Compare No Annual Fee Business Cards
The Blue Business® Plus Credit Card from American Express
As High As 50,000 Membership Rewards points
- 2x points on purchases up to $50k then 1x
- Access to Amex Offers
Apply Now
Rates & Fees | Terms Apply.
If you’re into collecting points then the Blue Business Plus Card is an absolute must. Earning 2x Membership Rewards points (on up to 50k/year and then 1x), which I value at a ~3.4% return, is unrivaled. Best of all, you’re getting all of this with a no annual fee card that earns points that can be transferred to airline and hotel programs.
Blue Business Plus Card Review →
Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
Learn more from these OMAAT posts:
Foreign Transaction Fee:
2.7% of each transaction after conversion to US dollars.
Annual Fee:
No annual fee
Intro Purchase APR:
0% on purchases for 12 months from the date of account opening, then a 16.99% - 28.74% variable APR
Intro Balance Transfer APR:
N/A
- As High As 50,000 Membership Rewards points after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.99% - 28.74% based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
- Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
- You've got the power to spend above your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
- Apply to know if you're approved with no personal or business credit score impact. If you are approved and choose to accept the Card, your personal and business credit scores may be impacted
- No Annual Fee
- Terms Apply.
Earn
as high as 50,000
Membership Rewards Points
As High As 50,000 Membership Rewards points after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.
Capital One Spark Cash Select
Earn a $750 bonus
- 1.5% cash back on all purchases
- No Annual Fee
- No Foreign Transaction Fees
Learn More >
Terms Apply.
If you're looking for a no annual fee business card, there's not another card that offers this rate of return all with no foreign transaction fees.
Earn unlimited 1.5% cash back for your business on every purchase, everywhere – with no limits or category restrictions
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel
Foreign Transaction Fee:
None
Annual Fee:
$0
Intro Purchase APR:
0% intro on purchases for 9 months. After that, 16.74% - 26.74% (Variable)
Intro Balance Transfer APR:
N/A
- Earn a $750 bonus when you spend $6,000 in the first 3 months of account opening
- Earn unlimited 1.5% cash back for your business on every purchase, everywhere - with no limits or category restrictions
- Enjoy a 0% APR for the first 9 months of opening
- No annual fee
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel
- Rewards won't expire for the life of the account
- Redeem your cash back rewards for any amount
- Free employee cards, which also earn unlimited 1.5% cash back on all purchases
- $0 Fraud Liability for unauthorized charges
- Top rated mobile app
Earn
$750
Cash Back
Earn a $750 bonus when you spend $6,000 in the first 3 months of account opening
The American Express Blue Business Cash® Card
As High As a $500 Statement Credit
- 2% cash back on the first $50k then 1% thereafter
- Access to Amex Offers
Learn More >
Rates & Fees | Terms Apply.
If you have a small business and are looking for a no annual fee, straightforward business credit card that earns cash back, then the Blue Business Cash is pretty tough to beat, at least for the first $50,000 spent.
Blue Business Cash Review →
Earn 2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, 1% thereafter. Cash back earned is automatically credited to your statement.
Learn more from these OMAAT posts:
Foreign Transaction Fee:
2.7% of each transaction after conversion to US dollars.
Annual Fee:
No annual fee
Intro Purchase APR:
0.0% intro APR on purchases for 12 months from the date of account opening, then a 16.99% - 28.74% variable APR
Intro Balance Transfer APR:
N/A
- As High As a $500 Statement Credit after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.99% - 28.74%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
- Earn 2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, 1% thereafter. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend above your credit limit* with Expanded Buying Power.
- * The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
- Apply to know if you're approved with no personal or business credit score impact. If you are approved and choose to accept the Card, your personal and business credit scores may be impacted
- No Annual Fee. Terms Apply. Learn More.
As High As a $500 Statement Credit after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.