One Week Left For Huge Capital One Spark Card Bonuses

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Capital One has really been on fire the past several weeks. In early December they introduced a new transferable points currency, and on top of that they’ve had some incredible welcome bonuses on their co-branded Spark business cards.

This is a reminder that the massive welcome bonuses on the Capital One® Spark® Miles for Business and Capital One® Spark® Cash for Business are expected to end on January 28, 2019, which is one week from today.

Personally I recently picked up the Spark Miles Card, which I’m very happy about, and I’d certainly recommend the card for others as well.

As a reminder, here are the basics of the two cards:

Capital One Spark Miles 200K welcome bonus

The Capital One Spark Miles for Business offers two Spark miles per dollar spent. Each Spark mile can be redeemed for one cent towards a travel purchase, or Spark miles can be converted into airline miles at a ratio of up to 2:1.5. The card has a $95 annual fee that’s waived the first year.

The card ordinarily offers a welcome bonus of 50,000 Spark miles upon completing minimum spend, but through January 28, 2019, you can earn up to 200,000 Spark miles, as follows:

  • Earn 50,000 Spark miles when you spend $5,000 within the first three months
  • Earn an additional 150,000 Spark miles when you spend $50,000 within the first six months

In other words, if you spent a total of $50,000 on the card within six months you’d earn 300,000 Spark miles (200,000 bonus miles, plus the 100,000 miles you ordinarily earn for spending $50,000).

That means you’re earning the equivalent of up to 6% back towards travel, or up to 4.5 airline miles per dollar spent.

You can read a full review of the card here.

Capital One Spark Cash 200K welcome bonus

The Capital One Spark Cash for Business offers unlimited 2% cash back. The card has a $95 annual fee that’s waived the first year.

The card ordinarily offers a welcome bonus of $500 upon completing minimum spend, but through January 28, 2018, you can earn up to $2,000 cash back, as follows:

  • Earn $500 when you spend $5,000 within the first three months
  • Earn an additional $1,500 miles when you spend $50,000 within the first six months

This means if you spent a total of $50,000 on the card within six months you’d earn $3,000 ($2,000 bonus through the welcome offer, plus the $1,000 you’d usually earn).

That’s the equivalent of 6% cash back on $50,000 spend, which is incredible.

You can read a full review of the card here.

Bottom line

The Capital One Spark Miles for Business and Capital One Spark Cash for Business have some incredible welcome bonuses, and are also more compelling than ever before. If you’re interested in either of the current offers, you’ll want to apply for them in the next week.

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Comments

  1. Lucky, can you convert the points earned from the Capital One Spark Cash card into airline miles instead of cash back (in the same way that you can convert points earned on Chase Ink Cash into ultimate rewards points instead of cash back)???

  2. Does anyone know if balance transfers count toward the 50k spend? I use plastique for office rent etc. but they don’t take my Visas.

  3. Any ideas on how to spend $50K in 6 months or less? I was doing good in the days of TPM, but since that fiasco of a shutdown, I have struggled to find a “easy” or “reliable” method of MS.

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