 introductory annual fee for the first year, then $99
Terms Apply.
on American Express' secure site
Why we like this card

Current Offer

  • Welcome Offer: Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months.
  • Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases.
  • Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you travel overseas.
  • $0 introductory annual fee for the first year, then $99.
  • Terms and limitations apply
on American Express' secure site
Earn 60,000 American Airlines AAdvantage® bonus miles

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Foreign Transaction Fee: 0%
Annual Fee: $99, waived for first 12 months
The card details for the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
• Earn 60,000 American Airlines AAdvantage® bonus miles after $3,000 in purchases within the first 3 months of account opening
• Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
• Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
• No Foreign Transaction Fees
• First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
• Enjoy preferred boarding on American Airlines flights

Earn 25,000 Membership Rewards points

Business Green Rewards Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0 for the first year, then $95
The card details for the Business Green Rewards Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn 25,000 Membership Rewards you they spend $3,000 on qualifying purchases on your new Card within the first 3 months of Card Membership.

Card Details
2 Membership Rewards for each dollar you spend on eligible purchases at amextravel.com.

Earn 10,000 bonus miles

United Gateway℠ Card

Earn 3 miles per $1 spent at grocery stores, on up to $1,500 per month through 9/30/2021
Foreign Transaction Fee: $0
Annual Fee: $0
on Chase's secure site
Why we like this card

Current Offer

  • Earn 10,000 bonus miles
  • No annual fee
  • Earn 2 miles per $1 spent on United Airlines purchases, at gas stations and on local transit and commuting
  • Earn 2 miles per $1 spent on United Airlines purchases
  • Earn 2 miles per $1 spent on local transit and commuting
  • Earn 1 mile per $1 spent on all other purchases
  • Earn 3 miles per $1 spent at grocery stores, on up to $1,500 per month through 9/30/2021
on Chase's secure site

What Is The Best Credit Card For Points?

Now, if you aren’t sure how you’ll want to use your rewards, the best credit card for points is going to be one that earns flexible rewards. That way you can choose whether to redeem your points for a statement credit, transfer them to an airline partner, or any number of other options down the road.

While there are advanced strategies for combining points from multiple cards and otherwise maximizing the points you earn on every purchase, if you’re just starting out we think a simple approach is best. These are the best points cards from Chase, American Express, Capital One, and Citi, each of which allows you to directly redeem points towards the cost of travel or transfer them to a loyalty partner for even greater rewards (think international first and business class flights!):

Which Credit Card Has The Most Rewards?

If you’re looking for the credit card with the most rewards, look no further than the Citi Premier® Card. We like this card for the combination of the excellent welcome bonus, the broad bonus categories (travel includes fuel!), and the ability to transfer points to a partner program, or easily redeem them through the ThankYou Portal.

Earn 85,000 Membership Reward® points

The Business Platinum Card® from American Express

Foreign Transaction Fee: None
Annual Fee: $595
Terms Apply.
on American Express' secure site
Why we like this card

While the annual fee is high the card comes with lots of benefits that help negate the annual fee, and this is a great welcome bonus on this card.

Read our Review

Current Offer

  • Earn 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card plus earn 5x points on eligible purchases in 5 select business categories, up to 80,000 bonus points per category, all within the first 3 months of Card Membership. Terms Apply.
  • Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.
  • Terms Apply.
on American Express' secure site
Earn 35,000 Membership Rewards® points

American Express® Business Gold Card

Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month.
Foreign Transaction Fee: None
Annual Fee: $295
Terms Apply.
on American Express' secure site
Why we like this card

Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.

Read our Review

Current Offer

  • Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • PAY OVER TIME OPTION: A flexible payment option with interest to help manage cash flow on purchases of $100 or more.*
  • *Terms Apply
on American Express' secure site

No matter which card you choose, the best credit card bonus offers will help you earn a big chunk of points and miles up front. In most cases, these offers alone are enough to pay for a flight or hotel stay!

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Comments
  1. I want to apply for these cards,I have an annual income of 80000$.but i am not a us citizen. I am an indian and currently working in a fortune 500 company in usa. I have SSN number, so can i apply for these credit cards. Is there anything else that i need?

  2. Right now I think the most useful comparison factor which could be added is how the travel insurance works for example in a pandemic. Friends have told me that CSR denied their claim because Covid is an act of God. This while the US State Department has prohibited Americans from traveling ie a Level 4 alert. Travel insurance is touted by the premium cards. An article on how it actually is working would be welcomed.

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