Best American Express Credit Cards

In the interest of full disclosure, OMAAT earns a referral bonus for anyone that’s approved through some of the below links. The information and associated card details on this page for the Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Gold Business American Express Card, Blue Cash Everyday Card, American Express Cash Magnet Card, Plum Card, Marriott Bonvoy Brilliant American Express Card, Delta SkyMiles Platinum American Express Card, American Express Gold Card, The Platinum Card from American Express, Amex EveryDay® Credit Card, and Blue Business Plus Credit Card cards have been collected independently by OMAAT and has not been reviewed or provided by the card issuer. We choose our OMAAT Picks based on the combination of benefits the card provides, and the ability to earn outsized rewards. These are the best publicly available offers (terms apply) that we have found for each product or service. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out our advertiser policy for further details about our partners, and thanks for your support!

Updated: 5 days ago

American Express offers some of the best bank travel credit cards right now, with a large card portfolio that gives you myriad options for earning points, and even more when it comes time to redeem them. The right card can not only make international premium cabin travel more affordable, but can make run-of-the-mill travel more enjoyable, by offering access to lounges and other premium benefits.

Best American Express Credit Card Offers of July 2020

American Express offers a range of charge and credit cards, so there’s something to suit nearly every type of traveler and consumer. From cash-back and no-fee cards to premium cards with even more premium rewards, there are tons of great cards to choose from. Here are the best American Express credit card offers available today:

Earn 75,000 Hilton Honors Bonus Points

Hilton Honors American Express Card

Foreign Transaction Fee: None
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

This is a great bonus for a no-annual-fee card, and the earnings structure can make this a very rewarding card if you want to earn points for Hilton properties.

Read our Review

Current Offer

  • Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.

Card Details
Additional Temporary Perks through 2020

on American Express' secure site
Earn 125,000 Hilton Honors Bonus Points
on American Express' secure site
Why we like this card

This is a fantastic welcome bonus, especially for a small business card. You'll enjoy complimentary Gold Status just for keeping the card, with great opportunities to earn points and free Weekend Night Rewards.

Read our Review

Current Offer

  • Welcome Offer: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X Everywhere Else. Terms & Limitations Apply.
  • Enjoy complimentary Gold Status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 lounges in over 120 countries.
  • Terms apply.

Card Details
Additional Temporary Perks through 2020

on American Express' secure site
Earn 125,000 Hilton Honors Bonus Points
Why we like this card

Being a cardmember provides you complimentary Gold status, which gets you free breakfast and upgrades at Hilton properties across the world

Read our Review

Current Offer

  • Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • $95 annual fee.
  • Terms Apply.

Card Details
Earn 12x Honors points at US supermarkets on eligible purchases (May through July 2020) & More!

on American Express' secure site
Earn 75,000 bonus points

Marriott Bonvoy Brilliant American Express Card

Foreign Transaction Fee: None
Annual Fee: $450
The card details for the Marriott Bonvoy Brilliant card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our review

Current Offer
Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.

From May 1 through July 31, 2020 you'll earn 6x Bonvoy points at U.S. supermarkets on up to $7,500 in eligible purchases.

Card Details
• Earn 6x points on eligible purchases at participating Marriott hotels
• Earn 3x points at U.S. restaurants and on flights booked directly with airlines.
• Earn 2x points on all other eligible purchases
• Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott hotels
• Receive 1 Free Night Award every year after your Card account anniversary valid for redemption for a single night up to 50,000 points.
• Complimentary Gold Elite Status

Earn up to 85,000 Membership Rewards® points

The Business Platinum Card from American Express

Foreign Transaction Fee: None
Annual Fee: $595
The card details for the Business Platinum Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

While the annual fee is high the card comes with lots of benefits that help negate the annual fee, and this is a great welcome bonus on this card.

Read our Review

Current Offer
Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 35,000 points after you spend an additional $10,000 all on qualifying purchases on the Business Platinum Card within your first 3 months of Card Membership.

Card Details
5X Membership Rewards on flights and prepaid hotels on amextravel.com (Hotels must be booked and paid in advance to be able to use the benefit).

Get 50% more points on each large business eligible purchase of $5,000 or more, up to 1 million additional points per calendar year.

Earn 50,000 Membership Rewards® points

American Express Business Gold Card

Foreign Transaction Fee: None
Annual Fee: $295
The card details for the Business Gold Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.

Read our Review

Current Offer
Earn 50,000 Membership Rewards® points after you spend $5,000 in qualifying purchases on the Card within your first 3 months of Card Membership.

Card Details
Earn 4X Membership Rewards® points in your top 2 monthly spend categories -- 4X points applies to the first $150,000 in combined purchases from these 2 categories each year.

Earn 20,000 Membership Rewards® points

Amex EveryDay® Preferred Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $95
The card details for the Amex EveryDay Preferred have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 20,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
3x points at US Supermarkets on up to $6,000 per year in purchases; 2x points at US gas stations; 1x points on other purchases. Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits.

Earn 75,000 Bonus Marriott Bonvoy Points

Marriott Bonvoy Business Card

Foreign Transaction Fee: None
Annual Fee: $125
The card details for the Marriott Bonvoy Business Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

This card is worth keeping for Anniversary free night certificate, plus the 15 nights towards elite status annually. And the 6x points per dollar for Marriott stays certainly doesn't hurt!

Read our Review

Current Offer
Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months.

40,000 Bonus Miles and 10,000 MQMs

Delta SkyMiles Reserve American Express Card

Foreign Transaction Fee: None
Annual Fee: $550
The card details for the Delta SkyMiles Reserve American Express Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn 40,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.

Earn 45,000 bonus miles and 10,000 MQMs

Delta SkyMiles Reserve Business American Express Card

Complimentary Access To Centurion Lounges when flying Delta
Foreign Transaction Fee: None
Annual Fee: $550
The card details for the Delta SkyMiles Reserve Business American Express Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

When flying Delta, this card gives you Delta Sky Club® access and allows you to earn bonus MQMs.

Current Offer
Earn 45,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in your first 3 months.

Earn 10,000 Membership Rewards® points

Amex EveryDay® Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $0
The card details for the Amex EveryDay Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.

40,000 Bonus Miles

Delta SkyMiles Platinum American Express Card

Foreign Transaction Fee: None
Annual Fee: $250
The card details for the Delta SkyMiles Platinum American Express Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn 5,000 Medallion® Qualification Miles (MQMs) and 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.

Earn 45,000 bonus miles and 5,000 MQMs

Delta SkyMiles Platinum Business American Express Card

Foreign Transaction Fee: None
Annual Fee: $250
The card details for the Delta SkyMiles Platinum Business American Express Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

Current Offer
Earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.

on American Express' secure site
Earn 10,000 Bonus SkyMiles

Delta SkyMiles Blue American Express Card

Foreign Transaction Fee: None
Annual Fee: $0
The card details for the Delta SkyMiles Blue American Express Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

While it might not be the best option for the savvy traveler, it’s nice to see an airline with a no annual fee credit card. People often want to have a card from a brand they like, and lots of people like Delta. For a no annual fee card, the card is more generous than I was expecting.

Read our Review

Current Offer
Earn 10,000 bonus SkyMiles after spending $500 in purchases on your new Card in your first 3 months of Card Membership

Earn 35,000 Bonus SkyMiles

Delta SkyMiles Gold American Express Card

Foreign Transaction Fee: None
Annual Fee: $0 intro annual fee for the first year, then $99
The card details for the Delta SkyMiles Gold American Express Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn 35,000 bonus miles after spending $1,000 in purchases on your new Card in your first 3 months of Card Membership.

Earn 40,000 Bonus Miles

Delta SkyMiles Gold Business American Express Card

Foreign Transaction Fee: None
Annual Fee: $0 intro annual fee for the first year, then $99
The card details for the Delta SkyMiles Gold Business American Express Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

Current Offer
Earn 40,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months of Card Membership.

on American Express' secure site
Earn 25,000 Membership Rewards points

Business Green Rewards Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0 for the first year, then $95
The card details for the Business Green Rewards Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn 25,000 Membership Rewards you they spend $3,000 on qualifying purchases on your new Card within the first 3 months of Card Membership.

Card Details
2 Membership Rewards for each dollar you spend on eligible purchases at amextravel.com.

Earn $150 Back

Blue Cash Everyday Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
The card details for the Blue Cash Everyday Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on Amex's secure siet
Why we like this card

This is a great no annual fee cash back card option. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.

Current Offer
Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.

on Amex's secure siet
Earn up to a $500 statement credit

American Express Blue Business Cash Card

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.
Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
The card details for the American Express Blue Business Cash Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn a $250 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership. Plus, earn an additional $250 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.

Card Details
Earn 2% cash back on all eligible purchases up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.

Earn $150 Back

American Express Cash Magnet Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
The card details for the Amex Cash Magnet Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

Current Offer
Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.

0% intro APR for 15 months on purchases from the date of account opening, then a variable rate, currently 13.99% to 23.99%.

Card Details
Earn unlimited 1.5% Cash Back on your purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

on American Express' secure site
Earn Up To $600 Back

Plum Card

Get a 1.5% discount when you pay early
Foreign Transaction Fee: Non
Annual Fee: $0 for the first year, then $250
The card details for the Plum Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

Current Offer
Earn a $200 statement credit after each $10,000 you spend in purchases on the Card, up to $30,000, within the first 3 months of Card Membership.

Card Details
Get a 1.5% Early Pay Discount in the form of a statement on the amount paid within 10 days of your statement closing date as long as you pay your Minimum Payment Due by the Payment Due Date. There is no cap on how much you can earn.

on American Express' secure site

It’s also important to note that many of the best American Express card offers are actually charge cards, not credit cards. This means you pay off your balance each month (which savvy card users should be doing anyway!), and typically have a more flexible line of credit. Charge cards can be especially valuable for small and growing businesses, as you can often get large purchases approved without having to request an overall increase to your credit line. If you’re specifically interested in a charge card, here are the best American Express charge card offers available today:

Earn up to 85,000 Membership Rewards® points

The Business Platinum Card from American Express

Foreign Transaction Fee: None
Annual Fee: $595
The card details for the Business Platinum Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

While the annual fee is high the card comes with lots of benefits that help negate the annual fee, and this is a great welcome bonus on this card.

Read our Review

Current Offer
Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 35,000 points after you spend an additional $10,000 all on qualifying purchases on the Business Platinum Card within your first 3 months of Card Membership.

Card Details
5X Membership Rewards on flights and prepaid hotels on amextravel.com (Hotels must be booked and paid in advance to be able to use the benefit).

Get 50% more points on each large business eligible purchase of $5,000 or more, up to 1 million additional points per calendar year.

Earn 50,000 Membership Rewards® points

American Express Business Gold Card

Foreign Transaction Fee: None
Annual Fee: $295
The card details for the Business Gold Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.

Read our Review

Current Offer
Earn 50,000 Membership Rewards® points after you spend $5,000 in qualifying purchases on the Card within your first 3 months of Card Membership.

Card Details
Earn 4X Membership Rewards® points in your top 2 monthly spend categories -- 4X points applies to the first $150,000 in combined purchases from these 2 categories each year.

Earn 25,000 Membership Rewards points

Business Green Rewards Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0 for the first year, then $95
The card details for the Business Green Rewards Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn 25,000 Membership Rewards you they spend $3,000 on qualifying purchases on your new Card within the first 3 months of Card Membership.

Card Details
2 Membership Rewards for each dollar you spend on eligible purchases at amextravel.com.

Earn Up To $600 Back

Plum Card

Get a 1.5% discount when you pay early
Foreign Transaction Fee: Non
Annual Fee: $0 for the first year, then $250
The card details for the Plum Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

Current Offer
Earn a $200 statement credit after each $10,000 you spend in purchases on the Card, up to $30,000, within the first 3 months of Card Membership.

Card Details
Get a 1.5% Early Pay Discount in the form of a statement on the amount paid within 10 days of your statement closing date as long as you pay your Minimum Payment Due by the Payment Due Date. There is no cap on how much you can earn.

on American Express' secure site

Best American Express Credit Cards for Travel

Amex Membership Rewards is one of our favorite flexible points currencies, and the points you earn just by using certain American Express cards can open up incredible values for mileage tickets across hundreds of airlines. Here are the best American Express credit cards for travel available today:

Earn up to 85,000 Membership Rewards® points

The Business Platinum Card from American Express

Foreign Transaction Fee: None
Annual Fee: $595
The card details for the Business Platinum Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

While the annual fee is high the card comes with lots of benefits that help negate the annual fee, and this is a great welcome bonus on this card.

Read our Review

Current Offer
Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 35,000 points after you spend an additional $10,000 all on qualifying purchases on the Business Platinum Card within your first 3 months of Card Membership.

Card Details
5X Membership Rewards on flights and prepaid hotels on amextravel.com (Hotels must be booked and paid in advance to be able to use the benefit).

Get 50% more points on each large business eligible purchase of $5,000 or more, up to 1 million additional points per calendar year.

Earn 50,000 Membership Rewards® points

American Express Business Gold Card

Foreign Transaction Fee: None
Annual Fee: $295
The card details for the Business Gold Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.

Read our Review

Current Offer
Earn 50,000 Membership Rewards® points after you spend $5,000 in qualifying purchases on the Card within your first 3 months of Card Membership.

Card Details
Earn 4X Membership Rewards® points in your top 2 monthly spend categories -- 4X points applies to the first $150,000 in combined purchases from these 2 categories each year.

Earn 20,000 Membership Rewards® points

Amex EveryDay® Preferred Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $95
The card details for the Amex EveryDay Preferred have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 20,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
3x points at US Supermarkets on up to $6,000 per year in purchases; 2x points at US gas stations; 1x points on other purchases. Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits.

Earn 10,000 Membership Rewards® points

Amex EveryDay® Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $0
The card details for the Amex EveryDay Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.

Earn 25,000 Membership Rewards points

Business Green Rewards Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0 for the first year, then $95
The card details for the Business Green Rewards Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn 25,000 Membership Rewards you they spend $3,000 on qualifying purchases on your new Card within the first 3 months of Card Membership.

Card Details
2 Membership Rewards for each dollar you spend on eligible purchases at amextravel.com.

In addition to their proprietary Membership Rewards program, Amex also issues rewards credit cards for hotels and airlines, including some of the best Marriott Bonvoy credit cards, along with being the exclusive co-brand partner for both Delta and Hilton credit cards. Here are the best Amex hotel and airline card offers right now:

Earn 75,000 Hilton Honors Bonus Points

Hilton Honors American Express Card

Foreign Transaction Fee: None
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

This is a great bonus for a no-annual-fee card, and the earnings structure can make this a very rewarding card if you want to earn points for Hilton properties.

Read our Review

Current Offer

  • Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.

Card Details
Additional Temporary Perks through 2020

on American Express' secure site
Earn 125,000 Hilton Honors Bonus Points
on American Express' secure site
Why we like this card

This is a fantastic welcome bonus, especially for a small business card. You'll enjoy complimentary Gold Status just for keeping the card, with great opportunities to earn points and free Weekend Night Rewards.

Read our Review

Current Offer

  • Welcome Offer: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X Everywhere Else. Terms & Limitations Apply.
  • Enjoy complimentary Gold Status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 lounges in over 120 countries.
  • Terms apply.

Card Details
Additional Temporary Perks through 2020

on American Express' secure site
Earn 75,000 bonus points

Marriott Bonvoy Brilliant American Express Card

Foreign Transaction Fee: None
Annual Fee: $450
The card details for the Marriott Bonvoy Brilliant card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our review

Current Offer
Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.

From May 1 through July 31, 2020 you'll earn 6x Bonvoy points at U.S. supermarkets on up to $7,500 in eligible purchases.

Card Details
• Earn 6x points on eligible purchases at participating Marriott hotels
• Earn 3x points at U.S. restaurants and on flights booked directly with airlines.
• Earn 2x points on all other eligible purchases
• Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott hotels
• Receive 1 Free Night Award every year after your Card account anniversary valid for redemption for a single night up to 50,000 points.
• Complimentary Gold Elite Status

Earn 75,000 Bonus Marriott Bonvoy Points

Marriott Bonvoy Business Card

Foreign Transaction Fee: None
Annual Fee: $125
The card details for the Marriott Bonvoy Business Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

This card is worth keeping for Anniversary free night certificate, plus the 15 nights towards elite status annually. And the 6x points per dollar for Marriott stays certainly doesn't hurt!

Read our Review

Current Offer
Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months.

40,000 Bonus Miles and 10,000 MQMs

Delta SkyMiles Reserve American Express Card

Foreign Transaction Fee: None
Annual Fee: $550
The card details for the Delta SkyMiles Reserve American Express Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn 40,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.

Earn 45,000 bonus miles and 10,000 MQMs

Delta SkyMiles Reserve Business American Express Card

Complimentary Access To Centurion Lounges when flying Delta
Foreign Transaction Fee: None
Annual Fee: $550
The card details for the Delta SkyMiles Reserve Business American Express Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

When flying Delta, this card gives you Delta Sky Club® access and allows you to earn bonus MQMs.

Current Offer
Earn 45,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in your first 3 months.

40,000 Bonus Miles

Delta SkyMiles Platinum American Express Card

Foreign Transaction Fee: None
Annual Fee: $250
The card details for the Delta SkyMiles Platinum American Express Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn 5,000 Medallion® Qualification Miles (MQMs) and 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.

Earn 45,000 bonus miles and 5,000 MQMs

Delta SkyMiles Platinum Business American Express Card

Foreign Transaction Fee: None
Annual Fee: $250
The card details for the Delta SkyMiles Platinum Business American Express Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

Current Offer
Earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.

on American Express' secure site
Earn 10,000 Bonus SkyMiles

Delta SkyMiles Blue American Express Card

Foreign Transaction Fee: None
Annual Fee: $0
The card details for the Delta SkyMiles Blue American Express Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

While it might not be the best option for the savvy traveler, it’s nice to see an airline with a no annual fee credit card. People often want to have a card from a brand they like, and lots of people like Delta. For a no annual fee card, the card is more generous than I was expecting.

Read our Review

Current Offer
Earn 10,000 bonus SkyMiles after spending $500 in purchases on your new Card in your first 3 months of Card Membership

Earn 35,000 Bonus SkyMiles

Delta SkyMiles Gold American Express Card

Foreign Transaction Fee: None
Annual Fee: $0 intro annual fee for the first year, then $99
The card details for the Delta SkyMiles Gold American Express Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn 35,000 bonus miles after spending $1,000 in purchases on your new Card in your first 3 months of Card Membership.

Earn 40,000 Bonus Miles

Delta SkyMiles Gold Business American Express Card

Foreign Transaction Fee: None
Annual Fee: $0 intro annual fee for the first year, then $99
The card details for the Delta SkyMiles Gold Business American Express Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

Current Offer
Earn 40,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months of Card Membership.

on American Express' secure site

Best American Express Card with No Annual Fees

Keeping with the theme, at OMAAT we prefer credit cards that earn a flexible currency — in this case Membership Rewards points — and it’s even possible to accumulate these valuable Amex rewards without paying an annual fee:

Best for Business
(Including freelancers and sole proprietorships)
The Blue Business® Plus Credit Card from American ExpressApply Now
Best for personal spend
Amex EveryDay® Credit CardApply Now

If you’re not looking to earn Membership Rewards points specifically, but do want to take advantage of other Amex benefits, like the impressive Amex Offers program, there are several alternatives. These range from cashback cards to those that earn points with a specific loyalty chain, and all of them can offer a good return on the purchases you’re making each day. While the details change frequently, here are the best no annual fee Amex cards available today:

Earn 75,000 Hilton Honors Bonus Points

Hilton Honors American Express Card

Foreign Transaction Fee: None
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

This is a great bonus for a no-annual-fee card, and the earnings structure can make this a very rewarding card if you want to earn points for Hilton properties.

Read our Review

Current Offer

  • Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.

Card Details
Additional Temporary Perks through 2020

on American Express' secure site
Earn 10,000 Membership Rewards® points

Amex EveryDay® Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $0
The card details for the Amex EveryDay Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.

Earn 10,000 Bonus SkyMiles

Delta SkyMiles Blue American Express Card

Foreign Transaction Fee: None
Annual Fee: $0
The card details for the Delta SkyMiles Blue American Express Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

While it might not be the best option for the savvy traveler, it’s nice to see an airline with a no annual fee credit card. People often want to have a card from a brand they like, and lots of people like Delta. For a no annual fee card, the card is more generous than I was expecting.

Read our Review

Current Offer
Earn 10,000 bonus SkyMiles after spending $500 in purchases on your new Card in your first 3 months of Card Membership

Earn $150 Back

Blue Cash Everyday Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
The card details for the Blue Cash Everyday Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on Amex's secure siet
Why we like this card

This is a great no annual fee cash back card option. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.

Current Offer
Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.

on Amex's secure siet
Earn up to a $500 statement credit

American Express Blue Business Cash Card

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.
Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
The card details for the American Express Blue Business Cash Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn a $250 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership. Plus, earn an additional $250 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.

Card Details
Earn 2% cash back on all eligible purchases up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.

Earn $150 Back

American Express Cash Magnet Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
The card details for the Amex Cash Magnet Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

Current Offer
Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.

0% intro APR for 15 months on purchases from the date of account opening, then a variable rate, currently 13.99% to 23.99%.

Card Details
Earn unlimited 1.5% Cash Back on your purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

on American Express' secure site

So, which American Express card is best for you? We’ve put together a handy chart to make it easy to choose:

Best for Lounge Access
(Plus luxury perks and 5x on airfare)
The Platinum Card® from American ExpressApply Now
Best for Business
(Plus no annual fee)
The Blue Business® Plus Credit Card from American ExpressApply Now
Best for Dining
(Earn 4x points at restaurants worldwide)
American Express® Gold CardApply Now
Best for Hilton Hotels (Personal spending)
Hilton Honors American Express Surpass CardApply Now
Best for Marriott Hotels (including earning free nights)
Marriott Bonvoy Brilliant™ American Express® CardApply Now
Best for Delta Travelers (Including free checked bags)
Delta SkyMiles® Platinum American Express CardApply Now
Best for no annual fee
Amex EveryDay® Credit CardApply Now

Overall, be sure to choose a card (or cards) with a rewards structure that suits your lifestyle (a card offering a bonus on purchases at U.S. supermarkets is less valuable to someone who never cooks than it is to a consumer who shops daily for a family). Your needs may evolve over time, so Amex does allow you to change out your cards as needed, though American Express does have limits on the number of open accounts you can have at any one point in time:

  • American Express limits you to having at most five of their credit cards, though this limit doesn’t include charge cards
  • You typically can’t be approved for more than two Amex credit cards in any 90 day period

Finally, keep in mind that American Express typically allows you to earn a welcome bonus on a specific card once per lifetime. While you can have multiple cards (even within the same “family” of cards), if you’ve had a specific card previously you typically won’t be able to take advantage of any introductory offers.

The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.
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