OMAAT Top Business Card Offers

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Business
Capital One Venture X Business

Capital One Venture X Business

Earn 150,000 bonus miles
Business
  • Earn 2x miles on every purchase
  • No Foreign Transaction Fees
  • 10,000 bonus miles every account anniversary
Apply Now Securely with Capital One | (Rates & Fees)
The Capital One Venture X Business is the best-value premium business card and offers an industry-leading return on spending. While the card has a hefty annual fee, getting an outsized value between the annual travel credit, 10,000 annual bonus points, lounge access, and more is easy.

Earn unlimited 2X miles on every purchase, everywhere-with no limits or category restrictions

Foreign Transaction Fee: None
Annual Fee: $395
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn unlimited 2X miles on every purchase, everywhere-with no limits or category restrictions
  • This card has no preset spending limit, so you get purchasing power that adapts to your spending needs. The annual fee on this card is $395
  • Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights booked through Capital One Travel, where you'll get the best prices on thousands of options
  • Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Travel
  • Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • Skip the lines with up to a $100 statement credit on TSA PreCheck® or Global Entry. Then enjoy unlimited complimentary access to Capital One Lounges and a network of 1,300+ lounges worldwide, including Priority Pass™ and Plaza Premium Group lounges
  • This is a pay-in-full card, so your balance is due in full every month
  • Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit and other premium benefits on every booking
Earn 150,000 Capital One miles

Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening

Business Card Perks
The Business Platinum Card from American Express

The Business Platinum Card® from American Express

Earn 120,000 Membership Rewards® Points
Business Card Perks
  • Earn 1.5x on purchases of $5,000 or more in a single transaction on up to $2MM per calendar year
  • Redeem Points For Over 1.5 Cents Each Towards Airfare
  • Amex Centurion Lounge Access
Apply Now Securely with Amex | Terms Apply.
In general, I would say that the Amex Business Platinum Card is a business card that you get in the long run for the benefits that it offers, rather than for the return on spending that it directly offers. It could make sense to spend money on the card if your business consistently makes $5,000+ purchases, other than that, there are better cards for everyday spending. The card offers big benefits but also has a steep annual fee. When it comes to accounting for the value of the card, I recommend considering the following:
  • How much do you value the various credits?
  • How much do you value the Marriott and Hilton Gold status?
  • How much value will you get from Amex Fine Hotels & Resorts and the International Airline Program?
  • How much do you value the incredible lounge access perks offered by the card?
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Earn 1.5X points for each eligible purchase of $5,000 or more and every dollar spent on Eligible U.S. purchases in these select business categories (Earn 1.5X on up to $2 million of these purchases per calendar year):
    • Construction material and hardware suppliers
    • Electronic goods retailers and software & cloud system providers
    • Shipping providers
  • Earn 1x points per dollar spent on all other purchases
Foreign Transaction Fee: None
Annual Fee: $695
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
  • $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card®.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
  • $695 Annual Fee.
  • Terms Apply.
Earn 120,000 Membership Rewards Points

Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.

Best Bonus

Ink Business Preferred® Credit Card

Earn 100,000 bonus points
Best Bonus
  • Earn 3x points on travel
  • Earn 3x points on shipping purchases
  • Cell Phone Protection
Apply Now Securely with Chase | Terms Apply.
The Ink Business Preferred Card is the single most well-rounded business credit card out there, in my opinion. The card offers the biggest sign-up bonus of any credit card, it offers incredible 3x points categories for common spending categories for businesses, and it offers amazing protection, ranging from car rental damage to cell phone protection. While I’d say this card isn’t worth it for someone strictly looking for cash back, otherwise you simply can’t go wrong with this card, in my opinion.

Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases

Select business categories include:

  • Shipping purchases
  • Internet, cable and phone services
  • Advertising purchases with social media sites and search engines
Foreign Transaction Fee: $0
Annual Fee: $95
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase Travel℠
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
  • Member FDIC
Earn 100,000 Chase Ultimate Rewards

Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

Night Award

Marriott Bonvoy Business® American Express® Card

Earn 3 Free Night Awards
Night Award
  • Earn 6x points at Marriott
  • Free Night Award Annually
  • 15 Elite Nights Towards Status Annually
Apply Now Securely with Amex | Terms Apply.
The Marriott Bonvoy Business Card is a strong contender for a business card to hold on to long term. The 15 elite nights towards status (which can be stacked with a similar offer on a personal card), as well as an annual free night award are a great value proposition. I value those perks at way more than the annual fee.

6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.

4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.

2x points on all other eligible purchases.

Foreign Transaction Fee: None
Annual Fee: $125
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • WELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.
  • Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
  • 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Award can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Marriott Bonvoy Business® American Express® Card.
  • Terms apply.

WELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.