Chase Sapphire Preferred Card 75K Bonus Points Offer

The Chase Sapphire Preferred® Card bonus is currently 75,000 Ultimate Rewards points after spending $5,000 within the first three months. That’s 25% better than the previous 60,000-point offer and one of the strongest welcome bonuses we’ve seen on this card.

The CSP is one of the most lucrative cards out there. At a minimum, those 75,000 points are worth $750 toward travel through Chase Travel℠. Transfer to partners like World of Hyatt, and you can get significantly more.

For a complete look at the card’s benefits, see our Chase Sapphire Preferred review or our guide on why the Sapphire Preferred is worth it.

Current offer details

The welcome bonus is 75,000 bonus Ultimate Rewards points after spending $5,000 within the first three months. The annual fee is $95, which isn’t waived for the first year.

This is a strong offer on a great card! Historically, the card has offered anywhere from 50,000 to 80,000 points (that 80k was in a brief window). Which basically means this is as good as it gets.

Personally, I value Ultimate Rewards points at 1.7 cents each, so to me, the 75,000 bonus points are worth $1,275.

How to earn the Chase Sapphire Preferred bonus

Simple. Spend $5,000 on your new card within the first three months. The clock starts from your account opening date, not when you receive the card, so plan accordingly. Once you hit the spending requirement, the bonus points typically post within a statement cycle, if not before.

The $5,000 threshold isn’t too high for most in my experience. Especially compared to what we’re seeing on other cards these days. If you’re planning any large purchases, timing your application around those expenses makes earning the bonus straightforward.

Your usual spending on dining (3x), streaming (3x), and travel (2x) will add up quickly too. It might even be worth switching those streaming subscriptions to annual billing, which can save you some extra money while helping meet the spending threshold.

Bonus Eligibility requirements

As of June 2025, Chase updated the eligibility rules for Sapphire cards. When it comes to who is eligible for the Chase Sapphire Preferred, here’s the official language in the application:

This credit card is unavailable to you if you currently have one open. The new cardmember bonus may not be available to you if you currently have any other personal Sapphire cards open, previously held this card or received a new cardmember bonus for this card. We may also consider the number of cards you have opened and closed, as well as other factors in determining your bonus eligibility.

As you can see:

• The welcome offer may not be available to you if you’ve received a new bonus on this exact card, or if you currently have any Chase Sapphire personal card
• You should be eligible for the welcome offer if you haven’t had the Chase Sapphire Preferred before, though it may be possible to get the bonus if you’ve only had the Chase Sapphire Reserve® Card before

Fortunately, Chase now has a pop-up feature when applying for cards. If you’re not eligible for the welcome bonus, you should receive a message telling you so (before there’s any sort of hard or soft credit pull). Yes, that’s a lot of “should” and “may”. But experiences really seem to vary lately. I generally think it’s worth giving it a shot if you’re on the cusp.

Note that these restrictions are based on whether you’re the primary cardmember on one of these cards — if you’re currently an authorized user (or have been one in the past), you’d be eligible. Also keep in mind the general rules of applying for Chase cards, including the 5/24 rule. But again, there are increasingly reports of people being approved in spite of being over the 5/24 limit.

In terms of credit score, aim for 700 or higher, though 740+ is ideal. There’s no hard cutoff, but this is considered a premium product and Chase tends to be selective.

Is this Sapphire Preferred bonus offer good?

Yes! This is an excellent bonus, and it’s 20% bigger than before.

At a conservative 1 cent per point, that’s $750 in value. But please don’t redeem your Ultimate Rewards for just a penny! Transferring to World of Hyatt instead for a couple of nights at a premium property could easily give you $1,500+ in value.

Combined with the card’s ongoing earning rates, 10% anniversary bonus, and excellent travel protections, this is a compelling offer.

If you’re comparing this to competing cards, see our Citi Strata Premier® Card vs Chase Sapphire Preferred comparison. The Sapphire Preferred’s bonus is currently stronger than the Strata Premier’s 60,000-point offer.

In my opinion, this is one of the most well-rounded mid-range credit cards out there, so if you’re eligible and are interested, this could be a good time to apply for the Sapphire Preferred.

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