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United M/C to VISA?
My wife has an ancient Chase MileagePlus explorer MasterCard. If she wanted the VISA equivalent would she be eligible for the new welcome bonus or should she just do it as a product transfer? She’s not in the mileage game in the slightest, but I’m trying to see if she’s leaving UA miles on the table here.
I suspect not. When Citi switched from Visas to MCs they just sent me a new card and I did not have the opportunity to apply again.
I was thinking she should change it to a Chase Freedom, then apply for the United VISA product, but I’m not sure they’d allow it. I’m guessing probably not.
It’s worth asking the question. All they can do is say no! But I suspect you’re correct because the two cards are not in the same “family” with the Freedom being in the UR family and the United card being a airline-specific card.
Chase will not allow you to switch between card families so the freedom won’t work. However you should be fine getting a new sign bonus on the Visa branded cards. Not only would be a different product (MC vs Visa), assuming ancient>2yrs you should be eligible for a sign up bonus. You might have to call and explain why you want two cards so I’d be prepared with some rationale.