Update: This offer for the Platinum Delta SkyMiles® Credit Card from American Express has expired. Learn more about the current offers here.
Update: Hilton has revamped their co-branded credit card products, and the cards mentioned in this post are no longer available. You can find information on the new Hilton credit cards here.
American Express has great bonuses on several of their excellent co-branded credit cards. They also offer perks that could make them worth holding onto long term. You’re potentially eligible for all four cards, with each individual card having a “once in a lifetime” restriction.
Why I’m not applying for a Delta Amex Card
The simple reason is that I’m maxed out on Amex credit cards, unfortunately. Amex lets you have at most five credit cards at any given time (excluding charge cards, like The Platinum Card® from American Express), and unfortunately that’s exactly how many Amex credit cards I have. Specifically, I have:
- Marriott Bonvoy American Express Card
- Marriott Bonvoy Business™ American Express® Card
- Hilton Honors™ Surpass Card from American Express
- The Amex EveryDay® Preferred Credit Card from American Express
- The Blue Business℠ Plus Credit Card from American Express
I’m getting value out of all five of these credit cards, so I’m not in a position to cancel any of them. I wish I were.
Several family members are picking up one Delta Amex Card
My dad, my mom, and Ford, all aren’t maxed out on Amex cards, so they’d all be eligible to take advantage of these offers. However, at least my dad and Ford have had the Gold Delta SkyMiles® Credit Card from American Express and Gold Delta SkyMiles® Business Credit Card from American Express in the past, so aren’t eligible for those again.
So, why are they selecting The Platinum Delta SkyMiles® Card from American Express over the Platinum Delta SkyMiles® Business Credit Card from American Express? Both have similar benefits, but applying for the business version of the card wouldn’t count towards the 5/24 limit, so there’s a significant benefit to that. They all also have small businesses, and typically it’s quite easy for those with excellent credit to be approved for Amex business cards.
Regardless of which of these Delta Amex offers you’re considering, I’d highly recommend applying, as these offers are excellent. At a minimum SkyMiles will get you at least one cent each towards the cost of a Delta ticket.
For those applying for Delta Amex Cards, which version of the card are you picking up?