Updated: 4 days ago
Credit card welcome bonuses are the easiest way to rack up tens of thousands of miles, and we say that having been in the miles and points game for a long time, and after doing all sorts of complicated things to earn miles (our favorite is still when Ben, as a teenager with a head full of hair, went to a hair loss clinic for a restoration consult in exchange for 10,000 miles).
Rather than jumping through hoops, these introductory offers are straightforward, and mainly require you to spend a certain amount on the card in a designated time-frame. These offers can be worth hundreds of dollars, and are often only available for a limited time. The largest bonuses typically come from travel credit cards, especially those linked with the loyalty programs of airlines and hotels, but general-purpose travel cards and bank credit cards can be incredibly lucrative as well. Bonuses on cash back credit cards are usually a bit lower, hovering in the range of $100 to $150, but several cards offer incentives of $200 for personal cards or up to $500 for business cards.
How OMAAT picks the best offers
Each month we look at the top travel and rewards credit cards on the market, and compare the various offers using a simple two-step methodology:
- First we establish a dollar amount for the welcome bonus, which we determine by multiplying the points offered in the introductory offer by the value of those miles or points. A bonus offering 100,000 Marriott Bonvoy points, for example, would be worth ~$700 using this method, because we value those points at ~0.7¢ each.
- Then we subtract the cost of any annual fees. Some cards waive the annual fee for the first year as part of the welcome bonus, in which case there is nothing to subtract. Other times, you’ll want to factor in the fees you’re paying in order to earn the rewards, as that obviously impacts the overall value of the card for the first year.
The great thing about this technique is that it works even if you value miles differently (just plug in your own valuation instead).
We try and include all the best travel rewards cards, regardless of if they pay us a commission or not, and update this list at least once per month.
Best Credit Card Welcome Bonus Offers of January 2021
Using our approach for determining the real value of every introductory offer, here are the best credit card welcome bonus offers available today:
United℠ Business Card
Current Offer
- Earn 60,000 bonus miles after qualifying purchases and enjoy $0 intro annual fee.
- Receive a 5,000-mile better-together anniversary bonus when you have the United Business Card and a personal United credit card.
- Earn 2 miles per $1 spent on United purchases, at gas stations, office supply stores, restaurants (including eligible delivery services), and on local transit and commuting.
- Earn 1 mile per $1 spent on all other purchases. Enjoy no blackout dates - plus, miles never expire for MileagePlus® members.
- Free checked bag - save up to $140 per roundtrip. (Terms apply.)
- 2 United ClubSM one-time passes after account opening and on each anniversary* - over a $100 value per year.
- $100 United travel credit after qualifying purchases, 25% back on United in-flight purchases and priority boarding.
- Add employee cards at no additional cost - miles earned from their purchases accrue in your account and you can set individual spending limits on each card.
Hilton Honors American Express Aspire Card
You receive top tier Hilton Honors Diamond status for as long as you hold the card. This card also earns an incredible 14x points at participating Hilton hotels & resorts. Read our Review.
Current Offer
• Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the Card within your first 3 months of Card Membership
• Earn 14x Points on Hilton Purchases
• Earn 7x Points on Dining at U.S. restaurants
• Complimentary Hilton Diamond Elite Status
• $250 Hilton Resort Statement Credit
• Anual weekend night reward
Ultimate Rewards points can be transferred at a 1:1 ratio to United, Hyatt, and many other programs. The card is also great for everyday spend given that it offers double points on dining and travel. This is probably the most-used card in my wallet.
Current Offer
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
- 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
The Ink Preferred has a fantastic, practical rewards structure. Triple points on travel, telecommunications, shipping and advertising on social-media and search engines, covers a lot of categories that are actually useful to businesses.
Current Offer
- New Offer! Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
- Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
- Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
- No foreign transaction fees
- Employee cards at no additional cost
- $95 Annual Fee
Card Details
Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year.
Earn unlimited 1 Point Per $1 spent on all other purchases.
Hyatt hit it out of the park with the new card. The card is worth holding onto for the anniversary free night certificate and the five elite nights towards status annually, which more than justify the annual fee, not to mention the pathway to elite status based on your spending.
Current Offer
Earn up to 50,000 Bonus Points - 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus an additional 25,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months of account opening.
Card Details
Earn 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
Ink Business Unlimited® Credit Card
This is a great card for small businesses, given the generous welcome offer and the simple earning structure. Pair this with the Ink Preferred to maximize your rewards!
Current Offer
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- 0% introductory APR for 12 months on purchases
- Employee cards at no additional cost
- No Annual Fee
Card Details
Earn unlimited 1.5% Cash Back rewards on every purchase made for your business.
Virgin Atlantic World Elite Mastercard
Current Offer
• 60,000 bonus Virgin Points after spending $2,000 or more on purchases within the first 90 days of account opening
• Earn up to 15,000 bonus Virgin Points every anniversary after qualifying purchases
• Earn up to 5,000 bonus Virgin Points when you add additional cardholders to your card
• Get a companion reward in the same cabin class or a cabin upgrade when you book a ticket through Virgin Atlantic. Must spend $25,000 or more in purchases annually to qualify.
• Earn 3 points per $1 spent directly on Virgin Atlantic purchases and 1.5 points per $1 spent on all other purchases with no limit to the number of points you can earn
• 25 tier points per $2,500 in purchases (maximum 50 per month) to elevate your Flying Club status
• Contactless card – The security of a chip card, with the convenience of a tap
• No foreign transaction fees
• Low annual fee of $90
The annual free night certificate valid at many IHG properties and Platinum elite status for as long as you have the card make this a potentially good value, as most of those hotels would cost more than $89 per night. Read our Review
Current Offer
- Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
- Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
- Earn up to 25 points total per $1 spent when you stay at an IHG hotel
- Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
- Platinum Elite status as long as you remain a Premier card member
- Global Entry or TSA Pre✔® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
- IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
The card has a great sign-up bonus, and on top of that has lots of perks that make it valuable long term. I value Ultimate Rewards points at ~1.7 cents each, so to me the 50,000 points are worth $850, and that's before factoring in the travel credit and other great perks.
Current Offer
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. From 6/1/20 through 6/30/21, gas station & grocery store purchases will also count towards earning your Travel Credit
- 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
- With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✔®
- Earn 3x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services
This is a great bonus for a no-annual-fee card, and the earnings structure can make this a very rewarding card if you want to earn points for Hilton properties.
Current Offer
- Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
- No Annual Fee.
- Terms Apply.
Card Details
Additional Temporary Perks through 2020
This is a fantastic welcome bonus, especially for a small business card. You'll enjoy complimentary Gold Status just for keeping the card, with great opportunities to earn points and free Weekend Night Rewards.
Current Offer
- Welcome Offer: Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership.
- Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X on all other eligible purchases. Terms & Limitations Apply.
- Enjoy complimentary Gold Status with your Hilton Honors Business Card.
- Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
- Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
- Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 lounges in over 120 countries.
- Terms apply.
Card Details
Additional Temporary Perks through 2020
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
This is a fantastic bonus, especially as these miles can be pooled with any miles you’re earning on your personal account.
Current Offer
• Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
• First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
• Enjoy preferred boarding on American Airlines flights
• Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
• Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.
• No Foreign Transaction Fees
Alaska Airlines Visa® Business credit card
The companion fare offer alone makes this card a no-brainer, not to mention the $200 statement credit and the bonus 40,000 Alaska miles which are very valuable due to their current award chart.
Current Offer
• Get 40,000 bonus miles plus a $200 statement credit and Alaska's Famous Companion Fare from $121 ($99 fare plus taxes and fees from just $22) with this offer. To qualify, make purchases of $2,000 or more within the first 90 days of opening your account.
• Get Alaska's Famous Companion Fare™ from $121 ($99 plus taxes and fees from $22) every year! That's right, EACH YEAR on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com with no blackout dates.
• Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
• Earn 3 miles for every $1 spent directly on Alaska Airlines purchases and 1 mile for every $1 spent on all other purchases.
• NEW! 50% off Alaska Lounge day passes and 20% back on inflight food, beverage and Wi-Fi purchases when you pay with your card.
• Get exclusive access to discounted redemption levels when you redeem miles for hotel stays at over 400,000 properties using Alaska Airline Hotels.
• Earn unlimited miles and travel with no blackout dates and no international transaction fees.
• Enjoy many money saving benefits, 800+ destinations, more than a dozen global airline partners and a low annual fee of $50 for the company and $25 per card.
Alaska Airlines Visa Signature® Card
Current Offer
• Earn 50,000 Bonus miles after spending $2,000 within the first 90 days of opening your account
• Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
• Get Alaska's Famous Companion Fare™ every year! EACH YEAR on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com with no blackout dates.
• Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases. And, your miles don't expire on active accounts.
• Enjoy 20% back on all Alaska Airlines inflight purchases and 50% off day passes at the Alaska Lounge when you pay with your new card.
• Plus, no foreign transaction fees and a low $75 annual fee.
Ink Business Cash® Credit Card
This is a great card for small businesses, given that this card has no annual fee yet still accrues 5x points in several categories.
Current Offer
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- Earn 1% cash back on all other card purchases with no limit to the amount you can earn
- 0% introductory APR for 12 months on purchases
- Employee cards at no additional cost
- No Annual Fee
Card Details
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Being a cardmember provides you complimentary Gold status, which gets you free breakfast and upgrades at Hilton properties across the world
Current Offer
- Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
- Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
- $95 annual fee.
- Terms Apply.
Southwest Rapid Rewards® Performance Business Credit Card
If you meet both tiers of the spend requirements with this card and receive the full bonus, you'll earn enough points to receive a companion pass!
Current Offer
- Earn 70,000 points after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months.
- 9,000 bonus points after your Cardmember anniversary.
- 3 points per $1 spent on Southwest Airlines® purchases.
- 2 points per $1 spent on social media and search engine advertising, Internet, cable and phone services and 1 point per $1 spent on all other purchases.
- 4 Upgraded Boardings per year when available
- Inflight WiFi Credits
- Global Entry or TSA Pre✔® Fee Credit
- Employee cards at no additional cost, earn points on employee spending.
Current Offer
• Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
• NEW! Earn 3 Points at Restaurants and Supermarkets
• Earn 3 Points at Gas Stations, Air Travel and Hotels
• Earn 1 Point per $1 spent on all other purchases
• NEW! Annual Hotel Savings Benefit
• 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
• No expiration and no limit to the amount of points you can earn with this card
• No Foreign Transaction Fees on purchases
Current Offer
- Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
- Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
- 3 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL
- 2 Avios per $1 spent on hotel accommodations, plus 1 Avios per $1 spent on all other purchases.
- Save 10% on Iberia flights purchased on iberia.com/Chase10
- Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
- Pay no foreign transaction fees when you travel abroad.
- Simply tap to pay with your contactless Iberia Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
Current Offer
- Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
- Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
- 3 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL
- 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel, plus 1 Avios per $1 spent on all other purchases.
- Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive a Commercial Companion Ticket good for 12 months
- You and any authorized users on your account are eligible for Priority Boarding on Aer Lingus flights departing from and returning to the US from Ireland.
- Pay no foreign transaction fees when you travel abroad.
- Simply tap to pay with your contactless Aer Lingus Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
British Airways has a distance-based award chart which is extremely lucrative for short-haul travel, as awards outside North America start at just 4,500 Avios one-way. Given that short flights are often disproportionately expensive when paying cash, I’ve found Avios to be invaluable.
Current Offer
• Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
• Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
• 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL
• 2 Avios per $1 spent on hotel accommodations, plus 1 Avios per $1 spent on all other purchases.
• 10% off British Airways flights starting in the US
• Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
• Pay no foreign transaction fees when you travel abroad.
• Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
Best Travel Credit Cards with Bonus Miles (2021)
We’re constantly asked what the best travel credit cards are for earning bonus miles or bonus points at a given moment in time. To be honest, there isn’t a blanket card that covers every possible situation perfectly — having a solid understanding of your travel goals and the miles or points required for your dream trip is always preferable — but if you don’t have set plans yet, or aren’t sure what direction you want to take, there are several fantastic options that will start you out on the right foot no matter what.
Understanding miles versus points
One of the most confusing aspects of travel credit cards is understanding the difference between “miles” versus “points”. The reality is that the terms are more or less interchangeable these days, so it comes down to which program you’re using, and the words their marketing team has chosen. For example:
- Many airlines no longer award miles based on the miles flown; instead, you earn a certain number of miles based on the price you paid for your ticket.
- Similarly, airline award charts either have fixed mileage costs determined by zones and regions, or variable pricing based on what it would cost to buy the ticket; the number of airline miles needed for a “free” flight isn’t necessarily correlated to the distance you’ll be covering on your trip, so [insert circumference of globe] airline miles probably won’t get you a round-the-globe ticket.
- Because of this, some airlines have given up on using the word “miles” altogether, and refer to their loyalty currency as “points”.
- Meanwhile, bank rewards programs are all over the place, with some using “points” and others using “miles”, even when the programs work roughly the same way; Capital One, for example, markets their cards as earning “Miles”, while American Express uses “Points” but both allow their rewards currency to be redeemed for a statement credit, or transferred to a partner.
At the end of the day, it doesn’t matter whether you’re earning “points” or “miles” — the ways in which the loyalty rewards can actually be used are a more important distinction than the vocabulary choice.
With that as background, here are the best travel credit cards with bonus miles:
United℠ Business Card
Current Offer
- Earn 60,000 bonus miles after qualifying purchases and enjoy $0 intro annual fee.
- Receive a 5,000-mile better-together anniversary bonus when you have the United Business Card and a personal United credit card.
- Earn 2 miles per $1 spent on United purchases, at gas stations, office supply stores, restaurants (including eligible delivery services), and on local transit and commuting.
- Earn 1 mile per $1 spent on all other purchases. Enjoy no blackout dates - plus, miles never expire for MileagePlus® members.
- Free checked bag - save up to $140 per roundtrip. (Terms apply.)
- 2 United ClubSM one-time passes after account opening and on each anniversary* - over a $100 value per year.
- $100 United travel credit after qualifying purchases, 25% back on United in-flight purchases and priority boarding.
- Add employee cards at no additional cost - miles earned from their purchases accrue in your account and you can set individual spending limits on each card.
Ultimate Rewards points can be transferred at a 1:1 ratio to United, Hyatt, and many other programs. The card is also great for everyday spend given that it offers double points on dining and travel. This is probably the most-used card in my wallet.
Current Offer
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
- 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
The Ink Preferred has a fantastic, practical rewards structure. Triple points on travel, telecommunications, shipping and advertising on social-media and search engines, covers a lot of categories that are actually useful to businesses.
Current Offer
- New Offer! Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
- Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
- Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
- No foreign transaction fees
- Employee cards at no additional cost
- $95 Annual Fee
Card Details
Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year.
Earn unlimited 1 Point Per $1 spent on all other purchases.
This is a great way to rack up at least 7,500 Ultimate Rewards points per quarter on a no annual fee credit card. This card complements the Chase Sapphire Preferred® Card very well, given that the points from all cards can be pooled.
Current Offer
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
- No annual fee.
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
Ink Business Unlimited® Credit Card
This is a great card for small businesses, given the generous welcome offer and the simple earning structure. Pair this with the Ink Preferred to maximize your rewards!
Current Offer
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- 0% introductory APR for 12 months on purchases
- Employee cards at no additional cost
- No Annual Fee
Card Details
Earn unlimited 1.5% Cash Back rewards on every purchase made for your business.
American Express Green Card
Current Offer
Earn 30,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
Card Details
3x Points on Restaurants, Transit, and Travel
Virgin Atlantic World Elite Mastercard
Current Offer
• 60,000 bonus Virgin Points after spending $2,000 or more on purchases within the first 90 days of account opening
• Earn up to 15,000 bonus Virgin Points every anniversary after qualifying purchases
• Earn up to 5,000 bonus Virgin Points when you add additional cardholders to your card
• Get a companion reward in the same cabin class or a cabin upgrade when you book a ticket through Virgin Atlantic. Must spend $25,000 or more in purchases annually to qualify.
• Earn 3 points per $1 spent directly on Virgin Atlantic purchases and 1.5 points per $1 spent on all other purchases with no limit to the number of points you can earn
• 25 tier points per $2,500 in purchases (maximum 50 per month) to elevate your Flying Club status
• Contactless card – The security of a chip card, with the convenience of a tap
• No foreign transaction fees
• Low annual fee of $90
The card has a great sign-up bonus, and on top of that has lots of perks that make it valuable long term. I value Ultimate Rewards points at ~1.7 cents each, so to me the 50,000 points are worth $850, and that's before factoring in the travel credit and other great perks.
Current Offer
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. From 6/1/20 through 6/30/21, gas station & grocery store purchases will also count towards earning your Travel Credit
- 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
- With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✔®
- Earn 3x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services
United Club℠ Infinite Card
Current Offer
- $0 intro annual fee, then $525
- Earn 4 miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
- Earn 2 miles per $1 spent on all other travel
- Earn 2 miles per $1 spent on dining at restaurants and eligible delivery services including GrubHub, Caviar, Seamless and DoorDash
- Earn 1 mile per $1 spent on all other purchases
- Up to $100 Global Entry or TSA PreCheck™ fee credit
- Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Card.
The way I view it, this is a card that’s worth holding onto for the anniversary free night certificate, valid at a hotel that retails for up to 35,000 Marriott points per night. That benefit alone should more than justify the annual fee.
Current Offer
- Earn 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
- 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
- Earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
- 2X Bonvoy points for every $1 spent on all other purchases.
- Automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.
- 15 Elite Night Credits each calendar year.
- No foreign transaction fees.
- Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
This is a fantastic bonus, especially as these miles can be pooled with any miles you’re earning on your personal account.
Current Offer
• Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
• First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
• Enjoy preferred boarding on American Airlines flights
• Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
• Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.
• No Foreign Transaction Fees
Alaska Airlines Visa® Business credit card
The companion fare offer alone makes this card a no-brainer, not to mention the $200 statement credit and the bonus 40,000 Alaska miles which are very valuable due to their current award chart.
Current Offer
• Get 40,000 bonus miles plus a $200 statement credit and Alaska's Famous Companion Fare from $121 ($99 fare plus taxes and fees from just $22) with this offer. To qualify, make purchases of $2,000 or more within the first 90 days of opening your account.
• Get Alaska's Famous Companion Fare™ from $121 ($99 plus taxes and fees from $22) every year! That's right, EACH YEAR on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com with no blackout dates.
• Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
• Earn 3 miles for every $1 spent directly on Alaska Airlines purchases and 1 mile for every $1 spent on all other purchases.
• NEW! 50% off Alaska Lounge day passes and 20% back on inflight food, beverage and Wi-Fi purchases when you pay with your card.
• Get exclusive access to discounted redemption levels when you redeem miles for hotel stays at over 400,000 properties using Alaska Airline Hotels.
• Earn unlimited miles and travel with no blackout dates and no international transaction fees.
• Enjoy many money saving benefits, 800+ destinations, more than a dozen global airline partners and a low annual fee of $50 for the company and $25 per card.
Alaska Airlines Visa Signature® Card
Current Offer
• Earn 50,000 Bonus miles after spending $2,000 within the first 90 days of opening your account
• Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
• Get Alaska's Famous Companion Fare™ every year! EACH YEAR on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com with no blackout dates.
• Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases. And, your miles don't expire on active accounts.
• Enjoy 20% back on all Alaska Airlines inflight purchases and 50% off day passes at the Alaska Lounge when you pay with your new card.
• Plus, no foreign transaction fees and a low $75 annual fee.
Ink Business Cash® Credit Card
This is a great card for small businesses, given that this card has no annual fee yet still accrues 5x points in several categories.
Current Offer
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- Earn 1% cash back on all other card purchases with no limit to the amount you can earn
- 0% introductory APR for 12 months on purchases
- Employee cards at no additional cost
- No Annual Fee
Card Details
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
This card gives you a full Admirals Club Membership for you and access for guests traveling with you, in addition to complimentary Admirals Club® Lounge access for authorized users.
Current Offer
• Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
• Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
• Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
• No Foreign Transaction Fees on purchases
• Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
• First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
• The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Chase Freedom Unlimited®
This is a great way to rack up Ultimate Rewards points on a no annual fee credit card. This card complements the Chase Sapphire Preferred® Card very well, given that the points from all cards can be pooled. Read our Review
Current Offer
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn unlimited 1.5% cash back on all other purchases.
- Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
- No annual fee.
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
While the annual fee is high the card comes with lots of benefits that help negate the annual fee, including a $200 Airline Fee Credit, which gives you up to $200 a year in baggage fees and more at one airline.
Current Offer
- Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
- Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That's an additional 9 points on top of the 1 point you earn for these purchases.
- Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
- 5X Membership Rewards® Points on prepaid hotels booked on amextravel.com.
- Enjoy complimentary access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
- Receive complimentary benefits through American Express Travel with an average total value of $550 with Fine Hotels & Resorts® program at over 1,100 properties . Learn More.
- Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
- $550 annual fee.
- Terms Apply.
The Blue Business® Plus Credit Card from American Express
This card offers strong rewards for small businesses. No other card matches it for base earning on up to the first $50,000 per year.
Current Offer
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
- You've got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- More buying power for your business means more opportunities to earn points. That's everyday business with the Blue Business Plus Card.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors at account opening.
- No Annual Fee
- Terms Apply
Membership Rewards has many transfer partners, including Aeroplan, British Airways, Delta, and Singapore, and this card lets you earn great bonuses in the categories that many of us use most often.
Current Offer
- Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
- Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
- Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
- $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
Southwest Rapid Rewards® Performance Business Credit Card
If you meet both tiers of the spend requirements with this card and receive the full bonus, you'll earn enough points to receive a companion pass!
Current Offer
- Earn 70,000 points after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months.
- 9,000 bonus points after your Cardmember anniversary.
- 3 points per $1 spent on Southwest Airlines® purchases.
- 2 points per $1 spent on social media and search engine advertising, Internet, cable and phone services and 1 point per $1 spent on all other purchases.
- 4 Upgraded Boardings per year when available
- Inflight WiFi Credits
- Global Entry or TSA Pre✔® Fee Credit
- Employee cards at no additional cost, earn points on employee spending.
Marriott Bonvoy Brilliant™ American Express® Card
Current Offer
- Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
- Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels.
- Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at participating Marriott Bonvoy Hotels. 3 points at U.S. restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
- Receive 1 free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy Points) at a participating hotel. Certain hotels have resort fees.
- Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
- No Foreign Transaction Fees.
- $450 annual fee.
- Terms Apply.
Arguably the coolest feature of this new card is Citi will round up your purchase to the nearest 10 ThankYou points. Make a $1 purchase? You’ll earn 10 ThankYou points. Make an $11 purchase? You’ll earn 20 ThankYou points. This is a very interesting rewards structure that makes this card perfect for everyday purchases.
Current Offer
• The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
• Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
• 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
• Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
• The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Citi Prestige® Card
Read our review
You can use the 4th night benefit multiple times per year, which keeps this card front-of-wallet for us, and more than makes up for the annual fee. Points can be transferred to a variety of programs, and ThankYou continues to increase their transfer partners, making points earned with this card more and more valuable.
Current Offer
• Earn 50,000 Bonus Points after spending $4,000 within 3 months of account opening
• 5x Points on Travel + Dining
• 3x Points on Hotels + Cruises
• 1x Points on all other purchases
• Up to $250 Travel Credit Every Calendar Year
• Complimentary 4th Night at a hotel of your choice after a minimum 4 consecutive night booking through ThankYou.com (based on your average night stay, exclusive of taxes and fees)
• Get a Global Entry or TSA Pre✓® Application Fee Credit on your statement, up to $100 every 5 years, as a reimbursement of your application fee for Global Entry or TSA Pre✓®
• Enjoy access to Priority Pass™ Lounges for you and your authorized users
Current Offer
• Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
• NEW! Earn 3 Points at Restaurants and Supermarkets
• Earn 3 Points at Gas Stations, Air Travel and Hotels
• Earn 1 Point per $1 spent on all other purchases
• NEW! Annual Hotel Savings Benefit
• 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
• No expiration and no limit to the amount of points you can earn with this card
• No Foreign Transaction Fees on purchases
Current Offer
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Transfer your miles to over 10+ travel loyalty programs
- Enjoy 0% intro APR on purchases for 12 months; 15.49% - 25.49% variable APR after that
While the annual fee is high the card comes with lots of benefits that help negate the annual fee, and this is a great welcome bonus on this card.
Current Offer
- Earn 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card plus earn 5x points on eligible purchases in 5 select business categories, up to 80,000 bonus points per category, all within the first 3 months of Card Membership. Terms Apply.
- Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
- 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
- PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.
- Terms Apply.
American Express® Business Gold Card
Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.
Current Offer
- Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
- **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
- PAY OVER TIME OPTION: A flexible payment option with interest to help manage cash flow on purchases of $100 or more.*
- *Terms Apply
Amex EveryDay® Preferred Credit Card
If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.
Current Offer
Earn 20,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
Card Details
3x points at US Supermarkets on up to $6,000 per year in purchases; 2x points at US gas stations; 1x points on other purchases. Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits.
This card is worth keeping for Anniversary free night certificate, plus the 15 nights towards elite status annually. And the 6x points per dollar for Marriott stays certainly doesn't hurt!
Current Offer
- Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
- 6x points at participating Marriott Bonvoy hotels.
- 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
- Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
- Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
- Terms apply.
Current Offer
- Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
- Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
- 3 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL
- 2 Avios per $1 spent on hotel accommodations, plus 1 Avios per $1 spent on all other purchases.
- Save 10% on Iberia flights purchased on iberia.com/Chase10
- Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
- Pay no foreign transaction fees when you travel abroad.
- Simply tap to pay with your contactless Iberia Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
Current Offer
- Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
- Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
- 3 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL
- 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel, plus 1 Avios per $1 spent on all other purchases.
- Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive a Commercial Companion Ticket good for 12 months
- You and any authorized users on your account are eligible for Priority Boarding on Aer Lingus flights departing from and returning to the US from Ireland.
- Pay no foreign transaction fees when you travel abroad.
- Simply tap to pay with your contactless Aer Lingus Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
As no-fee Marriott co-brand card, with no foreign transactions, this card is a nice alternative if you want to keep your Marriott points alive without having to worry about annual fees. The 15 Elite Night Credits each calendar year qualifies you for Silver Elite status, and helps you achieve a higher level of status with Marriott.
Current Offer
- Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
- No Annual Fee!
- Earn 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
- 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
- 1X point for every $1 spent on all other purchases.
- Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
- No Foreign Transaction Fees.
- Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
Current Offer
• Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
• No Annual Fee
• Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
• Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
• Earn 1 AAdvantage® mile for every $1 spent on other purchases
• Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
• The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Current Offer
- Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
- Earn 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month.
- 7,500 bonus points after your Cardmember anniversary each year.
- $75 Southwest® travel credit each year.
- 4 Upgraded Boardings per year when available.
- 20% back on inflight drinks and WiFi.
- Earn 2 points per $1 spent on all other Southwest® purchases.
- 1 point per $1 spent on all other purchases.
The updates to this card (including the introduction of airline transfers) make this an incredibly well-rounded card.
Current Offer
- Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
- Earn unlimited 2X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to $100 application fee credit for Global Entry or TSA Pre✔®
- Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 10+ travel loyalty programs
- No foreign transaction fees
Current Offer
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
Card Details
2 points per $1 spent on Southwest®; purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.
AAdvantage® Aviator™ Red World Elite Mastercard®
Current Offer
Earn 50,000 AAdvantage® bonus miles after making your first purchase in the first 90 days and paying the $99 annual fee. Plus earn an introductory Companion Certificate good for 1 guest at $99 (plus taxes and fees) after making your first purchase in the first 90 days and paying the $99 annual fee.
Card Details
Earn 2X miles on eligible American Airlines purchases; Earn 1X miles on all other purchases; First checked bag free and preferred boarding for the primary cardmember and up to 4 companions on eligible bags when traveling on domestic itineraries operated by American Airlines; Receive 25% inflight savings on food and beverages; Get up to $25 back as statement credits on inflight Wi-Fi purchases every anniversary year on American Airlines operated flights
Current Offer
- Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
- With Status Boost™, earn 15,000 MQMs after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year, getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
- Fee Credit for Global Entry or TSA Pre✓®.
- Enjoy your first checked bag free on Delta flights.
- Earn 3X Miles on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
- Complimentary access into the Delta SkyClubs® for you when travelling on a Delta flight.
- Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
- No Foreign Transaction Fees.
- $550 annual fee.
- Terms Apply.
Delta SkyMiles® Reserve Business American Express Card
Current Offer
- Welcome Offer: Earn 45,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in the first 3 months.
- With Status Boost™, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your new Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
- Complimentary Delta Sky Club® Access and complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
- After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that's an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
- Pay no foreign transaction fees when you spend overseas.
- Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
- Terms and limitations apply.
United℠ Explorer Card
Current Offer
- 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open
- $0 introductory annual fee for the first year, then $95
- Earn 2 miles per $1 spent at restaurants, on hotel stays, and on United purchases
- Up to $100 Global Entry or TSA PreCheck™ fee credit
- 25% back on United inflight purchases
- Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket
- Enjoy priority boarding privileges and visit the United ClubSM with 2 one-time passes each year for your anniversary
- Earn 2 miles per $1 spent at restaurants and eligible delivery services including GrubHub, Caviar, Seamless and DoorDash
Current Offer
- Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
- Earn 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month.
- Earn 2 points per $1 spent on all other Southwest® purchases.
- 6,000 bonus points after your Cardmember anniversary each year.
- 1 point per $1 spent on all other purchases.
- No foreign transaction fees.
- No blackout dates or seat restrictions.
- Your points never expire, a benefit of the Rapid Rewards® program.
Southwest Rapid Rewards® Plus Credit Card
Southwest’s Rapid Rewards program is revenue based, so these points will get you quite a bit of credit towards travel on Southwest. While Rapid Rewards points aren’t the most aspirational currency, they are extremely practical. This sign-up bonus can be especially valuable if you’re going for Southwest Companion Pass.
Current Offer
- Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
- Earn 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month.
- Earn 2 points per $1 spent on all other Southwest® purchases.
- 3,000 bonus points after your Cardmember anniversary each year.
- 1 point per $1 spent on all other purchases.
- All points earned count towards Companion Pass.
- No blackout dates or seat restrictions.
- Your points never expire, a benefit of the Rapid Rewards® program.
British Airways has a distance-based award chart which is extremely lucrative for short-haul travel, as awards outside North America start at just 4,500 Avios one-way. Given that short flights are often disproportionately expensive when paying cash, I’ve found Avios to be invaluable.
Current Offer
• Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
• Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
• 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL
• 2 Avios per $1 spent on hotel accommodations, plus 1 Avios per $1 spent on all other purchases.
• 10% off British Airways flights starting in the US
• Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
• Pay no foreign transaction fees when you travel abroad.
• Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
Amex EveryDay® Credit Card
If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.
Current Offer
Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
Card Details
2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
Current Offer
- Earn 40,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
- Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
- Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- With Status Boost™, earn 10,000 MQMs after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year, getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
- Fee Credit for Global Entry or TSA Pre✓®.
- Enjoy your first checked bag free on Delta flights.
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- Earn 1X Miles on all other eligible purchases.
- Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
- No Foreign Transaction Fees.
- $250 Annual Fee.
- Terms Apply.
Current Offer
- Welcome Offer: Earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months.
- Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
- Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding
- Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
- Get closer to status with Status Boost™. Spend $25,000 in purchases on the Card in a calendar year and earn 10,000 Medallion® Qualification Miles (MQMs); spend a total of $50,000 in eligible purchases on the Card in a calendar year and earn an additional 10,000 MQMs. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
- Terms and limitations apply.
While it might not be the best option for the savvy traveler, it’s nice to see an airline with a no annual fee credit card. People often want to have a card from a brand they like, and lots of people like Delta. For a no annual fee card, the card is more generous than I was expecting.
Current Offer
- Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months.
- No Annual Fee.
- NEW! Earn 2X Miles per dollar at restaurants, now worldwide.
- Earn 2X Miles per dollar spent on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
- NEW! No Foreign Transaction Fees.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- Terms Apply.
Delta SkyMiles® Gold American Express Card
Current Offer
- Earn 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
- Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
- Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel.
- Enjoy your first checked bag free on Delta flights.
- Earn 1X Mile on all other eligible purchases.
- Enjoy a $0 introductory Annual Fee for the first year, then $99.
- Terms Apply.
Delta SkyMiles® Gold Business American Express Card
Current Offer
- Welcome Offer: Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months.
- Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases.
- Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding.
- Pay no foreign transaction fees when you travel overseas.
- $0 introductory annual fee for the first year, then $99.
- Terms and limitations apply
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
Current Offer
• Earn 60,000 American Airlines AAdvantage® bonus miles after $3,000 in purchases within the first 3 months of account opening
• Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
• Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
• No Foreign Transaction Fees
• First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
• Enjoy preferred boarding on American Airlines flights
Business Green Rewards Card
Current Offer
Earn 25,000 Membership Rewards you they spend $3,000 on qualifying purchases on your new Card within the first 3 months of Card Membership.
Card Details
2 Membership Rewards for each dollar you spend on eligible purchases at amextravel.com.
United Gateway℠ Card
Current Offer
- Earn 10,000 bonus miles
- No annual fee
- Earn 2 miles per $1 spent on United Airlines purchases, at gas stations and on local transit and commuting
- Earn 2 miles per $1 spent on United Airlines purchases
- Earn 2 miles per $1 spent on local transit and commuting
- Earn 1 mile per $1 spent on all other purchases
- Earn 3 miles per $1 spent at grocery stores, on up to $1,500 per month through 9/30/2021
What Is The Best Credit Card For Points?
Now, if you aren’t sure how you’ll want to use your rewards, the best credit card for points is going to be one that earns flexible rewards. That way you can choose whether to redeem your points for a statement credit, transfer them to an airline partner, or any number of other options down the road.
While there are advanced strategies for combining points from multiple cards and otherwise maximizing the points you earn on every purchase, if you’re just starting out we think a simple approach is best. These are the best points cards from Chase, American Express, Capital One, and Citi, each of which allows you to directly redeem points towards the cost of travel or transfer them to a loyalty partner for even greater rewards (think international first and business class flights!):
Current Offer
• Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
• NEW! Earn 3 Points at Restaurants and Supermarkets
• Earn 3 Points at Gas Stations, Air Travel and Hotels
• Earn 1 Point per $1 spent on all other purchases
• NEW! Annual Hotel Savings Benefit
• 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
• No expiration and no limit to the amount of points you can earn with this card
• No Foreign Transaction Fees on purchases
Which Credit Card Has The Most Rewards?
If you’re looking for the credit card with the most rewards, look no further than the Citi Premier® Card. We like this card for the combination of the excellent welcome bonus, the broad bonus categories (travel includes fuel!), and the ability to transfer points to a partner program, or easily redeem them through the ThankYou Portal.
Ultimate Rewards points can be transferred at a 1:1 ratio to United, Hyatt, and many other programs. The card is also great for everyday spend given that it offers double points on dining and travel. This is probably the most-used card in my wallet.
Current Offer
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
- 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
The Ink Preferred has a fantastic, practical rewards structure. Triple points on travel, telecommunications, shipping and advertising on social-media and search engines, covers a lot of categories that are actually useful to businesses.
Current Offer
- New Offer! Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
- Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
- Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
- No foreign transaction fees
- Employee cards at no additional cost
- $95 Annual Fee
Card Details
Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year.
Earn unlimited 1 Point Per $1 spent on all other purchases.
The card has a great sign-up bonus, and on top of that has lots of perks that make it valuable long term. I value Ultimate Rewards points at ~1.7 cents each, so to me the 50,000 points are worth $850, and that's before factoring in the travel credit and other great perks.
Current Offer
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. From 6/1/20 through 6/30/21, gas station & grocery store purchases will also count towards earning your Travel Credit
- 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
- With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✔®
- Earn 3x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services
While the annual fee is high the card comes with lots of benefits that help negate the annual fee, including a $200 Airline Fee Credit, which gives you up to $200 a year in baggage fees and more at one airline.
Current Offer
- Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
- Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That's an additional 9 points on top of the 1 point you earn for these purchases.
- Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
- 5X Membership Rewards® Points on prepaid hotels booked on amextravel.com.
- Enjoy complimentary access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
- Receive complimentary benefits through American Express Travel with an average total value of $550 with Fine Hotels & Resorts® program at over 1,100 properties . Learn More.
- Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
- $550 annual fee.
- Terms Apply.
The Blue Business® Plus Credit Card from American Express
This card offers strong rewards for small businesses. No other card matches it for base earning on up to the first $50,000 per year.
Current Offer
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
- You've got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- More buying power for your business means more opportunities to earn points. That's everyday business with the Blue Business Plus Card.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors at account opening.
- No Annual Fee
- Terms Apply
Membership Rewards has many transfer partners, including Aeroplan, British Airways, Delta, and Singapore, and this card lets you earn great bonuses in the categories that many of us use most often.
Current Offer
- Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
- Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
- Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
- $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
Current Offer
• Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
• NEW! Earn 3 Points at Restaurants and Supermarkets
• Earn 3 Points at Gas Stations, Air Travel and Hotels
• Earn 1 Point per $1 spent on all other purchases
• NEW! Annual Hotel Savings Benefit
• 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
• No expiration and no limit to the amount of points you can earn with this card
• No Foreign Transaction Fees on purchases
While the annual fee is high the card comes with lots of benefits that help negate the annual fee, and this is a great welcome bonus on this card.
Current Offer
- Earn 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card plus earn 5x points on eligible purchases in 5 select business categories, up to 80,000 bonus points per category, all within the first 3 months of Card Membership. Terms Apply.
- Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
- 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
- PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.
- Terms Apply.
American Express® Business Gold Card
Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.
Current Offer
- Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
- **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
- PAY OVER TIME OPTION: A flexible payment option with interest to help manage cash flow on purchases of $100 or more.*
- *Terms Apply
No matter which card you choose, the best credit card bonus offers will help you earn a big chunk of points and miles up front. In most cases, these offers alone are enough to pay for a flight or hotel stay!
I want to apply for these cards,I have an annual income of 80000$.but i am not a us citizen. I am an indian and currently working in a fortune 500 company in usa. I have SSN number, so can i apply for these credit cards. Is there anything else that i need?
Right now I think the most useful comparison factor which could be added is how the travel insurance works for example in a pandemic. Friends have told me that CSR denied their claim because Covid is an act of God. This while the US State Department has prohibited Americans from traveling ie a Level 4 alert. Travel insurance is touted by the premium cards. An article on how it actually is working would be welcomed.