Best Chase Credit Cards For Travel

In the interest of full disclosure, One Mile at a Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Please check out our advertiser policy for further details about the partners we work with. We choose our OMAAT Picks based on the combination of benefits the card provides, and the ability to earn outsized rewards. Thanks for your support!

Updated: 2 weeks ago

In addition to their popular Ultimate Rewards cards, Chase partners with several other loyalty programs to issue some of the best hotel credit cards and many of the top airline credit cards. Across the board, Chase Visa Signature cards have some of the top travel coverage and benefits in the industry, so when it comes to choosing the best Chase credit card for travel, your main decision will be about the type of rewards you want to earn.

Best Chase Credit Card Offers of July 2019

The Chase Sapphire Reserve® is the best Chase card for travel rewards. It offers triple points on travel and dining purchases, a $300 annual travel credit, airport lounge access through Priority Pass, excellent travel coverage, and additional benefits that can save you money every time you travel.

Travel rewards in general are where Chase really shines, however. Both the co-branded loyalty cards and the Chase Ultimate Rewards cards offer competitive rewards structures and great travel benefits. Here are the best Chase credit cards available today:

Earn $500 bonus cash back

Ink Business Cash℠ Credit Card

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
on Chase's secure site
Why we like this card

This is a great card for small businesses, given that this card has no annual fee yet still accrues 5x points in several categories.

Current Offer
Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Card Details
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.

on Chase's secure site
Earn 80,000 points

New! Southwest Rapid Rewards® Performance Business Credit Card

Foreign Transaction Fee: $0
Annual Fee: $199
on Chase's secure site
Why we like this card

This card allows you to earn 80,000 Rapid Rewards® points which is almost 75% of what you need to earn within a calendar year for Southwest's Companion Pass.

Current Offer

  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months your account is open.
  • 9,000 bonus points after your Cardmember anniversary.
  • 3 points per $1 spent on Southwest Airlines® purchases.
  • 2 points per $1 spent on social media and search engine advertising, Internet, cable and phone services and 1 point per $1 spent on all other purchases.
  • 4 Upgraded Boardings per year when available
  • Inflight WiFi Credits
  • Global Entry or TSA Pre✔® Fee Credit
  • Employee cards at no additional cost, earn points on employee spending.
on Chase's secure site
Earn 50,000 Bonus Points

Marriott Bonvoy Bold™ Credit Card

Foreign Transaction Fee: $0
Annual Fee: $0
on Chase's secure site
Why we like this card

As no-fee Marriott co-brand card, with no foreign transactions, this card is a nice alternative if you want to keep your Marriott points alive without having to worry about annual fees. The 15 Elite Night Credits each calendar year qualifies you for Silver Elite status, and helps you achieve a higher level of status with Marriott.

Current Offer
Introducing the new Marriott Bonvoy Bold™ Credit Card from CHASE® with no annual fee! Earn 50,000 Bonus Points after spending $2,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Bold™ Credit Card!

Card Details
Earn 3X points for every $1 spent at 6,900+ participating Marriott Bonvoy hotels and 2X points on other travel purchases (from airfare to taxis and trains).

on Chase's secure site
Earn 75,000 Bonus Points

Marriott Bonvoy Boundless™ Credit Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

The way I view it, this is a card that’s worth holding onto for the anniversary free night certificate, valid at a hotel that retails for up to 35,000 Marriott points per night. That benefit alone should more than justify the annual fee.

Current Offer
Earn 75,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless™ Credit Card!

Card Details
Earn 6X points for every $1 spent at over 6,900 participating Marriott Bonvoy hotels and 2X points everywhere else.

on Chase's secure site
Earn a $150 Bonus

Chase Freedom®

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
on Chase's secure site
Why we like this card

This is a great way to rack up 7,500 Ultimate Rewards points per quarter on a no annual fee credit card. This card complements the Chase Sapphire Preferred® Card very well, given that the points from all cards can be pooled.

Current Offer
Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening.

Card Details
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.

on Chase's secure site
Earn 40,000 points

Southwest Rapid Rewards® Priority Credit Card

Foreign Transaction Fee: $0
Annual Fee: $149
on Chase's secure site
Why we like this card

Current Offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months.

Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.

on Chase's secure site
Earn 50,000 bonus miles

United℠ Explorer Business Card

Foreign Transaction Fee: $0
Annual Fee: $0 Intro for First Year, then $95
on Chase's secure site
Why we like this card

This card is great for road warriors as you earn 2 United miles per $1 spend on categories that you tend to have the most expenses on, plus priority boarding for you and companions on the same reservation on United-operated flights, a free checked bag, and two one-time United Club℠ passes each year.

Current Offer
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open

Card Details
Earn 2 miles per $1 at restaurants, gas stations, office supply stores and on United purchases. Earn 1 mile per $1 spent on all other purchases.

on Chase's secure site
Receive United Club℠ Membership

United Club℠ Business Card

Foreign Transaction Fee: $0
Annual Fee: $450
The card details for the United Club℠ Business Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on Chase's secure site
Why we like this card

This card is great if you fly on United quite often as you receive United Club membership, earn 1.5 United miles on everyday transactions, and receive Premier Access® benefits when traveling on United-operated flights.

Current Offer
50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open

Card Details
Get United Club Access -- up to a $550 value per year; 2X miles per $1 spent on United purchases; 1.5X miles per $1 spent on all other purchases; Free first and second checked bags

on Chase's secure site
Earn 60,000 points

Southwest Rapid Rewards® Premier Business Credit Card

Foreign Transaction Fee: $0
Annual Fee: $99
on Chase's secure site
Why we like this card

This card allows you to earn 60,000 Rapid Rewards® points which is a bit more than 50% of what you need to earn within a calendar year for Southwest's Companion Pass.

Current Offer
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.

on Chase's secure site
40,000 bonus miles

United℠ Explorer Card

Foreign Transaction Fee: $0
Annual Fee: $0 introductory annual fee for the first year, then $95.
on Chase's secure site
Why we like this card

This card comes with some worthwhile benefits for United flyers, especially the PQD waiver for $25k in annual spend.

Current Offer
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open

Card Details
Earn 2 miles per $1 spent at restaurants, on hotel stays and on purchases from United. 1 mile per $1 spent on all other purchases

on Chase's secure site
Earn 40,000 points

Southwest Rapid Rewards® Premier Credit Card

Foreign Transaction Fee: $0
Annual Fee: $99
on Chase's secure site
Why we like this card

Southwest’s Rapid Rewards program is revenue based, so these points will get you quite a bit of credit towards travel on Southwest. While Rapid Rewards points aren’t the most aspirational currency, they are extremely practical. This sign-up bonus can be especially valuable if you’re going for Southwest Companion Pass.

Current Offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months.

Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.

on Chase's secure site
Earn 40,000 points

Southwest Rapid Rewards® Plus Credit Card

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $69
on Chase's secure site
Why we like this card

Southwest’s Rapid Rewards program is revenue based, so these points will get you quite a bit of credit towards travel on Southwest. While Rapid Rewards points aren’t the most aspirational currency, they are extremely practical. This sign-up bonus can be especially valuable if you’re going for Southwest Companion Pass.

Current Offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months.

Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.

on Chase's secure site
Earn up to 100,000 bonus Avios

British Airways Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

British Airways has a distance based award chart which is extremely lucrative for shorthaul travel, as awards outside North America start at just 4,500 Avios one-way. Given that short flights are often disproportionately expensive when paying cash, I’ve found Avios to be invaluable.

Current Offer

  • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
  • Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
on Chase's secure site
Enjoy United Club℠ membership

United Club℠ Card

Foreign Transaction Fee: $0
Annual Fee: $450
The card details for the United Club℠ Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on Chase's secure site
Why we like this card

This card is great for United flyers, as you get an included United Club membership, earn 1.5-2 miles per $1 on all transactions, and receive Premier Access® benefits when traveling on United-operated flights.

Current Offer
50,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening.

Card Details
United ClubSM membership – up to a $550 value per year; Earn rewards faster with 1.5 miles per $1 spent on purchases; Earn even more miles on tickets purchased from United – 2 miles per $1 spent; Free first and second checked bags

on Chase's secure site
Earn bonus points at IHG® Hotels and Resorts

IHG® Rewards Club Traveler Credit Card

Foreign Transaction Fee: None
Annual Fee: $29
The card details for the IHG® Rewards Club Traveler Credit Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on Chase's secure site
Why we like this card

Current Offer
With the IHG® Rewards Club Traveler Credit Card, you'll get 0% intro APR for 12 months†jumps to associated footnote from account opening on purchases and balance transfers.†jumps to associated footnote After that, 18.24% - 25.24% variable APR.†jumps to associated footnote Balance transfer fee is 5% of the amount transferred with a minimum of $5.†jumps to associated footnote Plus, you can earn 60,000 bonus points after spending $2,000 in the first 3 months from account opening.

Card Details
15 points total per $1 spent when you stay at any of our 5,400+ Hotels & Resorts worldwide (5x from credit card, 10x from being an IHG rewards member); 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants; 1 point per $1 spent on all other purchases.

on Chase's secure site

Chase application restrictions and the 5/24 rule

Because Chase has so many popular travel rewards cards, it’s important to be aware of some of the requirements for being approved for a card (in addition to having Very Good to Excellent credit):

  • You can apply for no more than two Chase cards in a 30-day period, regardless of whether both are personal cards, or if one is a business card; any applications beyond these two will be automatically rejected (the 2/30 rule)
  • Additionally, you can only be approved for one business card in a 30-day period; subsequent business applications will be rejected (the 1/30 rule)
  • Within product families (such as the Southwest credit cards, or Chase Sapphire cards), you are limited to the number of times you can receive a welcome bonus in a 24 month (or even 48 month) period, so be sure to check the application terms!
  • If you have been approved for five or more credit cards in a 24-month period, you will generally not be approved for a new Chase travel credit card; the 5/24 rule includes all personal cards you may have (regardless of issuer), plus business cards issued by Capital One

How To Combine Cards For More Ultimate Reward Points

The Chase Ultimate Rewards program is one of our favorite flexible points currencies, for a few reasons:

  1. Pool your points — all points you earn within the Ultimate Rewards ecosystem can be combined, making it easier to both earn and redeem points. You can even combine points with a member of your household!
  2. Compelling partners — Ultimate Rewards has over a dozen loyalty partners, each of which offers unique travel awards that can give you outsized value for your points. Many of these partners make rewards available with very low fees, so you won’t get hit by extra surcharges when it’s time to use your points.
  3. Great cards and offers — Chase offers several different credit cards, and they all have different earnings rates and welcome bonuses. This provides a lot of opportunities to maximize the points you earn, as you can earn double points (or more) on everything from dining to shipping to cell phone bills. Not to mention the big sign-up bonuses, which will start you out with a hefty chunk of points once you’ve met the minimum spend.

Being able to combine your Ultimate Rewards points is important, because the points you earn work slightly differently depending on which card you have.

First of all, in order to be able to transfer points to a loyalty partner, you need at least one “premium” Ultimate Rewards card. This can be either a personal or a business card (again, you can combine across all your accounts), but it essentially comes down to this — in order to get the most from your Ultimate Rewards points, you’ll need to have one card with an annual fee:

Having any one of these three cards means all your Ultimate Rewards points become transferrable, regardless of which card you earned them on. You can then add in other personal or business cards that don’t have annual fees, but do have excellent bonus categories, in order to maximize your points:

Earn $500 bonus cash back

Ink Business Cash℠ Credit Card

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
on Chase's secure site
Why we like this card

This is a great card for small businesses, given that this card has no annual fee yet still accrues 5x points in several categories.

Current Offer
Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Card Details
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.

on Chase's secure site
Earn a $150 Bonus

Chase Freedom®

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
on Chase's secure site
Why we like this card

This is a great way to rack up 7,500 Ultimate Rewards points per quarter on a no annual fee credit card. This card complements the Chase Sapphire Preferred® Card very well, given that the points from all cards can be pooled.

Current Offer
Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening.

Card Details
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.

on Chase's secure site

What is the Best Ultimate Rewards Card Combination?

With seven Ultimate Rewards cards to choose from, it can be challenging to find the best way to combine Ultimate Rewards points. Our approach is to first think about how you’ll use the points, and then think about the categories you spend the most in.

Transfer points or redeem directly?

We usually find the best value for Ultimate Rewards in transferring points to a loyalty partner. But if you are considering using your points for a cruise, a boutique hotel, or even a rental car, you may be better off redeeming your points directly through the Ultimate Rewards portal.

If that’s the case, you’ll want the Chase Sapphire Reserve® as your premium card. Sapphire Reserve cardmembers get 1.5¢ for every point they redeem through the portal, versus 1.25¢ on the Chase Sapphire Preferred® Card or Ink Business Preferred℠ Credit Card.

Otherwise, you’ll want to consider where you make your biggest purchases. For those that spend a lot on restaurants and travel, the higher annual fee on the Sapphire Reserve will quickly be offset by the higher points earning. But the Sapphire Preferred still offers a generous earnings structure, with a much smaller annual fee, and the Ink Preferred has tremendous bonus categories. So start by choosing the premium Ultimate Rewards card that is best for you:

3x Points on Travel & Dining
Chase Sapphire Reserve®Apply Now
3x Points on Business Expenses (including travel, shipping purchases, Internet, cable and phone services, social media & search engine advertising)
Ink Business Preferred℠ Credit CardApply Now
2x Points on Travel & Dining (with a low annual fee)
Chase Sapphire Preferred® CardApply Now

Once you have your premium card in place, we think everyone should have a card that earns points on everyday spending. The Chase Unlimited cards earn 1.5% back on every dollar spent, no matter the category. While you can redeem this as cash-back on your statement, the better play is to merge these points with your other Ultimate Rewards points, giving you 1.5x points per dollar on all purchases. Both the business and personal card offer the same earnings structure, so you can pick whichever is more appropriate to your situation:

1.5x on Personal Spending
Chase Freedom Unlimited®Apply Now
1.5x on Business Expenses
Ink Business Unlimited℠ Credit CardApply Now

If you’re new to miles and points, aren’t confident in your ability to juggle multiple cards, or just don’t spend much in the various bonus categories, having one premium and one 1.5x card will get you started earning flexible points much more quickly than you’d expect!

For those who really want to maximize the points they earn, and aren’t trying to earn points directly with a hotel or airline, you’ll want to consider adding in another no-annual-fee card. These offer different bonus categories, and allow you to ensure you’re truly earning the most points for every dollar you spend:

Extra Points on Business Spending (5x at office supply stores and internet/cable/phone services, 2x at gas stations and restaurants)
Ink Business Cash℠ Credit CardApply Now
5x Points on Rotating Quarterly Categories (See the current Chase Freedom categories )
Chase Freedom®Apply Now

With so many cards to choose from, finding the best Chase credit card for travel can definitely be overwhelming. We recommend starting with a premium Ultimate Rewards card, adding in a card that earns bonus points on all your spending, then look at the airline, hotel, or other Ultimate Rewards cards that will help your points balances soar!

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