The Hotel Credit Card With The Best Welcome Bonus

Filed Under: Chase, Credit Cards

There are lots of great reasons to have hotel credit cards. Sometimes these cards offer anniversary free night certificates that more than justify the annual fee, and sometimes they offer elite status, either just for having the card, or for completing a certain amount of spend on the card.

In general, welcome bonuses on hotel credit cards aren’t quite as big as the bonuses you’ll see on some other cards.

For example, even though we’ve seen quite a few increased hotel card welcome bonuses lately, we haven’t seen any that I’d value at $800 or more. That’s why I think it’s worth noting that there’s one hotel credit card that has a surprisingly compelling welcome bonus, where I value the card’s welcome bonus at more than $800, even after factoring in the annual fee.

Specifically, I’m talking about The World of Hyatt Credit Card, which was just introduced a few weeks ago. The $95 annual fee card has a welcome bonus of up to 50,000 World of Hyatt points, including 25,000 World of Hyatt bonus points after spending $3,000 within the first three months, plus another 25,000 bonus points after spending a total of $6,000 within the first six months.

That’s a reasonable spend requirement, in my opinion, given that it averages out to $1,000 per month, and this is a card that has some useful bonus categories as well.

Personally I value World of Hyatt points at 1.5 cents each, so to me 50,000 points are worth $750. Even if you subtract the $95 annual fee, that makes the welcome bonus worth $655.

As a reminder, here’s World of Hyatt’s award chart:

As you can see, 50,000 World of Hyatt points would be enough for two free nights at Hyatt’s Category 6 hotels, or 12 free nights at their lowest category hotels. There’s also a lot of value to be had in the middle. For example, you could book several nights at a Category 5 hotel using Points + Cash.

The Park Hyatt Maldives costs 25,000 points per night

Furthermore, you want The World of Hyatt Credit Card for all the great perks it offers:

  • A Category 1-4 anniversary free night certificate every year
  • A second Category 1-4 free night certificate when you spend $15,000 on the card in a calendar year
  • Five nights towards World of Hyatt elite status annually
  • A further two elite qualifying nights for every $5,000 spent

This card is not available to those who have the old version of Hyatt’s credit card, or have received a new cardmember bonus on it within the past 24 months (those members should be eligible to upgrade to the card).

Even if you’re not a Hyatt loyalist, this is a card worth seriously considering, in my opinion.

  1. Can we have flight reviews please? This CC junk is sooooooo boring. Apart from some americans not relevant to anyone.

  2. @David L — no fifth night free on Hyatt awards, unlike on SPG, Marriott, Hilton and others. Though in a weird way that always makes me feel like Hyatt is a good program to use to redeem for 4-night stays, since it always feels like a waste to have a 4-night stay with those other programs.

  3. @ron- how do you think Lucky pays for those flights he reviews? Credit card referrals.

    So take the good with the bad

  4. Best free hotel night program is thru the Citi Prestige Travel Services as it offers the 4th night free, 25% off right from the start. Also, I received a promotion from hyatt, and to promote their new Andaz resort in Costa Rica, they are offering a fifth night free. I guess they don’t do that routinely, but occasionally they have these promotions.
    My question is if I have the old Hyatt and I cancel it, how long do I need to wait before I can apply for their new and improved card to get the welcome points award? will they allow me to do that immediately upon cancellation? I believe they offered me the upgrade with 2000 points, but why do that if you can get so many more for canceling.? answer: because it may be that they won’t let me do it. Lol

  5. I completely disagree with a few above reviews. I have found the cc reviews extremely helpful. I travel a lot and that includes staying at hotels. Please continue to discuss the hotel and airline information

  6. I also find the credit card posts super helpful, as well as realizing that part of what enables Lucky to provide all the hotel and airline reviews is the referral commissions he gets. He’s also very transparent about receiving those commissions, so I don’t have a problem with it.

    Thanks as always for a great post, Lucky!

  7. The CC reviews are very relevant to me “Ron” and others on this forum. If you are not interested than don’t read them, simple as that!

  8. Bit of a misnomer though, in that there is no comparison to other hotel cards. I’d argue that the now defunct Ritz card was the best one since it had all the perks of a luxury card but the fee was easily offset by the $300 credit, bringing it effectively down to $150. With its unique PP benefit of unlimited guests it was an exceptional value for families.

  9. I enjoy credit card reviews, but this card is worthless to me as it does not come with any meaningful status. Hyatt’s program is awful that way. Marriott not much better. Hilton Aspire gives free night, resort credits, airline credit and Diamond status. Now that is great, as well as sign on bonus. Even IHG gives second level Platinum status.

  10. I find credit card reviews also helpful.

    Would also appreciate if you add detailed movie reviews and food reviews of the movies you watch and food you eat on flights. Those will be helpful as well.

  11. As great as the Aspire card is, it stands to reason that the more people who have the card the more diluted the diamond status becomes.

Leave a Reply

If you'd like to participate in the discussion, please adhere to our commenting guidelines. Your email address will not be published. Required fields are marked *