In general, The Platinum Card® from American Express is worth getting for the benefits it offers (even with a annual fee (Rates & Fees)), rather than the return on spend it offers. Fortunately, the card accrues Membership Rewards points, so you can pool the points you earn on this card with the points you earn on other Membership Rewards cards.
But the perks are beyond compare!
Amex Platinum Card perks
This is where the Amex Platinum Card shines, as it offers some incredible perks, including:
- A $200 annual airline fee credit
- A $200 annual Uber credit
- Access to Amex Centurion Lounges
- Access to Delta SkyClubs when flying Delta same day
- A Priority Pass membership
- Complimentary Hilton Honors Gold status
- Access to American Express Fine Hotels & Resorts
- Access to the Amex International Airline Program, which can save you a ton on premium airfare
- A TSA Pre-Check or Global Entry free credit, once every four years
That annual fee pretty quickly pays for itself. I value the $200 annual airline fee credit at pretty close to face value. Keep in mind that it’s also awarded based on the calendar year rather than the cardmember year. That means if you signed up now you’d get a $200 credit now, and another $200 credit on January 1.
I also more or less value the $200 Uber credit at face value. I use Uber all the time, and at the beginning of the month a $15 credit is deposited in my account, and then in December, you get a $35 credit.
So when you take those two things out of the equation, the real “out of pocket” on the card is around $150 per year. For that, you get access to Amex Centurion Lounges, Delta SkyClubs when flying Delta same day, a Priority Pass membership, free Hilton Gold status, and much more.
As I mentioned earlier, one fantastic thing is that you can add three authorized users for just $175, which is the equivalent of paying under $60 per authorized user. Those users receive all the lounge access perks, including access to Centurion Lounges, SkyClubs, a Priority Pass membership, etc. This is a perk I love for family members.
The following links will direct you to the rates and fees for mentioned American Express Cards. These include: The Platinum Card® from American Express (Rates & Fees).