Questions and Answers

Have a travel related question? Post it here, and I’ll do my best to answer it as quickly as possible.

While anyone can comment on regular blog post, registration is required in order to post a question in this space. Creating your account is free, and you'll be able to see when your question is answered, as well as like comments from other users. And of course, you'll earn status points for offering helpful answers!

This space is intended to be more of a community as well, so please jump in and share tips!

Filter by:

Chase reserve medical evacuation benefit

2

Amex or JetBlue MasterCard

3

Amex Platinum vs Chase Reserve

3

Lyft Cash: No Longer Earns Chase UR Points

1

Amex Plat-$50 offer for Best Buy & Home Depot

6

Platinum Confusion – Marriott Brilliant Amex

3

Miles & More European Credit Cards 50% Devaluation

1

Timing about canceling one card and applying for another

2

Can’t find Blue Business Plus

4

Annual fee for Virgin Atlantic M/C

2

Ask a Question

Everyone can read and comment, but you must login to post a new comment.

Answers (5)

Which Card(s) to use when using money transfer services like Western Union, Xoom, etc.

Which Card(s) to use when using money transfer services like Western Union, Xoom, etc.

  1. Moon

    Hello all 🙂

    After being inspired by so many of you (especially you, Ben!), its now getting hard for me not to think about possible point earn-outs when spending any money!!

    So, I am in a situation where I need to send money to someone in India on a monthly basis. There are quite a few services I can use for this. And many of such services allow use of Credit Cards.

    What do you think would be an effective strategy here to get maximum return from using such services?

    Thanks,
    Moon

  2. MidSouthSkier

    Welcome [USER=2124]@Moon[/USER]

    First thing you want to be sure of is that the charge is not coded as a cash advance on a credit card. Not only would you not earn points/miles for that, you’d end up paying interest!

    I did not think WU would allow use of a credit card, though I know it will allow a debit card.

    For info on some of the other techniques, I recommend checking out the forum area of the Travel Codex blog as it focuses on manufactured spending techniques.

  3. Moon

    Yes WU doesn’t allow Credit Card. Xoom does. I am not sure wether it will be coded as a cash advance or not. But I certainly have about it.

    So I guess I’ll just have to do a wire transfer from my bank.

  4. Gaurav

    How much does xoom charge for a cc funded transfer as opposed to a debit card?

  5. Moon

    [QUOTE=”Gaurav, post: 18932, member: 79″]How much does xoom charge for a cc funded transfer as opposed to a debit card?[/QUOTE]

    Charge is the same regardless of Credit Card or Debit Card.

Sign in to help answer questions.