Premium Card
Sapphire Reserve for Business℠
Earn 200,000 bonus points
Premium Card
- Earn 4x points on flights booked direct
- Earn 4x points on hotel booked direct
- $300 Travel Credit
What Ben Likes
The Sapphire Reserve for Business is Chase's premium business card, built on the basics of the personal Sapphire Reserve, with a largely similar set of perks. The rewards structure is strong, with 8x points on Chase Travel℠ bookings, 4x points on direct flight and hotel purchases, and 3x points on social media and search engine advertising (on up to $1 million in spend each anniversary year, starting 11/15/26), making it a natural fit for businesses that spend heavily in those categories. Authorized users can be added at no additional annual fee, though they don't receive lounge access, which is reserved for the primary cardmember. It's best for business owners who value lounge access, can maximize the travel credit and other credits, and want a strong earning card that keeps Ultimate Rewards points flowing alongside their personal Chase cards. Read OMAAT Review >Card Details
Foreign Transaction Fee:
$0
Annual Fee:
$795
- Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
- $7,000+ in value your first year. 200K points, valued at $4,000 for select flights and hotels through Chase Travel℠, plus $3,000+ in annual value through travel and business benefits.
- Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
- Earn 5x total points on Lyft rides through 9/30/27.
- Earn 4x points on flights & hotels booked direct.
- Earn 3x points on social media & search engine advertising on up to $1 million in spend each anniversary year, starting 11/15/26.
- Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
- Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
- Member FDIC