9 Reasons To Get The Hyatt Credit Card

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A few days ago I wrote about how I think almost everyone should have the IHG® Rewards Club Premier Credit Card. The card has just a $89 annual fee (waived the first year), and offers an annual free night certificate valid at virtually any IHG hotel. However, when it comes to usefulness, The Hyatt Credit Card isn’t far behind, so in this post I wanted to look at nine reasons you should get that card, for those who don’t have it already:

A welcome bonus of 40,000 points

The Hyatt Credit Card offers a welcome bonus of 40,000 World of Hyatt points after spending $2,000 within three months. Personally I value World of Hyatt points at ~1.5 cents each, so to me those points are worth ~$600.

Hyatt free night redemptions start at just 5,000 points per night, so 40,000 points is enough for up to eight free night awards (or using Points + Cash, you can potentially get even more nights).

The Hyatt Regency Kathmandu costs just 5,000 points per night

The welcome bonus isn’t available to those who currently have the card, or those who have received a new cardmember bonus on the card in the past 24 months. That means a lot of people should be eligible for this card.

5,000 points for adding an authorized user

The welcome bonus isn’t limited to 40,000 points upon completing minimum spend. You also receive 5,000 bonus points after adding an authorized user and having them make a purchase within the first three months.

An annual free night certificate

One of the main reasons to hold onto The Hyatt Credit Card is because it offers an annual free night certificate on your account anniversary every year. That free night certificate can be redeemed at virtually any Category 1-4 Hyatt property, which covers a majority of Hyatt properties around the world. I’ve consistently been able to redeem this for hotels that retail for $200+ per night.

I redeemed my free night certificate at the Park Hyatt Saigon last year

Discoverist status for as long as you have the card

The Hyatt Credit Card offers Hyatt’s entry level Discoverist status for as long as you have the card, which comes with the following perks:

Discoverist status gets you the following perks:

  • A 10% points bonus
  • Premium internet
  • A complimentary bottle of water
  • Priority check-in
  • 2PM late check-out
  • A preferred room within the category booked

Explorist status for spending $50,000 in a calendar year

On top of that, The Hyatt Credit Card offers Hyatt’s mid-tier Explorist status for as long as you have the card, which comes with the following additional perks:

  • A 20% points bonus
  • Upgrade to the best available room, excluding suites
  • Four club lounge passes annually, valid for a stay of up to seven nights on eligible rates or when redeeming points for free night awards

Redeem your club lounge passes at a great lounge, like the one at the Grand Hyatt Hong Kong

The card isn’t subjected to the 5/24 rule

There are many Chase cards that you can’t be approved for if you’ve opened five or more new card accounts in the past 24 months. The Hyatt Credit Card isn’t subjected to that, so you can be approved for the card even if you’ve opened five or more new accounts in the past 24 months. That makes this one of the easier Chase cards to be approved for.

Access to cardmember only promotions

Over the years The Hyatt Credit Card has offered excellent cardmember only promotions. For example, this month the card is offering a $30 statement credit when you spend $300+ on purchases at grocery stores or drug stores.

In the past they’ve also offered some Hyatt specific promotions, including:

Free nights now count towards status

As of this year, Hyatt is counting free nights towards status. To me this increases the value of World of Hyatt points, and in turn, it increases the return and rewards offered with The Hyatt Credit Card. In the past, one of my points of frustration with redeeming Hyatt points for free nights was that it didn’t help me to requalify for Globalist status, but that’s no longer a problem.

Earning World of Hyatt points is easy

There’s something to be said for accruing a points currency where you can easily top off your account in order to maximize your points. After all, sometimes you don’t earn enough points for a redemption, and need to find a way to earn more points. One big advantage of the World of Hyatt program is that you can transfer over points from Chase Ultimate Rewards, which can be earned on cards like the Chase Sapphire Reserve® CardChase Sapphire Preferred® Card, and Ink Business Preferred℠ Credit Card.

Whether you transfer over points with the purpose of going for Globalist status, or for a redemption at the Park Hyatt Maldives (or both), there’s value in accruing a points currency that you can easily top off.

Bottom line

The Hyatt Credit Card is extremely compelling, even for those who aren’t otherwise Hyatt loyalists. Not only does the card have a compelling welcome bonus, but it offers an annual free night certificate that in and of itself more than justifies the annual fee, and that doesn’t even factor in all the other perks, like cardmember-only promotions, Discoverist status for as long as you have the card, and more.

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  1. Hi Lucky, somewhat off topic. We receive elite credit for booking Hyatt stays via Visa Signature Hotels and Visa Infinite Hotels right? Do we also receive elite credit for booking a Hyatt stay via The Luxury Hotel & Resort Collection from Chase? I couldn’t find any dp’s on that. Have you had experience with the 3 and receiving elite credit for Hyatt? Thanks much.

  2. The article states: “Whether you transfer over points with the purpose of going for Globalist status, or…”
    Are you saying that if I transfer x amount of points from Chase Ultimate Rewards to Hyatt, I will be granted Globalist Status? And if so, how many points are required to be granted that status?

  3. For those not heading to Kathmandu, the Hyatt Regency Tokyo ($300+) is a good redemption. It’s Cat 3 so only 12,000 points/night and you can use the annual free night certificates as well. Free 5 minute shuttle ride to Shinjuku station. Good lounge breakfast and happy hour food too. If it’s a clear day you can see Mt. Fuji from the lounge, if not your room.

  4. Is one of those reasons that this website gets a commission every time one of its readers signs up for this credit card?

    Hey, he’s gotta pay for those absurdly expensive seats somehow!

  5. So if my husband has had the Hyatt cars for 5 years, can he cancel and get a new one and get the points bonus?

  6. I’ve had the Hyatt card for the last three years and the last few weeks I’ve been considering canceling it. I just got approved for the Amex Platinum earlier this month, and looked around the Amex Fine hotels website and compared the rates of booking a Hyatt on there vs booking with the Hyatt card and booking through fine hotels was only $10-30 more in most cases. But you get so much more benefits with the room upgrades/dining credit, etc. through booking with fine hotels.

  7. Question re The card isn’t subjected to the 5/24 rule
    If I have 5 cards already with Chase this will not be counted which is good however if I have less than 5 and get this card will this card be included in the 5/24 rule and stop me getting another chase card and as I recently read that authorized users are added as well will this also count against 5/24 rule?

  8. @ Simon — The 5/24 rule doesn’t refer to how many Chase cards you have altogether. Rather it’s about how many cards you’ve applied for in the past 24 months. If you’ve applied for five or more cards in the past 24 months (Chase or non-Chase) then Chase often won’t approve you for many of their cards. So you absolutely can get approved for this card if you currently have five Chase cards, it’s just a question of how many cards you’ve applied for in the past 24 months (though even this card isn’t subjected to that rule).

  9. ok but if I have applied and received 4 chase cards in last two year and get this card card and then want to get another Chase card (e.g. sapphire) within that same two year period will this count against the 5/24 rule?
    By the way I have this card as does my wife now given the benefits you have mentioned and a $50 statement credit and referral bonus of 10,000 points but I wanted be sure of any two way affect of the 5/24 rule

  10. @ Simon — Correct, if you apply for this card it would count as a card towards the 5/24 limit. So if you want to get a card subjected to the 5/24 limit then you’d want to apply for that first, if you’ve applied for four cards in the past 24 months.

  11. This card is totally crap and currently has worse benifits as opposed to the benifits pre WOH. But yet graciously Chase and Hyatt pass along the same annual fee. Who doesn’t love getting billed the same fee and getting less…..

    One of the biggest downers of this card is the inability to gain qualifying nights towards status via spend like you use to.

    But hey, anything to cash in on that affiliate revenue right?????

  12. The swimming pool is at the Park Hyatt in New York… A lovely property. As a Globalist, one receives a $100 breakfast credit, which is very easy to spend…

    The Kathmandu Hyatt has a spectacular site.. overlooking the Bodnath temple. Surely the best property in Kathmandu, set on 35 acres of gardens.

  13. Have not been to many Hyatt properties actually but another great reason to get this card is this website gets paid to say how great it is.

  14. This card is basically worthless if you care about the benefits of status and are not a Globalist. About the only way I would ever stay at a Hyatt these days is if I booked through FHR or Virtuoso. It might make sense if you want a night at an airport hotel and have no plans to use the lounge, but I have other cards and programs I am more likely to use.

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