Questions and Answers

Lucky-
My wife has the sapphire preferred card, with me as an authorized user. I am wondering what we should do next in regards to a new card:
Should she sign up for the Freedom given the increased signup bonus, and add me again, like last time, or should I sign up for both the sapphire and freedom cards? Can we merge our 2 accounts? Can I have my own sapphire preferred even though I am already an authorized user on her card?

thanks

Matt–I assume you are aware about the rules around Chase applications. If you have not applied for more than four or more cards in the past two years, you should go ahead and apply for the Freedom/CSP for whoever doesn’t have one. Applying for two cards at the same bank is always a risk but if you don’t have many cards you could always try to talk them into issuing both on the basis of different bonus categories.

Given the 10% boost just announced for the Freedom and the increased sign up bonus on the CSP, now would be a great time to get it. Being an authorized cardholder will not prevent you from getting the card yourself.