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Transfer CapOne points

1

Citi Prestige Card No longer accepting application

1

Amex Gold offers free Clear membership

Can you help?
0

Hilton hotel adds surcharge for using a credit card

1

Am I Better Off Earning 4x Amex Points or 5x Citi/Chase Points?

2

Thoughts on Bilt, the new credit card that rewards you for paying rent?

1

iPhone Outright Purchase

Can you help?
0

100,000K Marriott points or 3 free nights?

3

Chase reserve medical evacuation benefit

3

Amex or JetBlue MasterCard

3

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Answers (7)

Which Chase card to get?

Which Chase card to get?

  1. Matthew Herbst

    I have one card left before I hit the 5/24 Chase rule, so I figure I might as well get a Chase card. I currently don’t have any. Which should I get? I think I’m preferring a hotel/flexible points card, since I do very little domestic travel and thus the Southwest card isn’t super appealing to me over the others.

    What I know about:
    [LIST]
    [*]Sapphire Preferred (50k)
    [*]The IHG card (known current offer: 70k + 7.5k)
    [*]The Marriott card (known current offer: 80k + 7.5k)
    [*]The Hyatt card (known current offer: 2 free nights any category)
    [/LIST]
    I’m leaning towards the IHG card. It would be a struggle for me to spend $4k in 3 months for the Sapphire, and the IHG free night is not category restricted the way the Marriott free night is.

    Is there something better (or better offers for the above)?

  2. Gaurav

    I would check Doctor of Credit’s post about which cards are 5/24 covered. I don’t think the IHG is currently on that list so might be worth it to hold off. I would focus on the Sapphire preferred. If you have a tough time spending $4k in three months there are plenty of suggestions on how to increase your spend at a relatively minimal cost.

  3. Matthew Herbst

    [USER=79]@Gaurav[/USER] based on this post ([URL]http://www.doctorofcredit.com/chase-to-limit-credit-card-approvals-524-on-co-branded-cards/[/URL]), it seems that all Chase cards are covered by this rule now. Do you know differently?

  4. Matthew Herbst

    [USER=79]@Gaurav[/USER] based on this post ([URL]http://www.doctorofcredit.com/chase-to-limit-credit-card-approvals-524-on-co-branded-cards/[/URL]), it seems that all Chase cards are covered by this rule now. Do you know differently?

  5. Gaurav

    That post is out of date. This is a better reference: [URL]http://www.doctorofcredit.com/chase-524-rule-now-effect-credit-cards/[/URL]

  6. PhatMiles

    How about checking on the latest UA 70K+5K offer. If you are targeted I think that is sweet number to score.

  7. Matthew Herbst

    [USER=79]@Gaurav[/USER] thanks! Based on that post it seems I should get the Marriott card, since the post claims IHG and Hyatt aren’t restricted by 5/24 (yet).

    [USER=522]@PhatMiles[/USER] unfortunately I wasn’t targeted for that offer – they gave me a targeted offer of only 35k through that link 🙁

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