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Use Chase Reserve or Airline/Hotel card??
I’m planning a trip from the west coast to NYC area at the end of the month. Now that I have the Sapphire Reserve card, I wondering whether i should charge my airfare on united and my stay at a Hilton on the Reserve card (getting three points per $ spent) or on the respective airline and hotel card (HILTON HHONORS™ VISA SIGNATURE® CARD)
Seems to me that there is not a lot of additional benefit to actually charging to the airline or hotel cards — most of the benefits come from just being a cardholder. I’m posting this question since I’m guessing this is already solved issue.
Most of the time I think you’re right that you’ll get more value for charging to a flexible points program. An exception might be if the charges for your stay would boost your balance over some threshold for the next award.
With Hilton in particular, their points are so easy to manufacture if you have one of their Amex cards that a flexible points program makes more sense 99% of the time.