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Answers (3)

Use Amex Plat or Saph Reserve…

by yaboobie Member April 6, 2017, 1:01 pm

Use Amex Plat or Saph Reserve…

  1. yaboobie Member
    April 6, 2017, 1:01 pm

    Hi Guy,

    I’m planning a small Tgivings trip from california to Fairbanks, Alaska for me and my girlfriend to see the aurora borealis and can’t decide what CC to use(first world problems)

    The Amex gives 5% on flights will give me about 7k pts with no travel protection

    The Reserve gives 3% and will give me about 4250pts but with 6hr delay protection of $500.

    What are your thoughts on which one I should pick?
    November is the beginning of the rain season in norcal so im abit worried about what the rain could do to the entire westcoast.

    Suggestions please =)

  2. David W Community Ambassador
    April 6, 2017, 1:13 pm

    You could always pay with the AMEX and buy travel insurance separately. It’s relatively inexpensive.

    Lucky values both MR and UR points at 1.7 cents/point. Based on that, the difference in points earned is about $46. Also – would you rather have more UR points or MR points?

  3. yaboobie Member
    April 6, 2017, 1:23 pm

    hmm… I havnet thought about purchasing insurance lol.
    any idea on how much it would cost?

    Im a bit low on MR~70k, have about UR~180k.

    Ill look into it

    thanks!

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