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Answers (3)

Use of Business Credit Card

Use of Business Credit Card

  1. Jim Patrick

    I searched the forum as best I could to find an answer on this before posting, so my sincere apologies if I missed this discussion.

    The question I have, as someone who has been in the personal game for a long time, but not the business side of things, hinges on use of a business credit card.

    Example: My wife and I are/have started a small registered business for her to sell various crafts, etc. Often times a credit card may offer a personal signup bonus (i.e.: 50K miles), as well as a business card bonus (i.e: 50K miles also).

    With that in mind, when it comes time for meeting the minimum spend, what kind of spend would be allowed on a business card. Obviously I would prefer to keep personal and business expenses separate, but if we are a very small operation that won’t naturally meet say, $5K in 3 months, can we put personal expenses on the card without causing issues down the road, either with the card or taxes? Or can we use it on say, house supplies from appliances to utility bills, if the work is done out of the house, etc?

    Just trying to get some insight here now that we should be up and running shortly.


  2. MidSouthSkier

    [USER=1185]@Jim Patrick[/USER] – welcome! You should have no issues putting any kind of spending on the card. Enjoy!

  3. Jim Patrick

    [QUOTE=”MidSouth Skier, post: 10043, member: 184″][USER=1185]@Jim Patrick[/USER] – welcome! You should have no issues putting any kind of spending on the card. Enjoy![/QUOTE]

    Thanks man. Obviously it’s just my wife and I. We’re not a company being watched by bosses for personal spend. 🙂 So just wanted to make sure it wasn’t an issue.


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