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Comparing Chase Cards
Hi, total newbie here, trying to make sense of this all. Great guide here on this site. I am taking the guidance of this website’s writer to look at the Chase Sapphire Preferred card as my starting point. On the Chase side, I see they have many cards actually, one is the United Mileage Plus Explorer card, and this looks tempting as well. I’m not sure how to compare the two cards overall. For example the United card offers 30k miles for $1k of initial spending, while the Sapphire is $50k for $4k spending, I mean, what should I be comparing among the benefits? Which is a better card and why? Thanks for helping the newbie.
The United card only earns miles that can only be used through United. I believe the only bonus category is for charges made through Untied. However, it does provide some perks for United flyers such as expanded award availability, 10,000 bonus miles for $25k spend annually and waived baggage fees when you book tickets with the card. The Sapphire earns Ultimate Reward points and offers bonuses on all spend in the dining and travel categories. It provides primary car rental insurance and travel insurance when you buy tickets using the card. UR points can be transferred to a variety of travel partners including United.
Both cards are useful depending on your travel needs. The United bonus is currently low since it regularly goes to 50k. I would wait for that before applying. I would also read up on Chase 5/24 (Google if you are not aware) to prioritize the Chase cards you would like.
Ok thanks for the reply. I just read up on Chase 5/24, that’s a bummer, but I think I won’t worry about that until I get much deeper into this.