Last Chance EVER To Get SPG Amex

Filed Under: American Express, Credit Cards
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Note: This card is no longer available.


Several weeks ago Marriott announced that the name of their new loyalty program is Marriott Bonvoy, and shortly thereafter they announced what that means for their credit card portfolio.

There are a lot of things changing, so I won’t repeat it all here, but rather I wanted to focus on one card specifically, which will soon no longer be open to new cardmembers.

The Marriott Bonvoy American Express Card has long been one of the more popular consumer cards out there. What we learned is that as of February 13, 2019, this card will no longer be open to new applications, though American Express will continue servicing accounts for existing cardmembers.

This means that if you’re interested in this card and don’t yet have it, you have just one day left to apply, before it’s too late.

The Marriott Bonvoy American Express Card has a $95 annual fee that’s waived for the first year (Rates & Fees), and offers a welcome bonus of 75,000 bonus points after spending $3,000 within three months. That’s a solid bonus, and I think it’s a sure bet that we won’t see a better bonus before the card is no longer open to new applicants in less than a week.

Why should you get this card, beyond the welcome bonus?

On the most basic level, the card offers an anniversary free night award on your account anniversary every year, valid at a property costing up to 35,000 points per night.

To me that alone more than justifies the annual fee, as I’ve been able to redeem that at properties that cost $200+ per night.

On top of that, the card offers:

  • Silver Elite status for as long as you have the card
  • Gold Elite status when you spend $35,000 on the card in a calendar year
  • Premium internet access when staying at participating SPG and Marriott hotels

In terms of eligibility for the Marriott Bonvoy American Express Card, be aware of the following:

Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.

Welcome offer not available to applicants who have or have had The Marriott Rewards® Premier Credit Card from Chase, The Marriott Rewards® Premier Plus Credit Card from Chase, The Marriott Rewards Credit Card from Chase, or The Ritz-Carlton Rewards® Credit Card from JP Morgan in the last 30 days.

Bottom line

If you don’t yet have the Marriott Bonvoy American Express Card I’d highly recommend picking it up. If nothing else, you get an anniversary free night award that should more than justify the card’s $95 annual fee.

Anyone plan on picking up this card before it’s no longer available to new applicants?

The following links will direct you to the rates and fees for mentioned American Express Cards. These include: Starwood Preferred Guest® Credit Card from American Express (Rates & Fees).

Regarding Comments: The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.
Regarding Comments: The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.

Comments

  1. Ben,

    For existing cardholders, does it make sense in your opinion to take advantage of the $25,000 spend tier offer? I am actually considering it.

  2. Somewhere somebody did up a chart of which Marriott/Ritz cards preclude one from which other cards and on what terms.

    I plan to go look at that before deciding if Mrs. Asdf should get this one (I am barred as a current Chase MR Visa holder).

  3. I only have 1 spot left for an amex credit card, as I already have 4. I was thinking of getting Amex Delta gold, but should I get this instead? I already have the SPG business (got it in September) and was happy with it until they announced the increase in AF to $125. arghhh, my luck.

  4. Will u still accumulate spg points that can be directly transferred to airlines or will they be converted to Marriott points?

  5. @Noam — the Biz card isn’t going away. And it has a higher annual fee for no additional benefit (other than being a biz card, which has some Chase 5/24 implications).

  6. @ Trex — Nowadays there’s only one points currency, which is Marriott points. They can still be transferred to airline miles at a similar ratio. 20,000 Starpoints are equivalent to 60,000 Marriott points, and those can be converted into 25,000 airline miles.

  7. @ tolikfox — It sounds like it might make sense to get the personal card in place of the business card, since benefits are similar and the annual fee will be lower going forward? Tough to say if it’s better than the Delta Gold Card, it all depends what you’re hoping to get out of the card.

  8. @ Anthony — In general I’d say no. You’re earning one Marriott point per dollar, which I value at roughly 0.8 cents each. Even if you’re earning an extra point per dollar, that’s still only the equivalent of 1.6% back. The exception is if you’re spending in a category that’s eligible for a further bonus.

  9. @ Chris — Because there is no new version of the card. Chase will have exclusive rights to issue the premium consumer card, like Amex will have the right to issue the super-premium card (the SPG Luxury Card).

  10. @Lucky

    Confused?

    The personal AMEX is getting branded as the Marriott Bonvoy American Express Card. Was AMEX still AMEX.

    Per @Chris, why not wait for a better offer then the current 75K SPG after it rebrands?

  11. …follow-up…

    Are you saying once the SPG converts to Marriott Bonvoy American Express Card Personal they will not open that card to new customers?

  12. @ Traveler Dave — The card is being rebranded, but will no longer be open to new cardmembers. They’ll only continue servicing existing accounts.

  13. If you apply for this card now, are you still eligible to receive the 25K points for every $25K spent I was reading about? Or is that only for people who are holding it now? Or did I make it up?

  14. Ben,

    I thought this card earned 2 Marriott cents per dollar on all spend? Plus, at every $25,000 of spending, you earn an extra 25,000 points – so each $25,000 in spending earns 75,000 Marriott points (or a 2.4% return based on your math)

  15. I think I had the personal before , but not sure. Would not want to apply and not get the sign up bonus. Will they tell me if I had it at some point during the application procedure?

    More importantly, I do Not currently have a US address. Might I apply using a friends address until such time as I have a future US address? I don’t mind if they turn me down, and I don’t really need credit , not even in the future. The one thing that I would not want to risk is my relationship with other non express bank credit cards, which are currently mailing statements and even replacement cards to a foreign address

  16. I’m confused. I thought Marriott was just rebranding their cards and transitioning to their new agreements with their issuers AMEX and Chase. I thought the earning rates and welcome bonuses would remain unchanged. The only thing that is changing, to my knowledge, is that they now have ongoing spend bonuses (25K points for each $25k spend, up to $100k).

    This is how I interpreted the news on Tuesday:

    Amex SPG -> Amex Marriott Bonvoy

    Amex SPG Luxury -> Amex Marriott Bonvoy Brilliant

    Amex SPG Business -> Amex Marriott Bonvoy Business

    It seems like these 75K welcome bonus has been around for quite some time and will likely either remain or return soon.

    Other than the cards will no longer say “SPG”, what can be gained from applying for the current SPG card before the application deadline? What makes it the last chance?

    (I’m under 5/24 and focusing on Chase cards at the moment. I stay at Marriotts often and definitely value the points. I’m evaluating the opportunity cost of getting the Amex Marriott cards later. I would like to know I’m not missing out on anything.)

  17. if i have the SPG Lux, would i be able to down grade it a year from now to the Amex Marriott Bonvoy? even tho that card is not accepting new applicants?

  18. @ Jeff. You are correct that the Amex SPG personal is getting rebranded to the amex Marriott Bonvoy, but that is only available through Feb. 12th. On the 13th they are no longer accepting applications for this card. Also, I am in the same boat as you when it comes to chase 5/24, still building this setup. I am torn on getting the Amex Marriott Bonvoy before it is gone for good, or sticking with my Chase plan and getting the Hyatt card. I already have the SPG business and even with the annual fee increase I will keep the card, I can get around $260 in value from the free night locally.

    My delema, do I kill getting the Hyatt card for a brand I have just recently started using in Marriott. I am not willing to trade off gettig the IHG or SW cards so this puts Hyatt on the chopping block.

  19. I”m currently at 4/24. I was planning to get the Chase Sapphire Preferred and then this, but I wouldn’t have time for that anymore. Do you think its better to skip the Chase and go for the SPG?

  20. @jeff – the chase marriott business card is closed to new applicants as of 2/13. if you have any interest in that card, it’s probably best to jump on it before it’s gone.

  21. I have the SPG American Express card but it seems if I refer someone I cannot get a referral bonus. I opened a chat online while logged in and apparently I can only refer someone for a Hilton American Express. No fair!

  22. @ CMorgan — That’s only happening on the Amex business version of the card, as far as I know, and not on this card.

  23. RE: Amex SPG personal card no longer no longer available to new applicants as of Feb 12:
    Anyone know if Amex is loosening up its ‘rule’ of only 1 application every 6 months? I am just under the 6 month period, I got an Amex Delta end of August last year. If the computer automatically rejects me for < 6 mo period does anyone know if the Reconsideration Dept reps are given the ability to override.

  24. @J Reg I have not heard of that rule. I have only gotten 2 amex business cards while I build my Chase setup. I got 1 in August and the other in November.

    @John yes you can get another free night with the spg card but you will not be eligible for the sign up bonus because of their rules. I am wondering if the sign up bonus rules will change on Feb 13 considering they are taking away duplicate cards in a sense.

  25. Can I product change to this card if I previously had it? If I can, will product changing impact my ability to get another Starwood, Marriott or Bonvoy card?

  26. Hi,
    I am considering getting the card given that it is closing in Feb. Unfortunately, I think it is unlikely I’ll meet the minimum spend in three months in order to get the 75,000 points. Do you still think it’s worth getting the card just for the free anniversary night?

  27. Have had SPG Amex for years. Don’t think I qualify for the current 75K sign up bonus. Don’t like the Marriott Chase Visa card I have. Should I cancel this SPG Amex now so I get a better offer after Feb 13th? Cancel Chase Marriott too?

  28. @ Lucky…My wife has had this card as a secondary cardholder on my account (and it’s still open and used). Is she eligible for the bonus if she applies for the card on her own as a primary?

  29. The 25k bonus points for $25k spend (up to 100k) offer seems to make this the best option for non-bonused spend, for the duration of that offer.

  30. I was considering getting this card for the anniversary free night (much like my Hyatt and IHG cards). However, one call to Marriott Elite (platinum) customer service confirmed what I’ve read on many blogs…. resort fees still apply even on award stays. There went all desire for any Marriott cards.

  31. i tried to apply for the personal spg amex today but got the dreaded popup. i never had this card, only the biz version.

  32. I was just approved for the Amex Business SPG. Does it makes sense for me to apply for the personal card as well before it goes away? In hindsight, should’ve waited for the business card since that was not going away.

  33. @ Hardic if you aren’t going to affect your Chase setup or don’t care if you do then I would definitely go for that SPG personal before it is gone!

  34. I personally only makes sense if it doesn’t effect 5/24 or just ones ability to get another card. The benefit of a 35,000 point hotel award is static and with Marriotts points changes it will be a base level hotel soon. I would go with SPG AMEX Luxury for a 50k award for a net annual fee of $150. That would be the one to get and hold in my opinion if one is just going to have one of the ones being discontinued. If one is “collecting” hotel cards with award that cover the annual fee plus some then that is a different story.

  35. Hi Lucky.

    I got the SPG Personal Amex today.

    Will I be able to get Marriott Bonvoy under Chase 24 months from now and get the bonus for that too?

  36. Lucky, this is not completely accurate as according to several blogs (like DOC) you will still be able in the future to downgrade the luxury card to this card, so while you will not be able to get it directly, you will still be able to get it by downgrading the luxury card.

  37. Lucky,

    I signed up for this card and was approved. Can I sign up for the new card that is coming out from Marriott that will have a 100k bonus also? I only have this card, saphire reserve, and AA mastercard. So I don’t think I’m anywhere near maxing out.

  38. Just to be clear, the SPG Luxury card is not being closed to new applicants from today, just the regular SPG Amex? But the SPG Luxury card is being rebranded to a Marriott Bonvoy Brilliant card from tomorrow?

    Does anyone categorically know if the once per lifetime bonus per card will cross over from the SPG Luxury Amex card to the new branding(Marriott Bonvoy Brilliant)? Or if the re-branding will mean Amex count it is a new/different card and those who previously held the SPG Luxury card will qualify for the signup bonus on the new card.

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