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Answers (2)

Digital credit cards

Digital credit cards

  1. CharlieB

    Hi Lucky,

    just wondering whether you’ve ever thought about getting a digital credit card (e.g. Coin, Plastc, Swyp) for your millions of cards. If so, any recommendations?

  2. David W

    Those cards haven’t been more widely adopted and don’t always work 100% of the time. I have a couple of friends who had it and weren’t wowed by it and didnt find it all that more convenient. They were asked for the actual card a few times as well, which defeats the purpose of it.

    Coin costs $99 and when the battery runs out, you have to buy a new one since they wont replace it. Plastc is $155 to start with and includes an 18 month subscription, after which it costs $50 a year. Swyp isn’t yet available, there isnt a price point and it doesnt look like it has an EMV chip either.

    I cant really justify those fees when we’re also beginning to adopt contactless payments like NFC – Android/Apple/Samsung Pay, which are all free.

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