Best American Express Credit Cards

In the interest of full disclosure, One Mile at a Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Please check out our advertiser policy for further details about the partners we work with. We choose our OMAAT Picks based on the combination of benefits the card provides, and the ability to earn outsized rewards. Thanks for your support!

Updated: 1 month ago

American Express offers some of the best bank travel credit cards right now, with a large card portfolio that gives you myriad options for earning points, and even more when it comes time to redeem them. The right card can not only make international premium cabin travel more affordable, but can make run-of-the-mill travel more enjoyable, by offering access to lounges and other premium benefits.

Best American Express Credit Card Offers of August 2019

American Express offers a range of charge and credit cards, so there’s something to suit nearly every type of traveler and consumer. From cash-back and no-fee cards to premium cards with even more premium rewards, there are tons of great cards to choose from. Here are the best American Express credit card offers available today:

Earn 130,000 Hilton Honors Bonus Points and a Free Weekend Night Reward

Hilton Honors American Express Surpass® Card

Foreign Transaction Fee: None
Annual Fee: $95
Terms Apply.
on American Express' secure site
Why we like this card

Being a cardmember provides you complimentary Gold status, which gets you free breakfast and upgrades at Hilton properties across the world

Read our Review

Card Details

  • Earn 130,000 Hilton Honors Bonus Points and a free weekend night reward after you spend $4,000 in purchases on the Card within your first 4 months of Card membership.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • $95 annual fee.
  • Terms Apply.
on American Express' secure site
Earn 90,000 Hilton Honors Bonus Points

Hilton Honors American Express Card

Foreign Transaction Fee: None
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

This is a great bonus for a no-annual-fee card, and the earnings structure can make this a very rewarding card if you want to earn points for Hilton properties.

Card Details

  • Earn 90,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.
on American Express' secure site
Earn 125,000 Hilton Honors Bonus Points

Hilton Honors American Express Business Card

Foreign Transaction Fee: 0%
Annual Fee: $95
The card details for the Hilton Honors Business card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

This is a fantastic welcome bonus, especially for a small business card. You'll enjoy complimentary Gold Status just for keeping the card, with great opportunities to earn points and free Weekend Night Rewards.

Current Offer
Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors Business Card after you use your new Card to make $3,000 in eligible purchases within the first 3 months of Card Membership.

Card Details
• Earn 12x Hilton Honors bonus points per dollar for purchases made directly with hotels and resorts in the Hilton portfolio.
• Earn 6x Hilton Honors bonus points on eligible purchases on your Card at U.S. gas stations, on wireless telephone services purchases directly from U.S. service providers, and on U.S. purchases for shipping.
• Earn 6x Hilton Honors bonus points on eligible purchases on your Card for Flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies, and U.S. restaurants.
• Earn 3x Hilton Honors bonus points on all other eligible purchases
• Complimentary Hilton Honors Gold Status for being a cardmember

on American Express' secure site
Limited Time Offer: Earn 100,000 bonus points

Marriott Bonvoy Brilliant™ American Express® Card

Foreign Transaction Fee: $0
Annual Fee: $450
The card details for the Marriott Bonvoy Brilliant card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

Current Offer
Earn 100,000 bonus Marriott Bonvoy points after you use your new Card to make $5,000 in purchases within the first 3 months. Offer ends 04/24/2019.

Card Details
• Earn 6x points on eligible purchases at participating Marriott hotels
• Earn 3x points at U.S. restaurants and on flights booked directly with airlines.
• Earn 2x points on all other eligible purchases
• Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott hotels
• Receive 1 Free Night Award every year after your Card account anniversary valid for redemption for a single night up to 50,000 points.
• Complimentary Gold Elite Status

on American Express' secure site
Earn up to 75,000 Membership Rewards® Points

The Business Platinum® Card from American Express

Foreign Transaction Fee: None
Annual Fee: $595
Terms Apply
on American Express' secure site
Why we like this card

While the annual fee is high the card comes with lots of benefits that help negate the annual fee, and this is a great welcome bonus on this card.

Read our Review

Current Offer
Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership

Card Details

  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Get one year of Platinum Global Access from WeWork With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019.
  • Terms Apply
on American Express' secure site
Earn up to $500 back

American Express® Business Gold Card

Foreign Transaction Fee: None
Annual Fee: $295
Terms Apply
on American Express' secure site
Why we like this card

Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.

Read our Review

Current Offer
Earn up to $500 back in the form of statement credits by purchasing qualifying services with FedEx using your American Express® Business Gold Card within the first 3 months of Card membership. Limited time Offer ends 11/06/2019.*

Card Details
MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month.** **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*

on American Express' secure site
Earn 20,000 Membership Rewards® points

Amex EveryDay® Preferred Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $95
The card details for the Amex EveryDay Preferred have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 20,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
3x points at US Supermarkets on up to $6,000 per year in purchases; 2x points at US gas stations; 1x points on other purchases. Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits.

on American Express' secure site
Earn 75,000 bonus Marriott Bonvoy points

Marriott Bonvoy Business™ American Express® Card

Foreign Transaction Fee: None
Annual Fee: $125
Terms Apply
on American Express' secure site
Why we like this card

This card is worth keeping for Anniversary free night certificate, plus the 15 nights towards elite status annually. And the 6x points per dollar for Marriott stays certainly doesn't hurt!

Read our Review

Current Offer
Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.

Card Details

  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
on American Express' secure site
10,000 Medallion® Qualification Miles (MQMs) and 40,000 Bonus Miles

Delta Reserve Credit Card

Foreign Transaction Fee: 0%
Annual Fee: $450
The card details for the Delta Reserve Credit Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

This card gives you Delta Sky Club® access and allows you to earn up to 30,000 Medallion Qualification Miles and 30,000 bonus miles after spending $60,000 on eligible purchases. If maintaining Delta elite status is important to you, this is definitely a card for you to consider.

Current Offer
Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.

on American Express' secure site
Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs)

Delta Reserve for Business Credit Card

Foreign Transaction Fee: None
Annual Fee: $450
Terms and limitations apply
on American Express' secure site
Why we like this card

When flying Delta, this card gives you Delta Sky Club® access and allows you to earn up to 30,000 Medallion Qualification Miles and 30,000 bonus miles after spending $60,000 on eligible purchases in a year. If maintaining Delta elite status is important to you, this is definitely a card for you to consider.

Current Offer
Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you reach $30,000 in eligible purchases on your Card in the calendar year.

Card Details

  • Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
  • Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you reach $30,000 in eligible purchases on your Card in the calendar year.
  • Earn 2 miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you spend overseas.
  • Enter Delta Sky Club® at no cost and bring up to two guests for an exclusive rate of $29 per person per visit.
  • Terms and limitations apply
on American Express' secure site
Earn 15,000 Membership Rewards® points

Amex EveryDay® Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $0
The card details for the Amex EveryDay have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.

on American Express' secure site
50,000 Bonus Miles and a $100 Statement Credit

Platinum Delta SkyMiles® Credit Card

Foreign Transaction Fee: 0%
Annual Fee: $195
The card details for the Platinum Delta SkyMiles® Credit Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

The MQD requirement for the qualification year will be waived if you make at least $25,000 in Eligible Purchases in that year with your Delta SkyMiles Credit Card.

Current Offer
Earn 50,000 bonus miles after you spend $1,000 in purchases on your new Card within your first 3 months and a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.

on American Express' secure site
Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles

Platinum Delta SkyMiles® Business Credit Card from American Express

Foreign Transaction Fee: None
Annual Fee: $195
Terms and limitations apply.
on American Express' secure site
Why we like this card

The American Express Membership Rewards cards are generally a better option for accruing Delta SkyMiles, but if you need the MQMs this card is worth considering. The MQD requirement for the qualification year will be waived if you make at least $25,000 in Eligible Purchases in that year with your Delta SkyMiles Credit Card.

Card Details

  • Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Check your first bag for free and save up to $60 on a round trip Delta flight.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
on American Express' secure site
Earn 10,000 bonus miles

Blue Delta SkyMiles® Credit Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

While it might not be the best option for the savvy traveler, it’s nice to see an airline introducing a no annual fee credit card. People often want to have a card from a brand they like, and lots of people like Delta. For a no annual fee card, the card is more generous than I was expecting.

Current Offer
Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership.

Card Details
• Earn 2 miles per dollar at US restaurants.
• Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases.
• Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.

on American Express' secure site
Earn 30,000 Bonus Miles

Gold Delta SkyMiles® Credit Card from American Express

Foreign Transaction Fee: None
Annual Fee: $0 introductory annual fee for the first year, then $95.
Terms Apply.
on American Express' secure site
Why we like this card

The MQD requirement for the qualification year will be waived if you make at least $25,000 in Eligible Purchases in that year with your Delta SkyMiles Credit Card.

Card Details

  • Earn 30,000 Bonus Miles after you use your new Card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn one mile for every eligible dollar you spend on other purchases.
  • Check your first bag free on Delta flights - that's a savings of up to $240 per round trip for a family of four.
  • Settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
on American Express' secure site
Earn 30,000 bonus miles

Gold Delta SkyMiles® Business Credit Card from American Express

Foreign Transaction Fee: None
Annual Fee: $0 introductory annual fee for the first year, then $95
Terms & limitations apply.
on American Express' secure site
Why we like this card

The American Express Membership Rewards cards are generally a better option for accruing Delta SkyMiles, but the MQD requirement for the qualification year will be waived if you make at least $25,000 in Eligible Purchases in that year with your Delta SkyMiles Credit Card.

Card Details

  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card in your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
on American Express' secure site
Earn 5,000 Membership Rewards® points

Business Green Rewards Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0 introductory annual fee for the first year, then $95
Terms & Limitations Apply
on American Express' secure site
Why we like this card

Current Offer
Earn 5,000 Membership Rewards® points after your first purchase on the Card

Card Details
One Membership Rewards® point for each dollar you spend on eligible purchases

on American Express' secure site
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.

American Express® Blue Business Cash Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: No annual fee
Terms Apply.
on American Express' secure site
Why we like this card

Read our Review

Card Details

  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power§.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 15.24%, 18.24%, or 21.24%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
on American Express' secure site
Get a 1.5% discount when you pay early

The Plum Card® from American Express

Foreign Transaction Fee: None
Annual Fee: $0 introductory annual fee your first year, then $250.
Terms & Restrictions Apply.
on American Express' secure site
Why we like this card

Card Details

  • Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
  • Take up to 60 days to pay with no interest, if you pay your minimum due.
  • Use the power of the Plum Card to buy big for your business.
  • No Foreign Transaction Fees.
  • Introductory annual fee of $0 for the first year, then $250
  • Terms & Restrictions Apply.
on American Express' secure site

It’s also important to note that many of the best American Express card offers are actually charge cards, not credit cards. This means you pay off your balance each month (which savvy card users should be doing anyway!), and typically have a more flexible line of credit. Charge cards can be especially valuable for small and growing businesses, as you can often get large purchases approved without having to request an overall increase to your credit line. If you’re specifically interested in a charge card, here are the best American Express charge card offers available today:

Earn up to 75,000 Membership Rewards® Points

The Business Platinum® Card from American Express

Foreign Transaction Fee: None
Annual Fee: $595
Terms Apply
on American Express' secure site
Why we like this card

While the annual fee is high the card comes with lots of benefits that help negate the annual fee, and this is a great welcome bonus on this card.

Read our Review

Current Offer
Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership

Card Details

  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Get one year of Platinum Global Access from WeWork With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019.
  • Terms Apply
on American Express' secure site
Earn up to $500 back

American Express® Business Gold Card

Foreign Transaction Fee: None
Annual Fee: $295
Terms Apply
on American Express' secure site
Why we like this card

Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.

Read our Review

Current Offer
Earn up to $500 back in the form of statement credits by purchasing qualifying services with FedEx using your American Express® Business Gold Card within the first 3 months of Card membership. Limited time Offer ends 11/06/2019.*

Card Details
MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month.** **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*

on American Express' secure site
Earn 5,000 Membership Rewards® points

Business Green Rewards Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0 introductory annual fee for the first year, then $95
Terms & Limitations Apply
on American Express' secure site
Why we like this card

Current Offer
Earn 5,000 Membership Rewards® points after your first purchase on the Card

Card Details
One Membership Rewards® point for each dollar you spend on eligible purchases

on American Express' secure site
Get a 1.5% discount when you pay early

The Plum Card® from American Express

Foreign Transaction Fee: None
Annual Fee: $0 introductory annual fee your first year, then $250.
Terms & Restrictions Apply.
on American Express' secure site
Why we like this card

Card Details

  • Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
  • Take up to 60 days to pay with no interest, if you pay your minimum due.
  • Use the power of the Plum Card to buy big for your business.
  • No Foreign Transaction Fees.
  • Introductory annual fee of $0 for the first year, then $250
  • Terms & Restrictions Apply.
on American Express' secure site

Best American Express Credit Cards for Travel

Amex Membership Rewards is one of our favorite flexible points currencies, and the points you earn just by using certain American Express cards can open up incredible values for mileage tickets across hundreds of airlines. Here are the best American Express credit cards for travel available today:

Earn up to 75,000 Membership Rewards® Points

The Business Platinum® Card from American Express

Foreign Transaction Fee: None
Annual Fee: $595
Terms Apply
on American Express' secure site
Why we like this card

While the annual fee is high the card comes with lots of benefits that help negate the annual fee, and this is a great welcome bonus on this card.

Read our Review

Current Offer
Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership

Card Details

  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Get one year of Platinum Global Access from WeWork With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019.
  • Terms Apply
on American Express' secure site
Earn up to $500 back

American Express® Business Gold Card

Foreign Transaction Fee: None
Annual Fee: $295
Terms Apply
on American Express' secure site
Why we like this card

Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.

Read our Review

Current Offer
Earn up to $500 back in the form of statement credits by purchasing qualifying services with FedEx using your American Express® Business Gold Card within the first 3 months of Card membership. Limited time Offer ends 11/06/2019.*

Card Details
MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month.** **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*

on American Express' secure site
Earn 20,000 Membership Rewards® points

Amex EveryDay® Preferred Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $95
The card details for the Amex EveryDay Preferred have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 20,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
3x points at US Supermarkets on up to $6,000 per year in purchases; 2x points at US gas stations; 1x points on other purchases. Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits.

on American Express' secure site
Earn 15,000 Membership Rewards® points

Amex EveryDay® Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $0
The card details for the Amex EveryDay have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.

on American Express' secure site
Earn 5,000 Membership Rewards® points

Business Green Rewards Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0 introductory annual fee for the first year, then $95
Terms & Limitations Apply
on American Express' secure site
Why we like this card

Current Offer
Earn 5,000 Membership Rewards® points after your first purchase on the Card

Card Details
One Membership Rewards® point for each dollar you spend on eligible purchases

on American Express' secure site

In addition to their proprietary Membership Rewards program, Amex also issues rewards credit cards for hotels and airlines, including some of the best Marriott Bonvoy credit cards, along with being the exclusive co-brand partner for both Delta and Hilton credit cards. Here are the best Amex hotel and airline card offers right now:

Earn 90,000 Hilton Honors Bonus Points

Hilton Honors American Express Card

Foreign Transaction Fee: None
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

This is a great bonus for a no-annual-fee card, and the earnings structure can make this a very rewarding card if you want to earn points for Hilton properties.

Card Details

  • Earn 90,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.
on American Express' secure site
Earn 125,000 Hilton Honors Bonus Points

Hilton Honors American Express Business Card

Foreign Transaction Fee: 0%
Annual Fee: $95
The card details for the Hilton Honors Business card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

This is a fantastic welcome bonus, especially for a small business card. You'll enjoy complimentary Gold Status just for keeping the card, with great opportunities to earn points and free Weekend Night Rewards.

Current Offer
Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors Business Card after you use your new Card to make $3,000 in eligible purchases within the first 3 months of Card Membership.

Card Details
• Earn 12x Hilton Honors bonus points per dollar for purchases made directly with hotels and resorts in the Hilton portfolio.
• Earn 6x Hilton Honors bonus points on eligible purchases on your Card at U.S. gas stations, on wireless telephone services purchases directly from U.S. service providers, and on U.S. purchases for shipping.
• Earn 6x Hilton Honors bonus points on eligible purchases on your Card for Flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies, and U.S. restaurants.
• Earn 3x Hilton Honors bonus points on all other eligible purchases
• Complimentary Hilton Honors Gold Status for being a cardmember

on American Express' secure site
Limited Time Offer: Earn 100,000 bonus points

Marriott Bonvoy Brilliant™ American Express® Card

Foreign Transaction Fee: $0
Annual Fee: $450
The card details for the Marriott Bonvoy Brilliant card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

Current Offer
Earn 100,000 bonus Marriott Bonvoy points after you use your new Card to make $5,000 in purchases within the first 3 months. Offer ends 04/24/2019.

Card Details
• Earn 6x points on eligible purchases at participating Marriott hotels
• Earn 3x points at U.S. restaurants and on flights booked directly with airlines.
• Earn 2x points on all other eligible purchases
• Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott hotels
• Receive 1 Free Night Award every year after your Card account anniversary valid for redemption for a single night up to 50,000 points.
• Complimentary Gold Elite Status

on American Express' secure site
Earn 75,000 bonus Marriott Bonvoy points

Marriott Bonvoy Business™ American Express® Card

Foreign Transaction Fee: None
Annual Fee: $125
Terms Apply
on American Express' secure site
Why we like this card

This card is worth keeping for Anniversary free night certificate, plus the 15 nights towards elite status annually. And the 6x points per dollar for Marriott stays certainly doesn't hurt!

Read our Review

Current Offer
Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.

Card Details

  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
on American Express' secure site
10,000 Medallion® Qualification Miles (MQMs) and 40,000 Bonus Miles

Delta Reserve Credit Card

Foreign Transaction Fee: 0%
Annual Fee: $450
The card details for the Delta Reserve Credit Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

This card gives you Delta Sky Club® access and allows you to earn up to 30,000 Medallion Qualification Miles and 30,000 bonus miles after spending $60,000 on eligible purchases. If maintaining Delta elite status is important to you, this is definitely a card for you to consider.

Current Offer
Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.

on American Express' secure site
Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs)

Delta Reserve for Business Credit Card

Foreign Transaction Fee: None
Annual Fee: $450
Terms and limitations apply
on American Express' secure site
Why we like this card

When flying Delta, this card gives you Delta Sky Club® access and allows you to earn up to 30,000 Medallion Qualification Miles and 30,000 bonus miles after spending $60,000 on eligible purchases in a year. If maintaining Delta elite status is important to you, this is definitely a card for you to consider.

Current Offer
Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you reach $30,000 in eligible purchases on your Card in the calendar year.

Card Details

  • Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
  • Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you reach $30,000 in eligible purchases on your Card in the calendar year.
  • Earn 2 miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you spend overseas.
  • Enter Delta Sky Club® at no cost and bring up to two guests for an exclusive rate of $29 per person per visit.
  • Terms and limitations apply
on American Express' secure site
50,000 Bonus Miles and a $100 Statement Credit

Platinum Delta SkyMiles® Credit Card

Foreign Transaction Fee: 0%
Annual Fee: $195
The card details for the Platinum Delta SkyMiles® Credit Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

The MQD requirement for the qualification year will be waived if you make at least $25,000 in Eligible Purchases in that year with your Delta SkyMiles Credit Card.

Current Offer
Earn 50,000 bonus miles after you spend $1,000 in purchases on your new Card within your first 3 months and a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.

on American Express' secure site
Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles

Platinum Delta SkyMiles® Business Credit Card from American Express

Foreign Transaction Fee: None
Annual Fee: $195
Terms and limitations apply.
on American Express' secure site
Why we like this card

The American Express Membership Rewards cards are generally a better option for accruing Delta SkyMiles, but if you need the MQMs this card is worth considering. The MQD requirement for the qualification year will be waived if you make at least $25,000 in Eligible Purchases in that year with your Delta SkyMiles Credit Card.

Card Details

  • Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Check your first bag for free and save up to $60 on a round trip Delta flight.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
on American Express' secure site
Earn 10,000 bonus miles

Blue Delta SkyMiles® Credit Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

While it might not be the best option for the savvy traveler, it’s nice to see an airline introducing a no annual fee credit card. People often want to have a card from a brand they like, and lots of people like Delta. For a no annual fee card, the card is more generous than I was expecting.

Current Offer
Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership.

Card Details
• Earn 2 miles per dollar at US restaurants.
• Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases.
• Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.

on American Express' secure site
Earn 30,000 Bonus Miles

Gold Delta SkyMiles® Credit Card from American Express

Foreign Transaction Fee: None
Annual Fee: $0 introductory annual fee for the first year, then $95.
Terms Apply.
on American Express' secure site
Why we like this card

The MQD requirement for the qualification year will be waived if you make at least $25,000 in Eligible Purchases in that year with your Delta SkyMiles Credit Card.

Card Details

  • Earn 30,000 Bonus Miles after you use your new Card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn one mile for every eligible dollar you spend on other purchases.
  • Check your first bag free on Delta flights - that's a savings of up to $240 per round trip for a family of four.
  • Settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
on American Express' secure site
Earn 30,000 bonus miles

Gold Delta SkyMiles® Business Credit Card from American Express

Foreign Transaction Fee: None
Annual Fee: $0 introductory annual fee for the first year, then $95
Terms & limitations apply.
on American Express' secure site
Why we like this card

The American Express Membership Rewards cards are generally a better option for accruing Delta SkyMiles, but the MQD requirement for the qualification year will be waived if you make at least $25,000 in Eligible Purchases in that year with your Delta SkyMiles Credit Card.

Card Details

  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card in your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
on American Express' secure site

Best American Express Card with No Annual Fees

Keeping with the theme, at OMAAT we prefer credit cards that earn a flexible currency — in this case Membership Rewards points — and it’s even possible to accumulate these valuable Amex rewards without paying an annual fee:

Best for Business
(Including freelancers and sole proprietorships)
The Blue Business® Plus Credit Card from American ExpressApply Now
Best for personal spend
Amex EveryDay® Credit CardApply Now

If you’re not looking to earn Membership Rewards points specifically, but do want to take advantage of other Amex benefits, like the impressive Amex Offers program, there are several alternatives. These range from cashback cards to those that earn points with a specific loyalty chain, and all of them can offer a good return on the purchases you’re making each day. While the details change frequently, here are the best no annual fee Amex cards available today:

Earn 90,000 Hilton Honors Bonus Points

Hilton Honors American Express Card

Foreign Transaction Fee: None
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

This is a great bonus for a no-annual-fee card, and the earnings structure can make this a very rewarding card if you want to earn points for Hilton properties.

Card Details

  • Earn 90,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.
on American Express' secure site
Earn 15,000 Membership Rewards® points

Amex EveryDay® Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $0
The card details for the Amex EveryDay have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.

on American Express' secure site
Earn 10,000 bonus miles

Blue Delta SkyMiles® Credit Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

While it might not be the best option for the savvy traveler, it’s nice to see an airline introducing a no annual fee credit card. People often want to have a card from a brand they like, and lots of people like Delta. For a no annual fee card, the card is more generous than I was expecting.

Current Offer
Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership.

Card Details
• Earn 2 miles per dollar at US restaurants.
• Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases.
• Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.

on American Express' secure site
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.

American Express® Blue Business Cash Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: No annual fee
Terms Apply.
on American Express' secure site
Why we like this card

Read our Review

Card Details

  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power§.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 15.24%, 18.24%, or 21.24%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
on American Express' secure site

So, which American Express card is best for you? We’ve put together a handy chart to make it easy to choose:

Best for Lounge Access
(Plus luxury perks and 5x on airfare)
The Platinum Card® from American ExpressApply Now
Best for Business
(Plus no annual fee)
The Blue Business® Plus Credit Card from American ExpressApply Now
Best for Dining
(Earn 4x points at restaurants worldwide)
American Express® Gold CardApply Now
Best for Hilton Hotels (Personal spending)
Hilton Honors American Express Surpass CardApply Now
Best for Marriott Hotels (including earning free nights)
Marriott Bonvoy Boundless™ Credit CardApply Now
Best for Delta Travelers (Including free checked bags)
Platinum Delta SkyMiles® Credit Card from American ExpressApply Now
Best for no annual fee
Amex EveryDay® Credit CardApply Now

Overall, be sure to choose a card (or cards) with a rewards structure that suits your lifestyle (a card offering a bonus on purchases at U.S. supermarkets is less valuable to someone who never cooks than it is to a consumer who shops daily for a family). Your needs may evolve over time, so Amex does allow you to change out your cards as needed, though American Express does have limits on the number of open accounts you can have at any one point in time:

  • American Express limits you to having at most five of their credit cards, though this limit doesn’t include charge cards
  • You typically can’t be approved for more than two Amex credit cards in any 90 day period

Finally, keep in mind that American Express typically allows you to earn a welcome bonus on a specific card once per lifetime. While you can have multiple cards (even within the same “family” of cards), if you’ve had a specific card previously you typically won’t be able to take advantage of any introductory offers.

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