Questions and Answers

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Remaining Chase 5/24 slots

1

Transfer CapOne points

1

Citi Prestige Card No longer accepting application

1

Amex Gold offers free Clear membership

Can you help?
0

Hilton hotel adds surcharge for using a credit card

1

Am I Better Off Earning 4x Amex Points or 5x Citi/Chase Points?

2

Thoughts on Bilt, the new credit card that rewards you for paying rent?

1

iPhone Outright Purchase

Can you help?
0

100,000K Marriott points or 3 free nights?

3

Chase reserve medical evacuation benefit

3

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Answers (3)

Use Amex Plat or Saph Reserve…

Use Amex Plat or Saph Reserve…

  1. yaboobie

    Hi Guy,

    I’m planning a small Tgivings trip from california to Fairbanks, Alaska for me and my girlfriend to see the aurora borealis and can’t decide what CC to use(first world problems)

    The Amex gives 5% on flights will give me about 7k pts with no travel protection

    The Reserve gives 3% and will give me about 4250pts but with 6hr delay protection of $500.

    What are your thoughts on which one I should pick?
    November is the beginning of the rain season in norcal so im abit worried about what the rain could do to the entire westcoast.

    Suggestions please =)

  2. David W

    You could always pay with the AMEX and buy travel insurance separately. It’s relatively inexpensive.

    Lucky values both MR and UR points at 1.7 cents/point. Based on that, the difference in points earned is about $46. Also – would you rather have more UR points or MR points?

  3. yaboobie

    hmm… I havnet thought about purchasing insurance lol.
    any idea on how much it would cost?

    Im a bit low on MR~70k, have about UR~180k.

    Ill look into it

    thanks!

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