Have a travel related question? Post it here, and I’ll do my best to answer it as quickly as possible.
While anyone can comment on regular blog post, registration is required in order to post a question in this space. Creating your account is free, and you'll be able to see when your question is answered, as well as like comments from other users. And of course, you'll earn status points for offering helpful answers!
This space is intended to be more of a community as well, so please jump in and share tips!
Which one should I get?
I am interested in picking up one of the following: Chase Sapphire Reserve, Citi Prestige, or AMEX Platinum. Which of the three offers the best long term perks in your opinion, all sign-up bonuses aside?
Thanks,
Noah
There are merits to all of them, based on your spending patterns so the question really is “Which of the three offers the best long term perks [I]for you[/I]?”
Each of them come with Prioritty Pass, Global Entry credit as well as $200-$300 in airline fee credits, with Amex’s iteration being the trickiest.
If you buy a lot of plane tickets, then the Amex Platinum is really a no-brainer. 5x points when paying airlines directly for plane tickets. When you factor in the airline credit and the new Uber credit, that’s $400 back every year, making your annual fee $150. That’s really fantastic, especially if you also factor in Delta SkyClub access when flying Delta, Amex Centurion Lounges as well as Hilton, Marriott and SPG Gold status.
CitiPrestige’s for that amazing 4th night free hotel perk. If you make 4 night stays regularly, that perk will pay for itself very quickly, especially when you factor in the $250 airline credit.
The Reserve has 3x points on dining and travel, plus the $300 travel credit which make’s it a fantastic card.
Furthermore, each card is connected to a great rewards program with transferable points.
If you’re a casual traveler then I think the Chase Sapphire Reserve is the way to go, especially when you mix in Chase’s other cards to maximize rewards.
Would you reccomend the Chase Sapphire Preferred or Reserve for a 15-year old credit card savvy traveler.
Well a 15 year old probably wont have enough credit history to apply for the Chase Sapphire Preferred, let alone the Reserve. Might want to consider getting them an authorized user card under a parent or guardian’s account.
At 18, apply for the Chase Freedom/Freedom Unlimited cards to start building a UR points balance before moving on to the Preferred and then eventually the Reserve.
Your feedback is important in helping us keep our community safe.