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My mom had about 250K C1 points upon her death. I am an UA but not owner on her account, but am the executor so I still have access to her account. I know that technically I should close the account, and I’m not using it, but I would like to use her points.
CapOne has a “case by case” policy on transferring points to a relative’s account upon death, but I don’t have a Venture card, so I’d have to open one just to get the points, and there’s no guarantee.
I don’t have an immediate use for the points, but wonder if there is a way to transfer them out. I’m wondering if any of the transfer partners allow a transfer into a name mismatch.
Otherwise, the only thing I can think to do is to transfer to my mom’s Etihad account, group that as a family share with my account, and use them from that account.
Is there any other option for securing the points?
Yes, I know that this might technically be against the terms of the account.
Hey Mr WD,
First of all I’m really sorry for your loss! This is all the more tough when you have to deal with those admin issues.
Tiffany had written an article last year, although it doesn’t cover Capital One points:
If I were you, I would first try to reach out and explain the situation, CapOne usually has a quite nice customer service so maybe they’ll be willing to work with you on a solution. Otherwise, given that it’s a LOT of points, I would probably open a Venture card if that allows those points to be transferred to you. Probably worth the annual fee (plus you’d earn the sign up bonus too), and that gives you some time to figure it out.