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Where does the SPG personal card come in when there’s the Chase trifecta?
so after reading [URL=’http://onemileatatime.boardingarea.com/2018/01/03/credit-cards-i-spend-money-on/’]this[/URL] post about what card Lucky puts spend on… and having just gotten the SPG Amex (Personal) as well as the Freedom Unlimited and already having the Freedom card… when you have the CSR, where does the the SPG Amex card come in? Even with additional few SPG points per dollar spent at SPG properties, 3X on the CSR still seems like a better deal, and non-bonus spend areas seem to be better on Chase Freedom Unlimited? Am I missing something??
Nope, you’re not missing anything. The benefit of the SPG card is the sheer number of airline transfer partners and the 5K bonus points you’ll get with most airlines when you transfer 20K points. For example let’s say you need miles to travel on AA. With Ultimate Rewards you’re limited to transferring to BA, which could be costly if you need connecting flights. But SPG can transfer to AA with no issues.