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Which of 3 cards to use for cash fare to DUB
I have a Chase Sapphire Preferred, Ink Business Preferred, and United Mileage Plus cards and I’ll be flying on United to Dublin this summer, paying cash for both my own and my wife’s premium economy tickets.
Given the choice of these three cards, which would be the best overall, in terms of points (or miles) earned and benefits provided? I’m naturally thinking Ink Business Preferred since it offers a higher bonus for air travel. But the checked bag benefit of the United card is a nice perq, and likewise the travel insurance benefits of the Sapphire are nothing to sneeze at either. What say you, folks?
For Premium Economy you get 2 free checked bags so I’d exclude that from your calculations.
And don’t the Ink Pref and the CSP have the same travel protections? Here’s the Ink’s description from the Chase website: [I]Trip Cancellation/ Trip Interruption Insurance —If your trip is cancelled or cut short by sickness, severe weather, and other covered situations, you can be reimbursed up to $5,000 per trip for your prepaid, non-refundable travel expenses, including passenger fares, tours, and hotels.[/I]
So if that’s the case I’d use the Ink. More points per dollar and should you end up wanting to use them on United you can transfer them there.
That’s what I figured, so yeah, Ink makes the most sense. I just wasn’t sure if I was overlooking something obvious.
I didn’t know about the checked bag. I will only check one for each of us (I hate travelling heavy, but I expect to come back with an lot of souvenirs from this one). I’m banking all my CUR points for future J-class redemptions on longer trips. To me a 6-7 hour flight isn’t worth springing for business if PE is available and the cash fare isn’t insane. Longer overnight flights (Germany, Finland, and points east) merit the upgrade.
I’ve got fewer than 50k United miles left, and about a quarter-million CUR points banked at the moment. I live close to EWR so UA is my preferred carrier now, but I’d rather have CUR points than UA miles. But I’ll certainly take as many UA miles as I can get from the actual flights themselves. Plus I’ll buy any onboard purchases on my UA card, naturally.