More About The Chase Ink Business Preferred

In the interest of full disclosure, One Mile At A Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out my advertiser policy for further details about our partners, including American Express, Capital One, Chase, and Citi, and thanks for your support!

I consider the Ink Business Preferred℠ Credit Card to be one of the most compelling business cards out there. There’s not another business card that offers a combination of a huge welcome bonus, generous return on spend, and useful perks, all while having such a reasonable annual fee.

Ink Business Preferred℠ Credit Card

  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee

Click here to learn more and apply for this card!

Ink Business Preferred℠ Credit Card Rewards Program

The Ink Business Preferred℠ Credit Card earns Ultimate Rewards Points, which I find to be one of the most valuable flexible points currencies.

Ultimate Rewards points transfer at a 1:1 ratio to the following programs:

AirlinesHotels
Aer Lingus Aer ClubIHG Rewards Club
Air France/KLM Flying BlueMarriott Rewards
British Airways Executive ClubRitz-Carlton Rewards
Iberia PlusWorld Of Hyatt
JetBlue TrueBlue
Singapore KrisFlyer
Southwest Airlines Rapid Rewards
United MileagePlus
Virgin Atlantic Flying Club

In general here’s how long you can expect it to take for points to transfer:

Ultimate Rewards Transfer PartnerTransfer RatioTransfer Time
Aer Lingus Aer Club1000 : 1000Instant
Air France KLM FlyingBlue1000 : 1000Instant
British Airways Executive Club1000 : 1000Instant
Iberia Plus1000 : 1000Instant
JetBlue TrueBlue1000 : 1000Instant
Singapore Airlines KrisFlyer1000 : 1000~ 12 to 24 hours
Southwest Rapid Rewards1000 : 1000Instant
United MileagePlus1000 : 1000Instant
Virgin Atlantic Flying Club1000 : 1000Instant
IHG Rewards Club1000 : 1000~ 1 to 2 days
Marriott Rewards1000 : 1000~ 1 to 2 days
Ritz-Carlton Rewards1000 : 1000~ 1 to 2 days
World Of Hyatt1000 : 1000Instant

Points are also worth 20% more when redeeming for travel through the Ultimate Rewards portal. So you can apply points towards any “revenue” ticket at a rate of 1.25 cents per point.

That means that a $625 flight will cost you 50,000 Ultimate Rewards points, though you’re almost always going to get a better value by transferring points directly to the airline or hotel partner.

For example, you could transfer 25,000 points to Hyatt Gold Passport for a free night redemption at the Park Hyatt Paris.

There are a lot of great business cards out there. However, in terms of well rounded business cards, it’s tough to beat the Ink Business Preferred Card, between the generous point welcome bonus (the best welcome bonus of any credit card at the moment), reasonable $95 annual fee, 3x bonus points in select categories, and great coverage, including on travel, car rentals, and cell phones.

Click here to learn more and apply for this card!

Leave a Reply

Your email address will not be published. Required fields are marked *